Silver Hill Auto Insurance Rates, Quotes, Agents & Reviews in MD

Silver Hill, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Silver Hill, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Silver Hill, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Silver Hill, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Silver Hill, MD with that of other cities in and around Silver Hill.

Silver Hill Temple Hills Camp Springs Suitland Hillcrest Heights Coral Hills
Average Insurance Rates $1,328 $1,361 $1,371 $1,343 $1,347 $1,338

Silver Hill, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Silver Hill, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Silver Hill $1,229 $1,038
Suitland $1,351 $1,141
Marlow Heights $1,331 $1,124
Hillcrest Heights $1,853 $1,565
Temple Hills $1,073 $907
Coral Hills $1,683 $1,422
Camp Springs $1,630 $1,377
Morningside $1,579 $1,334

Silver Hill, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Silver Hill, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,309
20 Years $1,706
30 Years $1,314
40 Years $1,265
50 Years $1,171
60 Years $1,187
70 Years $1,382

Silver Hill, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Silver Hill, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,337 $319
3 Vehicles $3,506 $478
4 Vehicles $4,675 $637

Savings on 2 Vehicles bundle:$319

Savings on 3 Vehicles bundle:$478

Savings on 4 Vehicles bundle:$637


Silver Hill, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Silver Hill, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Silver Hill $1,328 $2,117
Suitland $1,343 $2,141
Marlow Heights $1,355 $2,160
Hillcrest Heights $1,347 $2,148
Temple Hills $1,361 $2,170
Coral Hills $1,338 $2,133
Camp Springs $1,371 $2,186
Morningside $1,332 $2,124

Silver Hill, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,139
Excellent (740-799) $1,301
Good (670-739) $1,384
Average (580-669) $1,805
Poor (300-579) $2,166

Silver Hill, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Paul Dougherty State Farm 3420 Hamilton St, Hyattsville, 20782-3954 301-927-1391
Steve Smear State Farm 7307 Baltimore Ave, College Park, 20740-3231 301-345-6667
Irma Lopez & Associates Llc Erie 6811 Kenilworth Avenue Suite 130, Riverdale, 20737 None
Barry Pope State Farm 9440 Pennsylvania Ave Ste 305, Uppr Marlboro, 20772-3659 301-856-2220
Alan Murray Rubin Nationwide 6480 New Hampshire Ave Ste 205, Takoma Park, 20912 (301) 270-1600
Adam Fitzpatrick State Farm 9934 Liberty Rd, Randallstown, 21133-1804 410-521-3070
Ryan Hamill Allstate 9618 Deereco Rd, Timonium, 21093 (410) 823-3515
Lex Langon Insurance Brokerage Travelers 9332 ANNAPOLIS RD, LANHAM, 20706 301-552-2271
Mayer Steinberg & Yospe - Geba - At Travelers 104 CHURCH LN SUITE 300, BALTIMORE, 21208 410-484-7000

Silver Hill, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$58 $1,386
Driver's Failure In Showing Documents +$129 $1,457
Driving With An Expired Registration +$137 $1,465
Driving At A Considerably Slow Pace +$288 $1,616
Using A Cellphone While Driving +$304 $1,632
Running A Red Light +$309 $1,637
Speeding +$325 $1,653
Driving A Vehicle Without The Required Permission +$413 $1,741
Driving With An Expired/Suspended License +$895 $2,223

Silver Hill, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,275
Active Disabling Device $1,275
Tracking Device $1,248
Passive Disabling Device $1,235