Sioux Falls, SD Auto Insurance Rates
Sioux Falls, SD residents can save $390 by comparing multiple quotes & reading reviews & research on Sioux Falls car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $590 | $985 | $1394 |
Latest Auto Insurance Reviews in Sioux Falls, South Dakota
State Farm
i would recommend, the agent that we have is great and he keeps up on our life and stuff, even outside of insurance.
i would recommend, the agent that we have is great and he keeps up on our life and stuff, even outside of insurance.
State Farm
I was involved in an accident and I immediately called them and let them know what happened. They instructed me on what to so and what they were going to do.
I was involved in an accident and I immediately called them and let them know what happened. They instructed me on what to so and what they were going to do.
State Farm
I think I pay a little more but again the service and competency of the staff and stability of the company is worth it to me.
I think I pay a little more but again the service and competency of the staff and stability of the company is worth it to me.
Travelers
I would recommend it because it has a fair price, good coverage, good customer service and has a good reputation. It is a large company, so they are easy to work with and offer good rates.
I would recommend it because it has a fair price, good coverage, good customer service and has a good reputation. It is a large company, so they are easy to work with and offer good rates.
Progressive
I don't really deal with them, I pay the bill and if there's an issue we deal with it. I don't have everyday communication with my auto insurance company.
I don't really deal with them, I pay the bill and if there's an issue we deal with it. I don't have everyday communication with my auto insurance company.
Metlife
Yes I would recommend MetLife for auto insurance because I'm confident in their coverage, customer service and claims.
Yes I would recommend MetLife for auto insurance because I'm confident in their coverage, customer service and claims.
Liberty Mutual
Its best for driving and insurance company for each and every driver for our country. It is used to best and easy to get the Insurance and for long time.
Its best for driving and insurance company for each and every driver for our country. It is used to best and easy to get the Insurance and for long time.
Liberty Mutual
Its best for driving and insurance company for each and every driver for our country. It is used to best and easy to get the Insurance and for long time.
Its best for driving and insurance company for each and every driver for our country. It is used to best and easy to get the Insurance and for long time.
Travelers
I pay about 1400 per year which is a lot cheaper then all of the others when I was shopping around. It was actualy a few hundered cheaper. It prompted me to get renters and boat insurance through them as well.
I pay about 1400 per year which is a lot cheaper then all of the others when I was shopping around. It was actualy a few hundered cheaper. It prompted me to get renters and boat insurance through them as well.
The Hartford
The ease of setting up service and transferring coverage from another provider, as well as the ease of use for my provider's online portal is great. My provider is also a subsidiary of a larger insurer, so I'm confident that they are stable and will be around in case of significant events.
The ease of setting up service and transferring coverage from another provider, as well as the ease of use for my provider's online portal is great. My provider is also a subsidiary of a larger insurer, so I'm confident that they are stable and will be around in case of significant events.
Nationwide
The only complaint I have is cost. I feel that I could get a lower price for my coverage, but I don't want to go through the hassle of shopping around. If it was easier to change insurance I may look into leaving them. I pay $100/month and I feel like that is high.
The only complaint I have is cost. I feel that I could get a lower price for my coverage, but I don't want to go through the hassle of shopping around. If it was easier to change insurance I may look into leaving them. I pay $100/month and I feel like that is high.
American National Property And Casualty Company
my auto insurance offers me the state minimum required liability insurance, as well as other options like comprehensive, collision, rental car, gap, medical payments, etc. the only things they don't offer that I might want are coverages that do not exist in my state -- UMPD for example
my auto insurance offers me the state minimum required liability insurance, as well as other options like comprehensive, collision, rental car, gap, medical payments, etc. the only things they don't offer that I might want are coverages that do not exist in my state -- UMPD for example
The Hartford
There premium is low and they are giving me quotes on my driving skills
There premium is low and they are giving me quotes on my driving skills
State Farm
Everything! The service, the help, the caring about reducing your rate, giving you all the info you need but not pushing you to go one way or another simply laying it all out
Everything! The service, the help, the caring about reducing your rate, giving you all the info you need but not pushing you to go one way or another simply laying it all out
Farmer's Insurance
I have found other companies with lower premiums for the car insurance but not so much with the home. After the ticket goes off my record I will check back with them so that I can get rid of Farmers.
I have found other companies with lower premiums for the car insurance but not so much with the home. After the ticket goes off my record I will check back with them so that I can get rid of Farmers.
