Sheboygan Auto Insurance Rates, Quotes, Agents & Reviews in WI

Sheboygan, WI Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sheboygan, WI, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sheboygan, WI are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sheboygan, WI Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sheboygan, WI with that of other cities in and around Sheboygan.

Sheboygan Kohler Wilson Mosel Sheboygan Falls Gibbsville
Average Insurance Rates $992 $1,148 $1,126 $1,112 $1,082 $1,194

Sheboygan, WI Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sheboygan, WI based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sheboygan County $1,518 $1,282
Sheboygan $1,946 $1,643
Kohler $1,251 $1,057
Sheboygan Falls $2,837 $2,396
Wilson $1,516 $1,281
Mosel $1,302 $1,100
Howards Grove $1,078 $911
Gibbsville $1,063 $898

Sheboygan, WI Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sheboygan, WI usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,219
20 Years $1,275
30 Years $982
40 Years $945
50 Years $875
60 Years $887
70 Years $1,032

Sheboygan, WI Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sheboygan, WI can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,726 $258
3 Vehicles $2,589 $387
4 Vehicles $3,452 $516

Savings on 2 Vehicles bundle:$258

Savings on 3 Vehicles bundle:$387

Savings on 4 Vehicles bundle:$516


Sheboygan, WI Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sheboygan, WI.

Location Average Insurance Cost Post DUI Insurance Rate
Sheboygan County $1,088 $2,095
Sheboygan $992 $1,910
Kohler $1,148 $2,210
Sheboygan Falls $1,082 $2,083
Wilson $1,126 $2,168
Mosel $1,112 $2,141
Howards Grove $1,100 $2,118
Gibbsville $1,194 $2,299

Sheboygan, WI Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $851
Excellent (740-799) $972
Good (670-739) $1,034
Average (580-669) $1,349
Poor (300-579) $1,618

Sheboygan, WI Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$44 $1,036
Driver's Failure In Showing Documents +$96 $1,088
Driving With An Expired Registration +$102 $1,094
Driving At A Considerably Slow Pace +$215 $1,207
Using A Cellphone While Driving +$227 $1,219
Running A Red Light +$231 $1,223
Speeding +$243 $1,235
Driving A Vehicle Without The Required Permission +$309 $1,301
Driving With An Expired/Suspended License +$669 $1,661

Sheboygan, WI Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $952
Active Disabling Device $952
Tracking Device $932
Passive Disabling Device $923

Latest Auto Insurance Reviews in Sheboygan, WI | Back to Top

State Farm
They offered the same things as all the other insurance companies around here. I didn't have to sacrifice anything by switching to them, they had all the options I needed.
State Farm
The premiums and deductibles for my auto insurance are WAY better than those related to my home owners insurance policy.
Farmer's Insurance
I would recommend my insurance company because it has been reliable and trustworthy. I have used them for years and have had no problems.
Liberty Mutual
Liberty Mutual has much lower rates, and even lets you prepay for a year's worth of insurance rather than just six months. Also the package was more customization and the ability to add on just the parts you needed.
State Farm
I have had a good experience with state farm. I applied inline and in a few minutes a agent called and set me up. And they been good for 3 or 4 years now.
Allstate
My experience with the customer service has been very good. I have got a reply immediately to my queries.
Safeco Insurance
We have a very low deductible in case we ever are at fault and have to use the policy. When we compare the deductible with the coverage of other companies, we always come out ahead.
Hastings Mutual
Both the premium and deductible are fair and comparable with other insurance company policies that offered the same coverage. They also offer a number of incentives and perks that have increased over the years we have been with them, which in turn has lowered the premium.
Hastings Mutual
Both the premium and deductible are fair and comparable with other insurance company policies that offered the same coverage. They also offer a number of incentives and perks that have increased over the years we have been with them, which in turn has lowered the premium.
Allstate
First of all, I really appreciate that the company offers outstanding customer service. It was very easy to get my policy started and they offered me a competitive rate that made me want to switch from my other insurance provider. I have used roadside assistance once and it went over really well--Someone showed up very promptly. I would recommend this company to family and friends.
Allstate
The staff is are always accessible and responsive. If I need info, make a claim or change to the coverage I get the answers almost immediately response