Snead Auto Insurance Rates, Quotes, Agents & Reviews in AL

Snead, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Snead, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Snead, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Snead, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Snead, AL with that of other cities in and around Snead.

Snead Altoona Susan Moore Douglas Walnut Grove Clarence
Average Insurance Rates $1,431 $1,392 $1,434 $1,397 $1,402 $1,412

Snead, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Snead, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Snead $1,171 $989
Clarence $1,481 $1,251
Susan Moore $1,174 $992
Douglas $1,579 $1,334
Brooksville $1,916 $1,618
Walnut Grove $1,225 $1,034
Bristow Cove $1,552 $1,311
Altoona $1,434 $1,211

Snead, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Snead, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,643
20 Years $1,839
30 Years $1,416
40 Years $1,363
50 Years $1,262
60 Years $1,279
70 Years $1,489

Snead, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Snead, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,461 $401
3 Vehicles $3,692 $601
4 Vehicles $4,923 $801

Savings on 2 Vehicles bundle:$401

Savings on 3 Vehicles bundle:$601

Savings on 4 Vehicles bundle:$801

Snead, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Snead, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Snead $1,431 $2,537
Clarence $1,412 $2,504
Susan Moore $1,434 $2,543
Douglas $1,397 $2,477
Brooksville $1,409 $2,498
Walnut Grove $1,402 $2,486
Bristow Cove $1,381 $2,449
Altoona $1,392 $2,468

Snead, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,228
Excellent (740-799) $1,401
Good (670-739) $1,491
Average (580-669) $1,945
Poor (300-579) $2,334

Snead, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Woodall & Hoggle Insurance Agency None 1600 Blount Ave, Guntersville, 35976 None
Pierce Harris State Farm 1246 Gunter Ave, Guntersville, 35976-1842 256-582-3250
Allison Agency Inc Liberty Mutual Independent 87563 US HIGHWAY 278, SNEAD, 35952 205-466-5555
Craft Insurance Agency Travelers 415 N MAIN ST, ARAB, 35016 256-586-1136
Carolyn Lankford Allstate 7771 Highway 72 W Ste A, Madison, 35758 (256) 430-0477
Blaine Mardis Allstate 2215 Danville Rd Sw Ste I, Decatur, 35601 (256) 353-1000
Holloway & Hunt Ins Allstate 719 N Brindlee Mountain Pkwy, Arab, 35016 (256) 586-6688
Tony Hodge Allstate 5650 Sanderson St NW Ste M, Huntsville, 35805 (256) 895-6286
Marsh Usa-Qsg-Birmingham Travelers 1500 URBAN CENTER DR STE 550, BIRMINGHAM, 35242 205-262-2300

Snead, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,494
Driver's Failure In Showing Documents +$139 $1,570
Driving With An Expired Registration +$147 $1,578
Driving At A Considerably Slow Pace +$311 $1,742
Using A Cellphone While Driving +$328 $1,759
Running A Red Light +$333 $1,764
Speeding +$351 $1,782
Driving A Vehicle Without The Required Permission +$445 $1,876
Driving With An Expired/Suspended License +$964 $2,395

Snead, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,374
Active Disabling Device $1,374
Tracking Device $1,345
Passive Disabling Device $1,331