Silver Springs Shores, FL Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Silver Springs Shores, FL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Silver Springs Shores, FL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Silver Springs Shores, FL Auto Insurance Rates
- Silver Springs Shores, FL Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Silver Springs Shores, FL
- Multi Vehicle Insurance Savings in Silver Springs Shores, FL
- How Credit Score Affects Car Insurance Rates in Silver Springs Shores, FL
- How DUI Affects Auto Insurance Premiums in Silver Springs Shores, FL
- Top Auto Insurance Agents Near Silver Springs Shores, FL
- How Driving Violations Affect Auto Insurance Rates in Silver Springs Shores, FL
- Silver Springs Shores, FL Auto Insurance Discounts on Anti Theft Feature
Silver Springs Shores, FL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Silver Springs Shores, FL with that of other cities in and around Silver Springs Shores.
| Silver Springs Shores | Ocala | East Marion | Marion County | Lady Lake | The Villages | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,046 | $1,220 | $2,022 | $1,764 | $2,112 | $1,071 |
Silver Springs Shores, FL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Silver Springs Shores, FL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Silver Springs Shores | $1,442 | $1,218 |
| Belleview | $1,460 | $1,233 |
| Marion County | $1,131 | $955 |
| Ocala | $1,627 | $1,375 |
| Lady Lake | $1,087 | $918 |
| The Villages | $1,722 | $1,455 |
| Fruitland Park-Lady Lake | $1,088 | $919 |
| East Marion | $1,900 | $1,605 |
Silver Springs Shores, FL Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Silver Springs Shores, FL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,639 |
| 20 Years | $2,629 |
| 30 Years | $2,025 |
| 40 Years | $1,948 |
| 50 Years | $1,804 |
| 60 Years | $1,829 |
| 70 Years | $2,129 |
Silver Springs Shores, FL Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Silver Springs Shores, FL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,601 | $491 |
| 3 Vehicles | $5,401 | $737 |
| 4 Vehicles | $7,202 | $982 |
Savings on 2 Vehicles bundle:$491
Savings on 3 Vehicles bundle:$737
Savings on 4 Vehicles bundle:$982
Silver Springs Shores, FL Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Silver Springs Shores, FL.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Silver Springs Shores | $2,046 | $3,202 |
| Belleview | $1,222 | $1,912 |
| Marion County | $1,764 | $2,761 |
| Ocala | $1,220 | $1,909 |
| Lady Lake | $2,112 | $3,305 |
| The Villages | $1,071 | $1,676 |
| Fruitland Park-Lady Lake | $2,113 | $3,307 |
| East Marion | $2,022 | $3,165 |
Silver Springs Shores, FL Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,755 |
| Excellent (740-799) | $2,004 |
| Good (670-739) | $2,132 |
| Average (580-669) | $2,781 |
| Poor (300-579) | $3,337 |
Silver Springs Shores, FL Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Bart Blessing | State Farm | 3227 SE Maricamp Rd Ste 102, Ocala, 34471-0832 | 352-694-9100 |
| Dyruff Insurance Agency Inc | Travelers | 1157 NE 14TH ST, OCALA, 34470 | 352-732-7070 |
| Joe Bradshaw | State Farm | 1306 S Pine Ave, Ocala, 34471-6542 | 352-732-0101 |
| Tony Keith | Allstate | 6006 SE Abshier Blvd, Belleview, 34420 | (352) 245-2423 |
| Kevin W Mcdonald | Allstate | 17350 SE 109th Terrace Rd Unit 5, Summerfield, 34491 | (352) 347-9201 |
| Advanced Insurance Underwriters | None | 409 Se Wenona Ave, Ocala, 34471 | None |
| Butler Insurance Agency | Travelers | 1997 LONGWOOD-LAKE MARY RD SUITE 1001, LONGWOOD, 32750 | 407-322-8550 |
| Wheeler Insurance Agency | Travelers | 10941 S US HWY 441, BELLEVIEW, 34420 | 352-307-6666 |
| Eagle American | Allstate | 1855 W State Road 434, Longwood, 32750 | (407) 788-3000 |
| Applied Insurance Services Inc | None | 505 Lakeshore Dr , Lake Mary, 32746 | None |
Silver Springs Shores, FL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$90 | $2,136 |
| Driver's Failure In Showing Documents | +$198 | $2,244 |
| Driving With An Expired Registration | +$211 | $2,257 |
| Driving At A Considerably Slow Pace | +$444 | $2,490 |
| Using A Cellphone While Driving | +$469 | $2,515 |
| Running A Red Light | +$477 | $2,523 |
| Speeding | +$501 | $2,547 |
| Driving A Vehicle Without The Required Permission | +$636 | $2,682 |
| Driving With An Expired/Suspended License | +$1,379 | $3,425 |
Silver Springs Shores, FL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,964 |
| Active Disabling Device | $1,964 |
| Tracking Device | $1,923 |
| Passive Disabling Device | $1,903 |