Sherwood, OR Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Sherwood, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors Impacting Car Insurance in Sherwood, OR
The average cost of car insurance in Sherwood, OR, is $1506. Car insurance rates can vary significantly in Sherwood, OR, and are influenced by a variety of factors. Some of the most common factors impacting car insurance rates in Sherwood, OR, include a driver's age, credit history, and driving record. Additionally, other factors such as the make and model of the vehicle being insured, the amount of coverage desired, and the deductible selected can also impact car insurance rates. Understanding these factors and how they impact car insurance rates can help Sherwood OR drivers decide when to select an insurance policy that best meets their needs and budget. In this article, we will take a closer look at the various factors impacting car insurance rates in Sherwood, OR, and provide some tips for how drivers can save money on their car insurance premiums.
Car Insurance Rates Based on the Driver's Age in Sherwood, OR
In Sherwood, OR, car insurance rates can vary based on the driver's age. Insurance companies typically consider younger drivers riskier to insure, as they are less experienced behind the wheel and statistically more likely to be involved in accidents. As a result, younger drivers in Sherwood, OR, may face higher car insurance premiums than older, more experienced drivers. For instance, a teenage driver in Sherwood, OR, spends $4887 on car insurance. Drivers over 40 in Sherwood, OR, pay $1434 for auto insurance. Additionally, elderly drivers may face higher premiums due to age-related declines in vision, reaction time, and overall health. It's important for Sherwood, OR, drivers to be aware of how their age can impact their car insurance rates and to shop around for the best coverage and rates available to them.
Car Insurance Rates Post-DUI in Sherwood, OR
Getting a DUI in Sherwood, OR can significantly impact car insurance rates. DUIs are considered high-risk behaviour by insurance companies, and as such, drivers convicted of a DUI may be subject to higher car insurance premiums. For example, Sherwood vehicle insurance costs $1506 on average; following a DUI, these expenses increase by $747, and they pay $2253. Additionally, a DUI conviction can lead to the suspension or revocation of a driver's license, which can further impact their ability to obtain affordable car insurance. Drivers in Sherwood, OR, who have been convicted of a DUI should expect to pay more for their car insurance and may need to work with a specialized insurance provider to find coverage.
Car Insurance Rates Based on Credit History in Sherwood, OR
In Sherwood, OR, car insurance rates can be influenced by a driver's credit history. Insurance companies use credit scores to assess the likelihood of a policyholder filing a claim. Those with higher credit scores tend to be seen as more responsible and less likely to make claims. As a result, drivers with poor credit scores may be charged higher premiums for car insurance. For instance, in Sherwood, OR, auto insurance costs $1292 for drivers with exceptional credit scores, while the same coverage costs $2456 for those with poor credit. It's important for Sherwood, OR, drivers to maintain good credit scores to ensure they get the best rates on their car insurance policies.
Factors that can influence the cost of car insurance in Sherwood, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Sherwood, OR Auto Insurance Rates
- Sherwood, OR Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Sherwood, OR
- Multi Vehicle Insurance Savings in Sherwood, OR
- How Credit Score Affects Car Insurance Rates in Sherwood, OR
- How DUI Affects Auto Insurance Premiums in Sherwood, OR
- Top Auto Insurance Agents Near Sherwood, OR
- How Driving Violations Affect Auto Insurance Rates in Sherwood, OR
- Sherwood, OR Auto Insurance Discounts on Anti Theft Feature
- Sherwood, OR Auto Insurance Company Reviews
Sherwood, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Sherwood, OR with that of other cities in and around Sherwood.
