Shirley Car Insurance Rates, Quotes & Agents Reviews & Research in New York

Shirley, NY residents can save $570 by comparing multiple quotes & reading reviews & research on Shirley car insurance rates, quotes, agents & coverage.

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$900 $1430 $7690

Shirley, NY residents can save $570 by comparing multiple quotes & reading reviews & research on Shirley car insurance rates, quotes, agents & coverage.

Write Your Review | Shirley, New York Auto Insurance Analysis
Hartford, Shirley, NY
$89/1 month
Car Insurance Policy Holder
  • Married 38 Years old Female licensed 15 years ago with Financed Volvo XC70 3.2 used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Associate, pursuing Bachelors Degree & Freelancer.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Geico, Shirley, NY
$111/1 month
Car Insurance Policy Holder
  • Single 66 Years old Male licensed 3 years ago with Financed Acura, TL SH, 4 Door Sedan AWD used for Business with estimated annual mileage of 20001.
  • Masters & Retired.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Shirley, NY
$2019/12 months
Car Insurance Policy Holder
  • Single 20 Years old Male licensed 4 years ago with Own Acura, TL SH, 4 Door Sedan AWD used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • High School, pursuing Bachelors Degree & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $100K (Per Person Bodily Injury) / $200K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 200 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Chubb Group Of Insurance, Shirley, NY
$1885/12 months
Car Insurance Policy Holder
  • Single 18 Years old Male licensed 2 years ago with Own Lincoln, Navigator, 4 Door 2WD SUV Ethanol used for Business with estimated annual mileage of 6,001 - 7,500.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 100 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Safeco Insurance, Shirley, NY
$2137/12 months
Car Insurance Policy Holder
  • Single 20 Years old Male licensed 4 years ago with Own Jaguar, XK, 2 Door Coupe used for Business with estimated annual mileage of 15,001 - 20,000.
  • Bachelors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 100 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Nationwide Insurance, Shirley, NY
$1253/12 months
Car Insurance Policy Holder
  • Single 21 Years old Male licensed 3 years ago with Own Mini, Cooper Countryman, 2 Door MPV used for Commute to Work or School with estimated annual mileage of 6,001 - 7,500.
  • Bachelors, pursuing Graduate Degree & Freelancer.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Liberty Mutual, Shirley, NY
$900/12 months
Car Insurance Policy Holder
  • Single 29 Years old Female licensed 14 years ago with Own Chevrolet, Corvette GS, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Bachelors & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage
Safeco Insurance, Shirley, NY
$885/12 months
Car Insurance Policy Holder
  • Divorced 52 Years old Female licensed 36 years ago with Financed Dodge, Avenger R/T, 4 Door Sedan used for Commute to Work or School with estimated annual mileage of 3,001 - 5,000.
  • Vocational & Part Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Shirley Car Insurance Rate Comparisons

Shirley, NY's average car insurance of $1430 differs from West Hampton Dunes, NY (+$450), Center Moriches, NY (-$560), Mastic, NY (+$20) and New York (-$61)

Shirley West Hampton Dunes, NY Center Moriches, NY Mastic, NY New York
Median Insurance Rates $1430 +$450 -$560 +$20 -$61

Shirley Car Insurance Savings By Neighborhood & Street Area

Shirley Driver Street Residence & Car Locations Car Details in Shirley Shirley Driver Demographics Shirley Auto Insurance Estimates Recent Shirley Insurance Savings
Old Mastic
Palmetto Dr2006 Chrysler Town and Country Touring19 year male teenager$2755$815
Fairlawn Ct2004 Acura MDX Touring w/Navi16 year teenager$2962$588
Smith-Point2006 Toyota Camry Standard49 year married man$1723$879
South Haven
Wellwood Dr2006 Lexus ES 330 Base63 year senior$1853$964
Sorrel Dr2012 Mazda MAZDA6 i Touring45 year woman$1220$321
Kent Dr2004 Nissan 350Z Enthusiast26 year married woman$1200$600
South Manor
Moran Ct2014 Dodge Grand Caravan SE70 year female senior$1438$403
Silas Carter Rd2014 Honda Civic LX37 year man$1798$482
Upton
Wellwood Dr2014 Kia Optima LX77 year male senior$1564$604
Crestwood Dr2008 GMC Sierra 1500 SLT16 year female teenager$2642$306

