Skyline Auto Insurance Rates, Quotes, Agents & Reviews in OR

Skyline, OR Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Skyline, OR, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Skyline, OR are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Skyline, OR Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Skyline, OR with that of other cities in and around Skyline.

Skyline Felida Scappoose Rockcreek Oak Hills Lake Shore
Average Insurance Rates $1,626 $1,289 $1,447 $1,518 $1,525 $1,363

Skyline, OR Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Skyline, OR based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Skyline $1,981 $1,673
Scappoose $1,380 $1,166
Felida $1,221 $1,031
Bethany $1,066 $900
North Plains $1,479 $1,249
Lake Shore $1,206 $1,019
Rockcreek $1,564 $1,321
Oak Hills $1,524 $1,288

Skyline, OR Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Skyline, OR usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $5,276
20 Years $2,089
30 Years $1,609
40 Years $1,548
50 Years $1,434
60 Years $1,454
70 Years $1,692

Skyline, OR Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Skyline, OR can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,797 $455
3 Vehicles $4,195 $683
4 Vehicles $5,593 $911

Savings on 2 Vehicles bundle:$455

Savings on 3 Vehicles bundle:$683

Savings on 4 Vehicles bundle:$911

Skyline, OR Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Skyline, OR.

Location Average Insurance Cost Post DUI Insurance Rate
Skyline $1,626 $2,432
Scappoose $1,447 $2,165
Felida $1,289 $2,069
Bethany $1,576 $2,358
North Plains $1,531 $2,290
Lake Shore $1,363 $2,188
Rockcreek $1,518 $2,271
Oak Hills $1,525 $2,281

Skyline, OR Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,395
Excellent (740-799) $1,592
Good (670-739) $1,694
Average (580-669) $2,210
Poor (300-579) $2,652

Skyline, OR Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$72 $1,698
Driver's Failure In Showing Documents +$158 $1,784
Driving With An Expired Registration +$167 $1,793
Driving At A Considerably Slow Pace +$353 $1,979
Using A Cellphone While Driving +$372 $1,998
Running A Red Light +$379 $2,005
Speeding +$398 $2,024
Driving A Vehicle Without The Required Permission +$506 $2,132
Driving With An Expired/Suspended License +$1,096 $2,722

Skyline, OR Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,561
Active Disabling Device $1,561
Tracking Device $1,528
Passive Disabling Device $1,512