Shannondale Auto Insurance Rates, Quotes, Agents & Reviews in WV

Shannondale, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Shannondale, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Shannondale, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Shannondale, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Shannondale, WV with that of other cities in and around Shannondale.

Shannondale Ranson Round Hill Hillsboro Harpers Ferry Kabletown
Average Insurance Rates $1,509 $1,494 $1,001 $1,030 $1,529 $1,604

Shannondale, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Shannondale, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Shannondale $1,139 $962
Kabletown $1,190 $1,005
Hillsboro $1,987 $1,678
Charles Town $1,259 $1,063
Shenandoah Retreat $2,096 $1,770
Round Hill $1,570 $1,326
Harpers Ferry $1,446 $1,221
Ranson $1,113 $940

Shannondale, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Shannondale, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,896
20 Years $1,939
30 Years $1,493
40 Years $1,437
50 Years $1,331
60 Years $1,349
70 Years $1,570

Shannondale, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Shannondale, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,595 $423
3 Vehicles $3,893 $634
4 Vehicles $5,191 $845

Savings on 2 Vehicles bundle:$423

Savings on 3 Vehicles bundle:$634

Savings on 4 Vehicles bundle:$845


Shannondale, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Shannondale, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Shannondale $1,509 $2,413
Kabletown $1,604 $2,565
Hillsboro $1,030 $1,681
Charles Town $1,517 $2,426
Shenandoah Retreat $939 $1,533
Round Hill $1,001 $1,634
Harpers Ferry $1,529 $2,445
Ranson $1,494 $2,389

Shannondale, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,295
Excellent (740-799) $1,478
Good (670-739) $1,572
Average (580-669) $2,051
Poor (300-579) $2,461

Shannondale, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Tammy Sirbaugh State Farm 217 Oak Lee Drive, Ranson, 25438-4871 304-725-5433
Lana Shultz State Farm 1119 S George St, Charles Town, 25414-4433 304-728-7416
Louis J. Diguglielmo Allstate 111 Topper Ave Ste 100, Ranson, 25438 (304) 725-7943
Tammy Sirbaugh State Farm 217 Oak Lee Dr Ste 2A, Ranson, 25438-4865 304-725-5433
Fargo- Jones Insurance Agency Inc Nationwide 43 Ruland Rd STE B, Kearneysville, 25430 (304) 725-5567
Bob Snyder State Farm 211 N George St, Charles Town, 25414-1503 304-725-7077

Shannondale, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,575
Driver's Failure In Showing Documents +$146 $1,655
Driving With An Expired Registration +$155 $1,664
Driving At A Considerably Slow Pace +$327 $1,836
Using A Cellphone While Driving +$346 $1,855
Running A Red Light +$352 $1,861
Speeding +$370 $1,879
Driving A Vehicle Without The Required Permission +$469 $1,978
Driving With An Expired/Suspended License +$1,017 $2,526

Shannondale, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,449
Active Disabling Device $1,449
Tracking Device $1,418
Passive Disabling Device $1,403