Shasta Auto Insurance Rates, Quotes, Agents & Reviews in CA

Shasta, CA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Shasta, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Shasta, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Shasta, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Shasta, CA with that of other cities in and around Shasta.

Shasta Shasta Lake Keswick Mountain Gate Southwest Shasta Bella Vista
Average Insurance Rates $1,833 $1,779 $1,778 $1,761 $1,826 $1,820

Shasta, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Shasta, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Shasta $1,075 $908
Keswick $1,355 $1,145
Redding $1,336 $1,128
Shasta Lake $1,255 $1,060
Southwest Shasta $1,485 $1,255
French Gulch $1,451 $1,226
Mountain Gate $1,225 $1,034
Bella Vista $1,354 $1,144

Shasta, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Shasta, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,948
20 Years $2,355
30 Years $1,814
40 Years $1,745
50 Years $1,616
60 Years $1,639
70 Years $1,908

Shasta, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Shasta, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,153 $513
3 Vehicles $4,729 $770
4 Vehicles $6,306 $1,026

Savings on 2 Vehicles bundle:$513

Savings on 3 Vehicles bundle:$770

Savings on 4 Vehicles bundle:$1,026

Shasta, CA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Shasta, CA.

Location Average Insurance Cost Post DUI Insurance Rate
Shasta $1,833 $4,513
Keswick $1,778 $4,378
Redding $1,212 $2,984
Shasta Lake $1,779 $4,380
Southwest Shasta $1,826 $4,496
French Gulch $1,746 $4,299
Mountain Gate $1,761 $4,336
Bella Vista $1,820 $4,481

Shasta, CA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,573
Excellent (740-799) $1,795
Good (670-739) $1,910
Average (580-669) $2,492
Poor (300-579) $2,990

Shasta, CA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Bryan Mcgruder State Farm 993 Lake Blvd, Redding, 96003-1725 530-241-0100
Sfi Insurance Services Liberty Mutual Independent 1524 MARKET ST, REDDING, 96001 (530) 244-7446
Michael Walsh Farmers 3605 Bechelli Ln, Redding, 96002 (530) 222-1101
Wayne Miller Farmers 3075 Churn Creek Rd, Redding, 96002 (530) 222-5334
Nathan Rogers Allstate 2861 Churn Creek Rd Ste B, Redding, 96002 (530) 227-4091
Effie Lightsey Lutcf Farmers 2400 Washington Ave, Redding, 96001 (530) 244-8496
John Chandler Lutcf Farmers 1556 Hartnell Ave Ste B, Redding, 96002 (530) 223-0652
Jim Normoyle State Farm 1923 Solano Street, Corning, 96021 530-824-3439

Shasta, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$81 $1,914
Driver's Failure In Showing Documents +$178 $2,011
Driving With An Expired Registration +$189 $2,022
Driving At A Considerably Slow Pace +$398 $2,231
Using A Cellphone While Driving +$420 $2,253
Running A Red Light +$427 $2,260
Speeding +$449 $2,282
Driving A Vehicle Without The Required Permission +$570 $2,403
Driving With An Expired/Suspended License +$1,235 $3,068

Shasta, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,760
Active Disabling Device $1,760
Tracking Device $1,723
Passive Disabling Device $1,705