Shaftsbury Auto Insurance Rates, Quotes, Agents & Reviews in VT

Shaftsbury, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Shaftsbury, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Shaftsbury, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Shaftsbury, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Shaftsbury, VT with that of other cities in and around Shaftsbury.

Shaftsbury Bennington County Bennington North Bennington White Creek Arlington
Average Insurance Rates $1,103 $956 $1,072 $1,085 $1,676 $1,118

Shaftsbury, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Shaftsbury, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Shaftsbury $1,501 $1,268
South Shaftsbury $1,291 $1,090
North Bennington $1,118 $944
White Creek $1,072 $906
Arlington $1,247 $1,054
Bennington County $1,852 $1,564
Bennington $1,660 $1,402
Old Bennington $1,453 $1,228

Shaftsbury, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Shaftsbury, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,579
20 Years $1,417
30 Years $1,092
40 Years $1,050
50 Years $973
60 Years $986
70 Years $1,148

Shaftsbury, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Shaftsbury, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,875 $331
3 Vehicles $2,813 $496
4 Vehicles $3,750 $662

Savings on 2 Vehicles bundle:$331

Savings on 3 Vehicles bundle:$496

Savings on 4 Vehicles bundle:$662


Shaftsbury, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Shaftsbury, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Shaftsbury $1,103 $2,279
South Shaftsbury $1,074 $2,219
North Bennington $1,085 $2,242
White Creek $1,676 $2,529
Arlington $1,118 $2,310
Bennington County $956 $1,976
Bennington $1,072 $2,215
Old Bennington $1,162 $2,401

Shaftsbury, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $946
Excellent (740-799) $1,080
Good (670-739) $1,149
Average (580-669) $1,499
Poor (300-579) $1,799

Shaftsbury, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lonergan & Thomas, Inc. None 550 Main St, Bennington, 5201 None
Mark Sekora State Farm 818 Main St, Bennington, 05201-2636 802-447-2227
The Equinox Agency Allstate 3553 Vt Route 7a, Arlington, 5250 (802) 375-2377
Lonergan & Thomas, Inc None 18 Church St , Arlington, 5250 None
Equinox Ins Svcs None 343 Sycamore , Arlington, 5250 None
Wills Agcy Inc Liberty Mutual Independent 116 SOUTH ST, BENNINGTON, 5201 (802) 442-5414
Shaftsbury Insurance Agency, Inc. None 866 Route 7A, Suite A , Shaftsbury, 5262 None

Shaftsbury, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,152
Driver's Failure In Showing Documents +$107 $1,210
Driving With An Expired Registration +$114 $1,217
Driving At A Considerably Slow Pace +$239 $1,342
Using A Cellphone While Driving +$253 $1,356
Running A Red Light +$257 $1,360
Speeding +$270 $1,373
Driving A Vehicle Without The Required Permission +$343 $1,446
Driving With An Expired/Suspended License +$743 $1,846

Shaftsbury, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,059
Active Disabling Device $1,059
Tracking Device $1,037
Passive Disabling Device $1,026