Snake Spring Auto Insurance Rates, Quotes, Agents & Reviews in PA

Snake Spring, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Snake Spring, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Snake Spring, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Snake Spring, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Snake Spring, PA with that of other cities in and around Snake Spring.

Snake Spring Bedford South Woodbury East Providence Everett Earlston
Average Insurance Rates $1,446 $1,427 $1,402 $1,397 $1,370 $1,377

Snake Spring, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Snake Spring, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Snake Spring $1,677 $1,416
Earlston $1,611 $1,361
Everett $1,313 $1,109
Bedford $2,203 $1,861
West Providence $1,058 $893
Bedford County $1,970 $1,664
East Providence $1,254 $1,059
South Woodbury $1,444 $1,220

Snake Spring, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Snake Spring, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,692
20 Years $1,858
30 Years $1,431
40 Years $1,377
50 Years $1,275
60 Years $1,293
70 Years $1,505

Snake Spring, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Snake Spring, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,458 $434
3 Vehicles $3,687 $651
4 Vehicles $4,916 $868

Savings on 2 Vehicles bundle:$434

Savings on 3 Vehicles bundle:$651

Savings on 4 Vehicles bundle:$868


Snake Spring, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Snake Spring, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Snake Spring $1,446 $2,276
Earlston $1,377 $2,168
Everett $1,370 $2,157
Bedford $1,427 $2,246
West Providence $1,378 $2,169
Bedford County $1,403 $2,208
East Providence $1,397 $2,199
South Woodbury $1,402 $2,207

Snake Spring, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,241
Excellent (740-799) $1,416
Good (670-739) $1,507
Average (580-669) $1,966
Poor (300-579) $2,359

Snake Spring, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ryan Mackey Allstate 5 E Main St, Everett, 15537 (814) 652-6411
Candace Secrest State Farm 133 S Richard St, Bedford, 15522-1343 814-623-8165
Aai Insurance Agency Erie 3759 Business 220, Bedford, 15522 None
Gary D Shetter Jr Lutcf Nationwide 127 W Main St, Everett, 15537-1133 (814) 652-2711
Reed Wertz & Roadman Inc Travelers 702 WEST PITT STREET, BEDFORD, 15522 814-623-1111
Whetstone Insurance Associates, Inc. None 213 E Main St, Everett, 15537 None
Jason E Sechler Agency Nationwide 145 Bridge St, Rockwood, 15557 (814) 926-4671

Snake Spring, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$64 $1,510
Driver's Failure In Showing Documents +$140 $1,586
Driving With An Expired Registration +$149 $1,595
Driving At A Considerably Slow Pace +$314 $1,760
Using A Cellphone While Driving +$331 $1,777
Running A Red Light +$337 $1,783
Speeding +$354 $1,800
Driving A Vehicle Without The Required Permission +$450 $1,896
Driving With An Expired/Suspended License +$975 $2,421

Snake Spring, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,388
Active Disabling Device $1,388
Tracking Device $1,359
Passive Disabling Device $1,345