| Sherwood | Rivergrove | Wilsonville | Tualatin | Durham | Tigard | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,506 | $1,659 | $1,531 | $1,513 | $1,589 | $1,095 |
Sherwood, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Sherwood, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Sherwood | $1,771 | $1,496 |
| King City | $1,374 | $1,161 |
| Bull Mountain | $1,888 | $1,595 |
| Tualatin | $1,653 | $1,396 |
| Durham | $1,579 | $1,334 |
| Wilsonville | $2,508 | $2,118 |
| Tigard | $1,345 | $1,136 |
| Rivergrove | $1,138 | $961 |
Sherwood, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Sherwood, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,887 |
| 20 Years | $1,935 |
| 30 Years | $1,490 |
| 40 Years | $1,434 |
| 50 Years | $1,328 |
| 60 Years | $1,346 |
| 70 Years | $1,567 |
Sherwood, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Sherwood, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,620 | $392 |
| 3 Vehicles | $3,931 | $587 |
| 4 Vehicles | $5,241 | $783 |
Savings on 2 Vehicles bundle:$392
Savings on 3 Vehicles bundle:$587
Savings on 4 Vehicles bundle:$783
Sherwood, OR Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sherwood, OR.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Sherwood | $1,506 | $2,253 |
| King City | $1,442 | $2,157 |
| Bull Mountain | $1,543 | $2,308 |
| Tualatin | $1,513 | $2,263 |
| Durham | $1,589 | $2,377 |
| Wilsonville | $1,531 | $2,290 |
| Tigard | $1,095 | $1,638 |
| Rivergrove | $1,659 | $2,482 |
Sherwood, OR Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,292 |
| Excellent (740-799) | $1,475 |
| Good (670-739) | $1,569 |
| Average (580-669) | $2,047 |
| Poor (300-579) | $2,456 |
Sherwood, OR Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Fullhart Insurance Agency | None | 13535 Sw 72Nd Ave., Ste 100, Tigard, 97223 | (503) 828-0922 |
| Modern Insurance Marketing Inc | Liberty Mutual Independent | 29174 SW TOWN CENTER LOOP W STE 102, WILSONVILLE, 97070 | (503) 682-3323 |
| Lennie Andersen | Farmers | 8625 SW Cascade Ave Ste 310, Beaverton, 97008 | (503) 546-1595 |
| Jeff Pruski | Farmers | 11825 SW Greenburg Rd Ste 214, Tigard, 97223 | (503) 443-6020 |
| Rene Huurman | Allstate | 17020 SW Upper Boones Ferry Rd Ste 303, Portland, 97224 | (503) 747-0341 |
| West Coast Insurance Llc | Travelers | 4905 Sw Griffith Dr Ste 203, Beaverton, 97005 | None |
| Golsan Scruggs | Travelers | 10998 SW 68TH PARKWAY, PORTLAND, 97223 | 503-244-0297 |
| John Bledsoe | Farmers | 10211 SW Barbur Blvd Ste 106a, Portland, 97219 | (503) 245-6674 |
| Bisnett Insurance | Travelers | 310 N STATE ST STE 220, LAKE OSWEGO, 97034 | 503-281-0055 |
| Kelly Turner | Liberty Mutual | 4949 Sw Meadows Road Ste 650, Lake Oswego, 97035 | 1-503-675-7600 |
| Gustafson Insurance Agency | None | Po Box 927, Canby, 97013 | None |
Sherwood, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$66 | $1,572 |
| Driver's Failure In Showing Documents | +$146 | $1,652 |
| Driving With An Expired Registration | +$155 | $1,661 |
| Driving At A Considerably Slow Pace | +$327 | $1,833 |
| Using A Cellphone While Driving | +$345 | $1,851 |
| Running A Red Light | +$351 | $1,857 |
| Speeding | +$369 | $1,875 |
| Driving A Vehicle Without The Required Permission | +$468 | $1,974 |
| Driving With An Expired/Suspended License | +$1,015 | $2,521 |
Sherwood, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,446 |
| Active Disabling Device | $1,446 |
| Tracking Device | $1,416 |
| Passive Disabling Device | $1,401 |
Latest Auto Insurance Reviews in Sherwood, OR | Back to Top
Safeco InsuranceOur premium is researched and contemplated each year before renewal. Our agent provides us with several quotes for other policies, and the one we select fits our needs.
Safeco InsuranceOur premium is researched and contemplated each year before renewal. Our agent provides us with several quotes for other policies, and the one we select fits our needs.
State FarmI am highly satisfied with the services I've been given from State Farm. I have received over a $50 discount in the past 4 years with them because of my good driving record and my high gpa in college. I'm thankful for their coverage and State Farm's customer service has always been up to par whenever I needed to discuss something regarding my policy.
TravelersI bought this policy through AAA. As an additional benefit of AAA, this policy lasts for two years, meaning that Travelers cannot increase my rates for two years. I am not locked into a contract, but they are. It helps when looking for less expensive policies.