The Hartford
They are always there when I need them. Easy to contact. Questions concerning the policy are always easy to get answers. Discounts for safe drivers, payment in full and safety features on the vehicle are also discounted.
They are always there when I need them. Easy to contact. Questions concerning the policy are always easy to get answers. Discounts for safe drivers, payment in full and safety features on the vehicle are also discounted.
State Farm
There is not a thing I dislike about them. I find them to be very honest and also very kind. I will stay with them.
There is not a thing I dislike about them. I find them to be very honest and also very kind. I will stay with them.
Geico
I am pleased with what I am receiving for what I am paying.
I am pleased with what I am receiving for what I am paying.
Nationwide Insurance, Sioux Falls, SD
$55/1 month
Car Insurance Policy Holder
- Married 36 Years old Female licensed 6 years ago with Own Infiniti FX50 AWD used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Sioux Falls, SD
$67/1 month
Car Insurance Policy Holder
- Married 56 Years old Female licensed 26 years ago with Financed Toyota Sequoia Limited used for Business with estimated annual mileage of 7,501 - 9,000.
- high school education & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Sioux Falls Car Insurance Rate Comparisons
Sioux Falls, SD's average car insurance of $985 differs from Wayne, SD (+$855), La Valley, SD (+$945), Wall Lake, SD (+$845) and South Dakota (+$412)
| Sioux Falls | Wayne, SD | La Valley, SD | Wall Lake, SD | South Dakota | |
| Median Insurance Rates | $985 | +$855 | +$945 | +$845 | +$412 |
Sioux Falls Car Insurance Savings By Neighborhood & Street Area
| Sioux Falls Driver Street Residence & Car Locations | Car Details in Sioux Falls | Sioux Falls Driver Demographics | Sioux Falls Auto Insurance Estimates | Recent Sioux Falls Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Tallgrass Ave | 2005 Buick Century Custom | 26 year woman | $812 | $687 |
| S Grand Lodge Pl | 2009 Mazda MAZDA3 i Sport | 72 year female senior | $1363 | $635 |
| W Courtyard Ln | 2008 Ford Fusion I4 SE | 31 year man | $1596 | $350 |
| W Urban Cir | 2007 Chrysler 300 Touring | 35 year married man | $1699 | $490 |
| S Westfield Trl | 2011 Hyundai Sonata GLS | 18 year male teenager | $3549 | $820 |
| S Callington Cir | 2013 Volkswagen Jetta S | 41 year married woman | $783 | $394 |
| W 81st St | 2007 Jeep Grand Cherokee Laredo | 74 year senior | $1257 | $777 |
| S Barrington Dr | 2011 Lincoln MKZ Base | 76 year male senior | $1647 | $661 |
| S Redstone Ave | 2010 Nissan Rogue SL | 18 year teenager | $3782 | $339 |
| Carriage Ln | 2006 Cadillac DTS Luxury I | 19 year female teenager | $5229 | $863 |
Sioux Falls Post DUI Car Insurance Rates
| Sioux Falls | Perry | Mapleton | Springdale | South Dakota | |
| Median Post DUI Insurance Rate | $1832 | +$1776 | +$121 | +$1720 | +$766 |
| Male Teenager Post DUI Insurance Rate | $7473 | +$7248 | +$495 | +$7020 | +$3127 |
| Female Teenager Post DUI Insurance Rate | $7620 | +$7390 | +$504 | +$7157 | +$3188 |
The Post DUI insurance in Sioux Falls, SD's is $1832 compared to Perry (+$1776), Mapleton (+$121), Springdale (+$1720) and South Dakota (+$766)
In Sioux Falls, a male teenager with Post DUI pays $147 less than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion I4 SE in Sioux Falls, SD would pay $6655 on auto insurance while a female teenager POST DUI would pay $6785.
