Snyder County Auto Insurance Rates, Quotes, Agents & Reviews in PA

Snyder County, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Snyder County, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Snyder County, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Snyder County, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Snyder County, PA with that of other cities in and around Snyder County.

Snyder County Middleburg Paxtonville Mount Pleasant Mills Kreamer Richfield
Average Insurance Rates $1,427 $1,399 $1,408 $1,435 $1,411 $1,423

Snyder County, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Snyder County, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Snyder County $2,007 $1,696
Paxtonville $1,304 $1,101
Middleburg $1,999 $1,689
Mount Pleasant Mills $1,543 $1,303
West Perry $1,449 $1,224
Richfield $1,688 $1,426
Kreamer $1,266 $1,069

Snyder County, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Snyder County, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,630
20 Years $1,834
30 Years $1,412
40 Years $1,359
50 Years $1,258
60 Years $1,276
70 Years $1,485

Snyder County, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Snyder County, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,426 $428
3 Vehicles $3,639 $642
4 Vehicles $4,852 $856

Savings on 2 Vehicles bundle:$428

Savings on 3 Vehicles bundle:$642

Savings on 4 Vehicles bundle:$856


Snyder County, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Snyder County, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Snyder County $1,427 $2,246
Paxtonville $1,408 $2,216
Middleburg $1,399 $2,202
Mount Pleasant Mills $1,435 $2,259
West Perry $1,426 $2,245
Richfield $1,423 $2,240
Kreamer $1,411 $2,221

Snyder County, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,224
Excellent (740-799) $1,398
Good (670-739) $1,487
Average (580-669) $1,940
Poor (300-579) $2,328

Snyder County, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kratzer Insurance Allstate RT 104 South, Mount Pleasant Mills, 17853 (570) 539-8801
Mike Ferster State Farm 14467 Route 35, Richfield, 17086 717-694-3000
Deibler Straub & Troutman Inc Travelers 2 W MAIN ST, ELIZABETHVILLE, 17023 717-362-8600
Gingrich Insurance Agency Erie 702 Cumberland Street, Lebanon, 17042 None
Knoll Insurance Agency Inc Liberty Mutual Independent 704 Bridge St, NEW CUMBERLAND, 17070 (717) 774-8128
Stacy Butler State Farm 2810 N. Susquehanna Trail, Shamokin Dam, 17876 570-374-7400
Diana Caine-Helwig State Farm 1229 E Chocolate Avenue, Hershey, 17033-1222 717-533-8613
Keller Insurance Agency None 512 Cumberland St, Lebanon, 17042 None
Co-Op Agency, Inc. None 729 E. Lincoln Avenue , Myerstown, 17067 None

Snyder County, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,490
Driver's Failure In Showing Documents +$138 $1,565
Driving With An Expired Registration +$147 $1,574
Driving At A Considerably Slow Pace +$310 $1,737
Using A Cellphone While Driving +$327 $1,754
Running A Red Light +$332 $1,759
Speeding +$350 $1,777
Driving A Vehicle Without The Required Permission +$444 $1,871
Driving With An Expired/Suspended License +$962 $2,389

Snyder County, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,370
Active Disabling Device $1,370
Tracking Device $1,341
Passive Disabling Device $1,327