Silverhill Auto Insurance Rates, Quotes, Agents & Reviews in AL

Silverhill, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Silverhill, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Silverhill, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Silverhill, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Silverhill, AL with that of other cities in and around Silverhill.

Silverhill Summerdale Magnolia Springs Point Clear Fairhope Baldwin County
Average Insurance Rates $1,492 $1,457 $1,603 $1,633 $1,563 $1,515

Silverhill, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Silverhill, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Silverhill $1,446 $1,221
Summerdale $2,815 $2,378
Robertsdale $2,839 $2,398
Baldwin County $1,223 $1,033
Loxley $1,066 $900
Magnolia Springs $1,494 $1,262
Point Clear $1,564 $1,321
Fairhope $1,330 $1,123

Silverhill, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Silverhill, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,841
20 Years $1,917
30 Years $1,477
40 Years $1,421
50 Years $1,316
60 Years $1,334
70 Years $1,553

Silverhill, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Silverhill, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,626 $358
3 Vehicles $3,939 $537
4 Vehicles $5,252 $716

Savings on 2 Vehicles bundle:$358

Savings on 3 Vehicles bundle:$537

Savings on 4 Vehicles bundle:$716


Silverhill, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Silverhill, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Silverhill $1,492 $2,645
Summerdale $1,457 $2,583
Robertsdale $1,470 $2,606
Baldwin County $1,515 $2,686
Loxley $1,479 $2,622
Magnolia Springs $1,603 $2,842
Point Clear $1,633 $2,895
Fairhope $1,563 $2,771

Silverhill, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,280
Excellent (740-799) $1,461
Good (670-739) $1,555
Average (580-669) $2,028
Poor (300-579) $2,434

Silverhill, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Badger-Stonewall Insurance None 368 Commercial Park Drive, Fairhope, 36532 None
The Myrick Agency None 860 Edwards Ave., Fairhope, 36532 None
Sheila Booth Farmers 809a Daphne Ave, Daphne, 36526 (251) 621-1822
Neill Bonding & Insurance Services None Po Box 925, Fairhope, 36532 None
Whitehaven Insurance Group None 18880 Hwy 181 18880 Hwy 181 , Fairhope, 36532 None
Scott Soulant Allstate 504 N Section St, Fairhope, 36532 (251) 990-9553
Steven Russ Allstate 9078 Merritt Ln Ste B, Daphne, 36526 (251) 626-2606
Leslie Addison Allstate 273 Azalea Rd Ste 1-110, Mobile, 36609 (251) 343-0016
Paul Munger Allstate 312 Schillinger Rd S Ste M, Mobile, 36608 (901) 277-9215
Courtney & Pharr, Inc. None 316 S Sage Ave, Mobile, 36606 None

Silverhill, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,558
Driver's Failure In Showing Documents +$145 $1,637
Driving With An Expired Registration +$154 $1,646
Driving At A Considerably Slow Pace +$324 $1,816
Using A Cellphone While Driving +$342 $1,834
Running A Red Light +$348 $1,840
Speeding +$366 $1,858
Driving A Vehicle Without The Required Permission +$464 $1,956
Driving With An Expired/Suspended License +$1,006 $2,498

Silverhill, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,432
Active Disabling Device $1,432
Tracking Device $1,402
Passive Disabling Device $1,388