Sharon Auto Insurance Rates, Quotes, Agents & Reviews in VT

Sharon, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sharon, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sharon, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Sharon, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sharon, VT with that of other cities in and around Sharon.

Sharon Tunbridge Pomfret Hartford Royalton Norwich
Average Insurance Rates $1,105 $1,094 $1,175 $1,103 $1,080 $1,216

Sharon, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sharon, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sharon $1,335 $1,128
South Royalton $1,609 $1,359
Norwich $1,609 $1,359
Royalton $1,439 $1,215
Strafford $961 $812
Pomfret $2,172 $1,835
Tunbridge $1,113 $940
Hartford $1,368 $1,155

Sharon, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sharon, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,586
20 Years $1,420
30 Years $1,094
40 Years $1,052
50 Years $974
60 Years $988
70 Years $1,150

Sharon, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sharon, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,879 $332
3 Vehicles $2,818 $497
4 Vehicles $3,757 $663

Savings on 2 Vehicles bundle:$332

Savings on 3 Vehicles bundle:$497

Savings on 4 Vehicles bundle:$663

Sharon, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sharon, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Sharon $1,105 $2,283
South Royalton $1,053 $2,176
Norwich $1,216 $2,513
Royalton $1,080 $2,232
Strafford $1,130 $2,335
Pomfret $1,175 $2,428
Tunbridge $1,094 $2,261
Hartford $1,103 $2,279

Sharon, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $948
Excellent (740-799) $1,082
Good (670-739) $1,151
Average (580-669) $1,502
Poor (300-579) $1,802

Sharon, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$49 $1,154
Driver's Failure In Showing Documents +$107 $1,212
Driving With An Expired Registration +$114 $1,219
Driving At A Considerably Slow Pace +$240 $1,345
Using A Cellphone While Driving +$253 $1,358
Running A Red Light +$257 $1,362
Speeding +$271 $1,376
Driving A Vehicle Without The Required Permission +$344 $1,449
Driving With An Expired/Suspended License +$745 $1,850

Sharon, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,061
Active Disabling Device $1,061
Tracking Device $1,039
Passive Disabling Device $1,028