Soddy-Daisy Auto Insurance Rates, Quotes, Agents & Reviews in TN

Soddy-Daisy, TN Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Soddy-Daisy, TN, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Soddy-Daisy, TN are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Soddy-Daisy, TN Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Soddy-Daisy, TN with that of other cities in and around Soddy-Daisy.

Soddy-Daisy Falling Water Harrison Hamilton County Flat Top Mountain Mowbray Mountain
Average Insurance Rates $1,429 $1,482 $1,456 $1,313 $1,525 $1,476

Soddy-Daisy, TN Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Soddy-Daisy, TN based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Soddy-Daisy $1,966 $1,661
Mowbray Mountain $1,433 $1,210
Lakesite $1,451 $1,226
Middle Valley $1,282 $1,083
Flat Top Mountain $1,365 $1,153
Falling Water $1,450 $1,225
Hamilton County $1,309 $1,106
Harrison $1,097 $927

Soddy-Daisy, TN Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Soddy-Daisy, TN usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,637
20 Years $1,836
30 Years $1,414
40 Years $1,361
50 Years $1,260
60 Years $1,278
70 Years $1,487

Soddy-Daisy, TN Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Soddy-Daisy, TN can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,486 $372
3 Vehicles $3,730 $557
4 Vehicles $4,973 $743

Savings on 2 Vehicles bundle:$372

Savings on 3 Vehicles bundle:$557

Savings on 4 Vehicles bundle:$743


Soddy-Daisy, TN Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Soddy-Daisy, TN.

Location Average Insurance Cost Post DUI Insurance Rate
Soddy-Daisy $1,429 $2,560
Mowbray Mountain $1,476 $2,644
Lakesite $1,508 $2,702
Middle Valley $1,462 $2,619
Flat Top Mountain $1,525 $2,732
Falling Water $1,482 $2,655
Hamilton County $1,313 $2,352
Harrison $1,456 $2,608

Soddy-Daisy, TN Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,226
Excellent (740-799) $1,400
Good (670-739) $1,489
Average (580-669) $1,943
Poor (300-579) $2,331

Soddy-Daisy, TN Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Brett Smalley State Farm 5864 Highway 153 Ste 120, Hixson, 37343-4859 423-843-3300
Ryan Sharpe State Farm 6550 Old Dayton Pike Ste 100, Hixson, 37343-2652 423-843-0302
Manning Insurance Group Inc Erie 5469 Hixson Pike, Hixson, 37343 None
Mary-Hannah Daugherty Liberty Mutual 1206 Pointe Center Drive Suite 170, Chattanooga, 37421 1-423-894-1237
Lincoln T Ware Agency Nationwide 5438 Hixson Pike, Hixson, 37343 (423) 842-7811
Tom Kolb State Farm 5466 Hixson Pike, Hixson, 37343-3249 423-843-1107
Tom Kolb State Farm 5466 Hixson Pike, Hixson, 37343-3249 423-843-1107
John Ballinger Farmers 6801 Harrison Park Dr, Harrison, 37341 (423) 344-3114
Insurity Group Llc Liberty Mutual Independent 6148 Lee Hwy Ste 206, Chattanooga, 37421 None
Global Green Insurance Agency Travelers 5617 HIGHWAY 153 STE 101, HIXSON, 37343 423-877-3816
Bob Covington State Farm 9711 Dayton Pike, Soddy Daisy, 37379-4729 423-332-1777

Soddy-Daisy, TN Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,492
Driver's Failure In Showing Documents +$139 $1,568
Driving With An Expired Registration +$147 $1,576
Driving At A Considerably Slow Pace +$310 $1,739
Using A Cellphone While Driving +$327 $1,756
Running A Red Light +$333 $1,762
Speeding +$350 $1,779
Driving A Vehicle Without The Required Permission +$444 $1,873
Driving With An Expired/Suspended License +$963 $2,392

Soddy-Daisy, TN Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,372
Active Disabling Device $1,372
Tracking Device $1,343
Passive Disabling Device $1,329