Siletz Auto Insurance Rates, Quotes, Agents & Reviews in OR

Siletz, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Siletz, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Siletz, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Siletz, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Siletz, OR with that of other cities in and around Siletz.

Siletz Toledo Depoe Bay Summit Lincoln Beach Lincoln County
Average Insurance Rates $1,409 $1,435 $1,467 $1,403 $1,447 $1,437

Siletz, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Siletz, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Siletz $1,488 $1,257
Lincoln County $1,832 $1,548
Depoe Bay $1,560 $1,318
Eddyville $1,622 $1,370
Lincoln Beach $1,186 $1,001
Toledo $2,288 $1,932
Newport $1,502 $1,268
Summit $1,358 $1,147

Siletz, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Siletz, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,572
20 Years $1,810
30 Years $1,394
40 Years $1,342
50 Years $1,242
60 Years $1,260
70 Years $1,466

Siletz, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Siletz, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,423 $395
3 Vehicles $3,635 $592
4 Vehicles $4,847 $789

Savings on 2 Vehicles bundle:$395

Savings on 3 Vehicles bundle:$592

Savings on 4 Vehicles bundle:$789

Siletz, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Siletz, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Siletz $1,409 $2,108
Lincoln County $1,437 $2,150
Depoe Bay $1,467 $2,195
Eddyville $1,444 $2,160
Lincoln Beach $1,447 $2,165
Toledo $1,435 $2,147
Newport $1,433 $2,144
Summit $1,403 $2,099

Siletz, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,209
Excellent (740-799) $1,380
Good (670-739) $1,468
Average (580-669) $1,915
Poor (300-579) $2,298

Siletz, OR Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Jeff Schrantz State Farm 313 SW 2nd St Ste A, Newport, 97365-3800 541-265-2011
Mike Speten State Farm 1241 Pacific Blvd SE, Albany, 97321-4824 541-926-1800
Paynewest Insurance - Newport Liberty Mutual Independent 811 N Coast Hwy, Newport, 97365 None
Christian Schnell Allstate 1979 14th Ave SE, Albany, 97322 (503) 871-3607
Gary White Farmers 125 S 17th St, Philomath, 97370 (541) 929-3227
Thomas Patton Farmers 720 Hawthorne Ave NE Ste D, Salem, 97301 (503) 370-9099
Le Doux Insurance Agency Inc Liberty Mutual Independent 1202 HAWTHORNE AVE NE, SALEM, 97301 (503) 371-6333

Siletz, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,471
Driver's Failure In Showing Documents +$137 $1,546
Driving With An Expired Registration +$145 $1,554
Driving At A Considerably Slow Pace +$306 $1,715
Using A Cellphone While Driving +$323 $1,732
Running A Red Light +$328 $1,737
Speeding +$345 $1,754
Driving A Vehicle Without The Required Permission +$438 $1,847
Driving With An Expired/Suspended License +$950 $2,359

Siletz, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,353
Active Disabling Device $1,353
Tracking Device $1,324
Passive Disabling Device $1,310