Sharon Hill Auto Insurance Rates, Quotes, Agents & Reviews in PA

Sharon Hill, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sharon Hill, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sharon Hill, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sharon Hill, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sharon Hill, PA with that of other cities in and around Sharon Hill.

Sharon Hill Folcroft Yeadon Glenolden Colwyn Collingdale
Average Insurance Rates $1,401 $1,388 $1,412 $1,427 $1,371 $1,390

Sharon Hill, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sharon Hill, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sharon Hill $999 $844
Collingdale $1,069 $903
Colwyn $1,121 $947
Darby $1,573 $1,328
Folcroft $2,145 $1,812
Glenolden $1,246 $1,053
Aldan $945 $798
Yeadon $1,821 $1,538

Sharon Hill, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sharon Hill, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,546
20 Years $1,800
30 Years $1,387
40 Years $1,334
50 Years $1,235
60 Years $1,253
70 Years $1,458

Sharon Hill, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sharon Hill, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,466 $336
3 Vehicles $3,699 $504
4 Vehicles $4,932 $672

Savings on 2 Vehicles bundle:$336

Savings on 3 Vehicles bundle:$504

Savings on 4 Vehicles bundle:$672


Sharon Hill, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sharon Hill, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Sharon Hill $1,401 $2,205
Collingdale $1,390 $2,188
Colwyn $1,371 $2,158
Darby $1,355 $2,133
Folcroft $1,388 $2,185
Glenolden $1,427 $2,246
Aldan $1,434 $2,257
Yeadon $1,412 $2,223

Sharon Hill, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,202
Excellent (740-799) $1,372
Good (670-739) $1,460
Average (580-669) $1,905
Poor (300-579) $2,285

Sharon Hill, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,463
Driver's Failure In Showing Documents +$136 $1,537
Driving With An Expired Registration +$144 $1,545
Driving At A Considerably Slow Pace +$304 $1,705
Using A Cellphone While Driving +$321 $1,722
Running A Red Light +$326 $1,727
Speeding +$343 $1,744
Driving A Vehicle Without The Required Permission +$436 $1,837
Driving With An Expired/Suspended License +$944 $2,345

Sharon Hill, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,345
Active Disabling Device $1,345
Tracking Device $1,317
Passive Disabling Device $1,303