Sioux Falls Car Insurance by Segment
Sioux Falls Teenagers Car Insurance Rates Comparison
9104 Sioux Falls Teenagers (5% of total population), 51% Male & 49% Female.
| Sioux Falls | Delapre | Hartford | Sverdrup | South Dakota | |
| All Teenagers | $4058 | +$3646 | +$886 | +$3481 | +$1697 |
| Male Teenager | $4018 | +$3611 | +$878 | +$3448 | +$1681 |
| Female Teenager | $4097 | +$3682 | +$895 | +$3515 | +$1714 |
Sioux Falls teenagers pay $4058 in insurance in contrast with Delapre (+$3646), Hartford (+$886), Sverdrup (+$3481) and South Dakota (+$1697). The difference between Male & Female teenagers in Sioux Falls is $79
Example
- 2013 Honda Civic U.S. LX Male Teenager Insurance Rate $3476
- 2007 GMC Sierra 1500 Work Truck Female Teenager Insurance Rate $3968
Sioux Falls Men & Women Car Insurance
154526 Sioux Falls Adults (100% of total population), 50% Men & 50% Women.
| Sioux Falls | Crooks | Renner Corner | La Valley | South Dakota | |
| All Women | $925 | +$43 | -$42 | +$889 | +$388 |
| Married Women | $847 | +$38 | -$39 | +$812 | +$354 |
| All Men | $1792 | +$82 | -$82 | +$1720 | +$750 |
| Married Men | $1773 | +$81 | -$81 | +$1701 | +$741 |
The typical insurance rate of $1792 that Sioux Falls Men pay varies from Crooks (+$82), Renner Corner (-$82), La Valley (+$1720) and South Dakota (+$750). In Sioux Falls, married men pay $926 more than married women.
Example
- 2014 Kia Sorento LX Married Men Insurance Rate $1621
- 2008 Chevrolet Silverado 2500HD LTZ Married Women Insurance Rate $1666
Sioux Falls Senior Car Insurance
24519 Sioux Falls Seniors (15% of total population), 44% Senior Men & 56% Senior Women.
| Sioux Falls | Wall Lake | Minnehaha County | Perry | South Dakota | |
| All Seniors | $1536 | +$1318 | +$320 | +$1490 | +$643 |
| Senior Men | $1595 | +$1369 | +$332 | +$1547 | +$668 |
| Senior Women | $1497 | +$1284 | +$311 | +$1451 | +$626 |
Sioux Falls seniors pay $1536 in insurance compared to Wall Lake (+$1318), Minnehaha County (+$320), Perry (+$1490) and South Dakota (+$643). In Sioux Falls, senior men pay $98 more than senior women.
Sioux Falls Car Insurance Discounts for Multiple Vehicles
Sioux Falls Population with 1 Vehicle 20198 (33% of Sioux Falls population), 2 Vehicles 26419 (43% of the Sioux Falls population) and 3 vehicles 8027 (13% of the population)
| Sioux Falls | Mapleton | Renner Corner | Anderson | South Dakota | |
| 2 Vehicles | $1872 | +$123 | -$86 | +$1681 | +$783 |
| 3 Vehicles | $2857 | +$188 | -$131 | +$2566 | +$1195 |
| 4 Vehicles | $3842 | +$253 | -$176 | +$3451 | +$1607 |
Car Insurance Agents in Sioux Falls, SD
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 1300 N Industrial Ave, Sioux Falls, SD 57104 |
| 2 | Aaron Smith - State Farm Insurance | 4309 S Louise Ave, Sioux Falls, SD 57106 |
| 3 | Bechtel Insurance Agency | 232 E 12th St, Sioux Falls, SD 57104 |
| 4 | Bill Hoffman Agency | 2908 E 26th St Ste 308, Sioux Falls, SD 57103 |
| 5 | Bill Thompson | 603 W 41st St, Sioux Falls, SD 57105 |
| 6 | Boen & Associates | 307 W 41st St, Sioux Falls, SD 57105 |
| 7 | Brenner & Justice Insurance | 3701 W 49th St Ste 201, Sioux Falls, SD 57106 |
| 8 | Brian J Grogan | 2302 E 10th St, Sioux Falls, SD 57103 |
| 9 | Bryan Kringlie | 3600 S Westport Ave Ste 200, Sioux Falls, SD 57106 |
| 10 | Central States Insurance | 3500 S 1st Avenue Cir Ste 250, Sioux Falls, SD 57105 |
Sioux Falls Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Infiniti, G37 S | $300 | $1060 | $1360 | $990 | $1290 | $70 |
| Suzuki, Kizashi SLS | $1000 | $1010 | $1510 | $960 | $1960 | $-450 |
| Dodge, Durango SXT | $1500 | $960 | $1460 | $910 | $2410 | $-950 |
| Honda, Pilot Touring | $100 | $930 | $1030 | $890 | $990 | $40 |
| Fiat, 500 Sport | $200 | $1060 | $1260 | $980 | $1180 | $80 |