Shadow Lake Auto Insurance Rates, Quotes, Agents & Reviews in WA

Shadow Lake, WA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Shadow Lake, WA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Shadow Lake, WA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Shadow Lake, WA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Shadow Lake, WA with that of other cities in and around Shadow Lake.

Shadow Lake Lake Morton-Berrydale Fairwood Covington Maple Valley Tahoma-Maple Valley
Average Insurance Rates $1,297 $1,277 $1,279 $1,250 $1,269 $1,269

Shadow Lake, WA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Shadow Lake, WA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Shadow Lake $1,801 $1,522
Maple Heights-Lake Desire $1,891 $1,597
Hobart $1,655 $1,398
Tahoma-Maple Valley $1,082 $914
Maple Valley $1,547 $1,307
Covington $2,104 $1,777
Fairwood $1,715 $1,449
Lake Morton-Berrydale $1,300 $1,098

Shadow Lake, WA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Shadow Lake, WA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,209
20 Years $1,666
30 Years $1,284
40 Years $1,235
50 Years $1,144
60 Years $1,160
70 Years $1,350

Shadow Lake, WA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Shadow Lake, WA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,257 $337
3 Vehicles $3,385 $506
4 Vehicles $4,514 $674

Savings on 2 Vehicles bundle:$337

Savings on 3 Vehicles bundle:$506

Savings on 4 Vehicles bundle:$674


Shadow Lake, WA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Shadow Lake, WA.

Location Average Insurance Cost Post DUI Insurance Rate
Shadow Lake $1,297 $2,082
Maple Heights-Lake Desire $1,304 $2,093
Hobart $1,311 $2,104
Tahoma-Maple Valley $1,269 $2,037
Maple Valley $1,269 $2,037
Covington $1,250 $2,006
Fairwood $1,279 $2,053
Lake Morton-Berrydale $1,277 $2,050

Shadow Lake, WA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,113
Excellent (740-799) $1,270
Good (670-739) $1,351
Average (580-669) $1,763
Poor (300-579) $2,116

Shadow Lake, WA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Doug Jones State Farm 124 4th Ave S Ste 210, Kent, 98032-5874 253-850-3226
David Lo State Farm 12705 Renton Ave S, Seattle, 98178-4847 206-772-3388
Aaa Insurance Agency Travelers 115 E WILLIS ST, KENT, 98032 877-222-4678
Derek Dykman Farmers 687 Strander Blvd, Tukwila, 98188 (253) 617-7596
Patrick Sprague Allstate 830 N 10th St Ste Q, Renton, 98057 (425) 228-5844
La Ley Insurnace Llc Travelers 405 E SMITH ST, KENT, 98030 253-653-3251
Duane Weber Insurance Liberty Mutual Independent 327 5Th Ave S, Kent, 98032 None
Hideyo Rowry Farmers 295 SW 41st St, Renton, 98057 (425) 251-6395
William F. Davis Insurance Agency, Inc. None 304 Main Ave S Rm 304B, Renton, 98057 None
Deborah Aguirre Farmers 401 Olympia Ave NE Ste 107, Renton, 98056 (425) 235-7101
Jeff Sun Liberty Mutual 14900 Interurban Ave. South Ste 142, Tukwila, 98168 1-206-277-7838

Shadow Lake, WA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$57 $1,354
Driver's Failure In Showing Documents +$126 $1,423
Driving With An Expired Registration +$134 $1,431
Driving At A Considerably Slow Pace +$281 $1,578
Using A Cellphone While Driving +$297 $1,594
Running A Red Light +$302 $1,599
Speeding +$318 $1,615
Driving A Vehicle Without The Required Permission +$403 $1,700
Driving With An Expired/Suspended License +$874 $2,171

Shadow Lake, WA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,245
Active Disabling Device $1,245
Tracking Device $1,219
Passive Disabling Device $1,206