Sherman Auto Insurance Rates, Quotes, Agents & Reviews in WV

Sherman, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sherman, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sherman, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Sherman, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sherman, WV with that of other cities in and around Sherman.

Sherman Capon Bridge Hampshire County Wardensville Mill Creek Gore
Average Insurance Rates $1,480 $1,439 $1,457 $1,474 $1,456 $1,448

Sherman, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sherman, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sherman $1,247 $1,054
Hampshire County $2,829 $2,390
Romney $2,797 $2,363
Capon $1,433 $1,210
Mill Creek $1,534 $1,295
Wardensville $1,276 $1,078
Gore $1,973 $1,667
Capon Bridge $1,098 $927

Sherman, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sherman, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,802
20 Years $1,902
30 Years $1,465
40 Years $1,409
50 Years $1,305
60 Years $1,323
70 Years $1,540

Sherman, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sherman, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,605 $355
3 Vehicles $3,907 $533
4 Vehicles $5,210 $710

Savings on 2 Vehicles bundle:$355

Savings on 3 Vehicles bundle:$533

Savings on 4 Vehicles bundle:$710

Sherman, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sherman, WV.

Location Average Insurance Cost Post DUI Insurance Rate
Sherman $1,480 $2,367
Hampshire County $1,457 $2,330
Romney $1,437 $2,298
Capon $1,426 $2,280
Mill Creek $1,456 $2,328
Wardensville $1,474 $2,357
Gore $1,448 $2,315
Capon Bridge $1,439 $2,301

Sherman, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,270
Excellent (740-799) $1,449
Good (670-739) $1,542
Average (580-669) $2,012
Poor (300-579) $2,414

Sherman, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Judy Ball State Farm 334 S Main St, Moorefield, 26836-1283 304-538-6166
B.W. Hill Insurance Agency None Po Box 1840 Romney, Wiley Ford, 26767 None
Carol Shaw State Farm 205 East Main Street, Romney, 26757 304-822-4545
Lana Shultz State Farm 1119 S George St, Charles Town, 25414-4433 304-728-7416
Amber Ritchie Allstate 59 Ruland Rd Ste I, Kearneysville, 25430 (304) 725-7100
Jeff Jenkins Nationwide 127 Hovatter Drive, Inwood, 25428-9998 (304) 229-0119
American Insurance Center Llc Erie 310 N Bolton Street, Romney, 26757 None
Smallwood & Small Insurance Erie 7829 Winchester Avenue, Inwood, 25428 None
Jeffrey Mark Burnell Clu Nationwide 2433 Hedgesville Rd, Martinsburg, 25403 (304) 754-5601

Sherman, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,545
Driver's Failure In Showing Documents +$144 $1,624
Driving With An Expired Registration +$152 $1,632
Driving At A Considerably Slow Pace +$321 $1,801
Using A Cellphone While Driving +$339 $1,819
Running A Red Light +$345 $1,825
Speeding +$363 $1,843
Driving A Vehicle Without The Required Permission +$460 $1,940
Driving With An Expired/Suspended License +$998 $2,478

Sherman, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,421
Active Disabling Device $1,421
Tracking Device $1,391
Passive Disabling Device $1,376