Skagway Auto Insurance Rates, Quotes, Agents & Reviews in AK

Skagway, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Skagway, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Skagway, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Skagway, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Skagway, AK with that of other cities in and around Skagway.

Skagway census Lutak
Average Insurance Rates $1,189 $2,048

Skagway, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Skagway, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Skagway census $1,412 $1,193
Lutak $2,109 $1,782

Skagway, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Skagway, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,858
20 Years $1,528
30 Years $1,177
40 Years $1,132
50 Years $1,048
60 Years $1,063
70 Years $1,237

Skagway, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Skagway, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,021 $357
3 Vehicles $3,032 $535
4 Vehicles $4,043 $713

Savings on 2 Vehicles bundle:$357

Savings on 3 Vehicles bundle:$535

Savings on 4 Vehicles bundle:$713


Skagway, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Skagway, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Skagway census $1,189 $1,856
Lutak $2,048 $3,197

Skagway, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,020
Excellent (740-799) $1,164
Good (670-739) $1,239
Average (580-669) $1,616
Poor (300-579) $1,939

Skagway, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$52 $1,241
Driver's Failure In Showing Documents +$115 $1,304
Driving With An Expired Registration +$122 $1,311
Driving At A Considerably Slow Pace +$258 $1,447
Using A Cellphone While Driving +$272 $1,461
Running A Red Light +$277 $1,466
Speeding +$291 $1,480
Driving A Vehicle Without The Required Permission +$370 $1,559
Driving With An Expired/Suspended License +$801 $1,990

Skagway, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,141
Active Disabling Device $1,141
Tracking Device $1,118
Passive Disabling Device $1,106