Snow Shoe Auto Insurance Rates, Quotes, Agents & Reviews in PA

Snow Shoe, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Snow Shoe, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Snow Shoe, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Snow Shoe, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Snow Shoe, PA with that of other cities in and around Snow Shoe.

Snow Shoe Clarence Curtin Grassflat Boggs Pine Glen
Average Insurance Rates $1,391 $1,393 $1,396 $1,351 $1,434 $1,378

Snow Shoe, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Snow Shoe, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Snow Shoe $2,250 $1,900
Clarence $1,435 $1,212
Moshannon $1,202 $1,015
Pine Glen $1,128 $953
Boggs $1,024 $865
Curtin $1,726 $1,458
Grassflat $1,525 $1,288
Cooper $1,917 $1,619

Snow Shoe, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Snow Shoe, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,514
20 Years $1,787
30 Years $1,377
40 Years $1,325
50 Years $1,227
60 Years $1,244
70 Years $1,448

Snow Shoe, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Snow Shoe, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,365 $417
3 Vehicles $3,547 $626
4 Vehicles $4,729 $835

Savings on 2 Vehicles bundle:$417

Savings on 3 Vehicles bundle:$626

Savings on 4 Vehicles bundle:$835


Snow Shoe, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Snow Shoe, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Snow Shoe $1,391 $2,190
Clarence $1,393 $2,193
Moshannon $1,389 $2,186
Pine Glen $1,378 $2,169
Boggs $1,434 $2,257
Curtin $1,396 $2,197
Grassflat $1,351 $2,127
Cooper $1,369 $2,155

Snow Shoe, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,193
Excellent (740-799) $1,362
Good (670-739) $1,449
Average (580-669) $1,891
Poor (300-579) $2,269

Snow Shoe, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Wasson Insurance Agency Inc Travelers 2440 COMMERCIAL BLVD, STATE COLLEGE, 16801 814-237-5378
Cindy Shetler Allstate 306 S Atherton St, State College, 16801 (814) 237-5797
Andres Insurance Agency Allstate 2020 Cato Ave, State College, 16801 (814) 308-8336
Cindy Evcic State Farm 3082 Benner Pike, Bellefonte, 16823-8451 814-355-9160
Frost & Conn Inc Liberty Mutual Independent 1301 N ATHERTON, STATE COLLEGE, 16804 814-237-1492
John Walizer State Farm 118 Elmwood St, State College, 16801-6850 814-234-5252
The Stewardship Group, Inc. Allstate 4417 E Main St Ste 4, Belleville, 17004 (717) 935-5858
Chris Warfel State Farm 1126 W 4th St, Lewistown, 17044-1909 717-248-4227
Joshua Gibson Allstate 1381 Plank Rd Ste 105, Duncansville, 16635 (814) 977-3200
The Hartman Agency, Inc. None 1051 Shiloh Road , State College, 16801 None
Cbiz Insurance Services Inc Travelers 712 LOGAN BLVD STE B, HOLLIDAYSBURG, 16648 814-943-9080

Snow Shoe, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,452
Driver's Failure In Showing Documents +$135 $1,526
Driving With An Expired Registration +$143 $1,534
Driving At A Considerably Slow Pace +$302 $1,693
Using A Cellphone While Driving +$319 $1,710
Running A Red Light +$324 $1,715
Speeding +$341 $1,732
Driving A Vehicle Without The Required Permission +$433 $1,824
Driving With An Expired/Suspended License +$938 $2,329

Snow Shoe, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,335
Active Disabling Device $1,335
Tracking Device $1,308
Passive Disabling Device $1,294