Shirley Post DUI Car Insurance Rates

Shirley East Moriches Eastport Mastic Beach New York
Median Post DUI Insurance Rate $2659 -$1041 +$837 +$503 -$113
Male Teenager Post DUI Insurance Rate $5611 -$2198 +$1765 +$1060 -$240
Female Teenager Post DUI Insurance Rate $5211 -$2040 +$1641 +$986 -$221

The Post DUI insurance in Shirley, NY's is $2659 compared to East Moriches (-$1041), Eastport (+$837), Mastic Beach (+$503) and New York (-$113)

In Shirley, a male teenager with Post DUI pays $400 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Toyota Camry Standard in Shirley, NY would pay $5046 on auto insurance while a female teenager POST DUI would pay $4687.

Shirley Car Insurance by Segment

Shirley Teenagers Car Insurance Rates Comparison

1940 Shirley Teenagers (7% of total population), 47% Male & 53% Female.

Shirley Ridge Mastic Beach Remsenburg-Speonk New York
All Teenagers $2917 +$183 +$551 +$775 -$125
Male Teenager $3017 +$190 +$570 +$802 -$129
Female Teenager $2802 +$177 +$530 +$745 -$119

Shirley teenagers pay $2917 in insurance in contrast with Ridge (+$183), Mastic Beach (+$551), Remsenburg-Speonk (+$775) and New York (-$125). The difference between Male & Female teenagers in Shirley is $215

Example

  • 2012 Buick LaCrosse Premium 1 Male Teenager Insurance Rate $2747
  • 2011 Lincoln MKS Base Female Teenager Insurance Rate $2879

Shirley Men & Women Car Insurance

25136 Shirley Adults (100% of total population), 50% Men & 50% Women.

Shirley Mastic Beach Middle Island Mastic New York
All Women $1329 +$252 -$27 +$19 -$56
Married Women $1287 +$243 -$27 +$18 -$55
All Men $1987 +$376 -$41 +$28 -$85
Married Men $1916 +$362 -$40 +$27 -$82

The typical insurance rate of $1987 that Shirley Men pay varies from Mastic Beach (+$376), Middle Island (-$41), Mastic (+$28) and New York (-$85). In Shirley, married men pay $629 more than married women.

Example

  • 2014 Hyundai Tucson Limited Married Men Insurance Rate $1813
  • 2013 Chevrolet Silverado 3500HD CC Work Truck Married Women Insurance Rate $1851

Shirley Senior Car Insurance

3314 Shirley Seniors (13% of total population), 51% Senior Men & 49% Senior Women.

Shirley Ridge East Patchogue Center Moriches New York
All Seniors $1615 +$102 -$327 -$632 -$69
Senior Men $1716 +$108 -$348 -$672 -$74
Senior Women $1487 +$93 -$302 -$583 -$64

Shirley seniors pay $1615 in insurance compared to Ridge (+$102), East Patchogue (-$327), Center Moriches (-$632) and New York (-$69). In Shirley, senior men pay $229 more than senior women.

Shirley Car Insurance Discounts for Multiple Vehicles

Shirley Population with 1 Vehicle 1269 (17% of Shirley population), 2 Vehicles 3827 (51% of the Shirley population) and 3 vehicles 1568 (21% of the population)

Shirley Yaphank Ridge Mastic New York
2 Vehicles $2717 -$399 +$171 +$38 -$115
3 Vehicles $4147 -$609 +$261 +$58 -$176
4 Vehicles $5577 -$819 +$351 +$78 -$237

Shirley Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
GMC, Sierra 1500 Work Truck $1000 $1630 $2130 $1510 $2510 $-380
Ford, Focus SE $300 $1530 $1830 $1460 $1760 $70
Nissan, Murano SV $400 $1430 $1830 $1350 $1750 $80
Jeep, Grand Cherokee Overland $700 $1460 $1960 $1360 $2060 $-100
Fiat, 500 CPop $100 $1680 $1780 $1550 $1650 $130