Sitka city and Auto Insurance Rates, Quotes, Agents & Reviews in AK

Sitka city and, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Sitka city and, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Sitka city and, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Sitka city and, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Sitka city and, AK with that of other cities in and around Sitka city and.

Sitka city and
Average Insurance Rates $1,215

Sitka city and, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Sitka city and, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Sitka city and $1,576 $1,331

Sitka city and, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Sitka city and, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,942
20 Years $1,561
30 Years $1,202
40 Years $1,157
50 Years $1,071
60 Years $1,086
70 Years $1,264

Sitka city and, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Sitka city and, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,114 $316
3 Vehicles $3,171 $474
4 Vehicles $4,228 $632

Savings on 2 Vehicles bundle:$316

Savings on 3 Vehicles bundle:$474

Savings on 4 Vehicles bundle:$632


Sitka city and, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Sitka city and, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Sitka city and $1,215 $1,897

Sitka city and, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,042
Excellent (740-799) $1,190
Good (670-739) $1,266
Average (580-669) $1,652
Poor (300-579) $1,982

Sitka city and, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Stedman Insurance Agency, Inc. None 118 American St, Sitka, 99835 (907) 747-8618
Venneberg Insurance Inc None 225 Harbor Drive, Sitka, 99835 None

Sitka city and, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$53 $1,268
Driver's Failure In Showing Documents +$118 $1,333
Driving With An Expired Registration +$125 $1,340
Driving At A Considerably Slow Pace +$264 $1,479
Using A Cellphone While Driving +$278 $1,493
Running A Red Light +$283 $1,498
Speeding +$298 $1,513
Driving A Vehicle Without The Required Permission +$378 $1,593
Driving With An Expired/Suspended License +$819 $2,034

Sitka city and, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,166
Active Disabling Device $1,166
Tracking Device $1,142
Passive Disabling Device $1,130