Siloam Auto Insurance Rates, Quotes, Agents & Reviews in GA

Siloam, GA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Siloam, GA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Siloam, GA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Siloam, GA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Siloam, GA with that of other cities in and around Siloam.

Siloam Greene County Crawfordville White Plains Woodville Greensboro
Average Insurance Rates $1,546 $1,666 $1,544 $1,709 $1,559 $1,910

Siloam, GA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Siloam, GA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Siloam $2,673 $2,258
Greene County $1,032 $872
White Plains $1,443 $1,219
Union Point $1,368 $1,155
Greensboro $2,345 $1,981
Crawfordville $1,386 $1,171
Taliaferro County $1,590 $1,343
Woodville $1,569 $1,325

Siloam, GA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Siloam, GA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,017
20 Years $1,986
30 Years $1,530
40 Years $1,472
50 Years $1,363
60 Years $1,382
70 Years $1,609

Siloam, GA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Siloam, GA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,659 $433
3 Vehicles $3,989 $649
4 Vehicles $5,318 $866

Savings on 2 Vehicles bundle:$433

Savings on 3 Vehicles bundle:$649

Savings on 4 Vehicles bundle:$866


Siloam, GA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Siloam, GA.

Location Average Insurance Cost Post DUI Insurance Rate
Siloam $1,546 $2,826
Greene County $1,666 $3,046
White Plains $1,709 $3,124
Union Point $1,564 $2,859
Greensboro $1,910 $3,492
Crawfordville $1,544 $2,823
Taliaferro County $1,544 $2,823
Woodville $1,559 $2,850

Siloam, GA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,326
Excellent (740-799) $1,514
Good (670-739) $1,611
Average (580-669) $2,102
Poor (300-579) $2,522

Siloam, GA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$68 $1,614
Driver's Failure In Showing Documents +$150 $1,696
Driving With An Expired Registration +$159 $1,705
Driving At A Considerably Slow Pace +$335 $1,881
Using A Cellphone While Driving +$354 $1,900
Running A Red Light +$360 $1,906
Speeding +$379 $1,925
Driving A Vehicle Without The Required Permission +$481 $2,027
Driving With An Expired/Suspended License +$1,042 $2,588

Siloam, GA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,484
Active Disabling Device $1,484
Tracking Device $1,453
Passive Disabling Device $1,438