Silverado Resort, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Silverado Resort, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Silverado Resort, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Silverado Resort, CA Auto Insurance Rates
- Silverado Resort, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Silverado Resort, CA
- Multi Vehicle Insurance Savings in Silverado Resort, CA
- How Credit Score Affects Car Insurance Rates in Silverado Resort, CA
- How DUI Affects Auto Insurance Premiums in Silverado Resort, CA
- Top Auto Insurance Agents Near Silverado Resort, CA
- How Driving Violations Affect Auto Insurance Rates in Silverado Resort, CA
- Silverado Resort, CA Auto Insurance Discounts on Anti Theft Feature
Silverado Resort, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Silverado Resort, CA with that of other cities in and around Silverado Resort.
| Silverado Resort | Green Valley | Napa | Oakville | Yountville | Rutherford | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $2,225 | $1,998 | $1,332 | $2,124 | $1,920 | $1,990 |
Silverado Resort, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Silverado Resort, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Silverado Resort | $2,238 | $1,891 |
| Napa | $1,121 | $947 |
| Yountville | $1,847 | $1,560 |
| Moskowite Corner | $2,345 | $1,981 |
| Green Valley | $2,058 | $1,738 |
| Oakville | $2,188 | $1,848 |
| Napa County | $1,975 | $1,668 |
| Rutherford | $1,603 | $1,354 |
Silverado Resort, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Silverado Resort, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $7,220 |
| 20 Years | $2,859 |
| 30 Years | $2,202 |
| 40 Years | $2,119 |
| 50 Years | $1,962 |
| 60 Years | $1,989 |
| 70 Years | $2,316 |
Silverado Resort, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Silverado Resort, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,872 | $579 |
| 3 Vehicles | $5,807 | $868 |
| 4 Vehicles | $7,743 | $1,157 |
Savings on 2 Vehicles bundle:$579
Savings on 3 Vehicles bundle:$868
Savings on 4 Vehicles bundle:$1,157
Silverado Resort, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Silverado Resort, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Silverado Resort | $2,225 | $5,478 |
| Napa | $1,332 | $3,280 |
| Yountville | $1,920 | $4,727 |
| Moskowite Corner | $2,277 | $5,606 |
| Green Valley | $1,998 | $4,919 |
| Oakville | $2,124 | $5,230 |
| Napa County | $1,533 | $3,775 |
| Rutherford | $1,990 | $4,900 |
Silverado Resort, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,909 |
| Excellent (740-799) | $2,179 |
| Good (670-739) | $2,318 |
| Average (580-669) | $3,025 |
| Poor (300-579) | $3,629 |
Silverado Resort, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Isu Sander Jacobs Cassayre Insurance Services | Travelers | 3200 VILLA LN, NAPA, 94558 | 707-252-8822 |
| Ana Reyes | Farmers | 1000 Missouri St, Fairfield, 94533 | (707) 398-4131 |
| Domingo Mingo Guerrero | Farmers | 1016 Clinton St, Napa, 94559 | (707) 265-6565 |
| Dawn Jump | State Farm | 915 Trancas St, Napa, 94558-2961 | 707-253-9399 |
| Jeffrey Jeff Kutzer | Farmers | 1443 MAIN ST STE 115, Napa, 94559 | (707) 258-1886 |
| Yumi Hyomoto Sam | Allstate | 2225 Taraval St, San Francisco, 94116 | (415) 665-0181 |
| Matthew Matt Hague Lutcf | Farmers | 1327 Oliver Rd, Fairfield, 94534 | (707) 422-3221 |
| Cliff Young | State Farm | 1636-A Irving Street, San Francisco, 94122-1841 | 415-665-5119 |
| Nicholas Cheng | State Farm | 417 Grand Ave Ste 103, S San Fran, 94080-3639 | 650-452-6378 |
| Aurora Noche | State Farm | 2236 Mariner Square Dr Ste 100, Alameda, 94501-1071 | 510-865-2110 |
Silverado Resort, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$98 | $2,323 |
| Driver's Failure In Showing Documents | +$216 | $2,441 |
| Driving With An Expired Registration | +$229 | $2,454 |
| Driving At A Considerably Slow Pace | +$483 | $2,708 |
| Using A Cellphone While Driving | +$510 | $2,735 |
| Running A Red Light | +$518 | $2,743 |
| Speeding | +$545 | $2,770 |
| Driving A Vehicle Without The Required Permission | +$692 | $2,917 |
| Driving With An Expired/Suspended License | +$1,500 | $3,725 |
Silverado Resort, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $2,136 |
| Active Disabling Device | $2,136 |
| Tracking Device | $2,092 |
| Passive Disabling Device | $2,069 |