Soldotna Auto Insurance Rates, Quotes, Agents & Reviews in AK

Soldotna, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Soldotna, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Soldotna, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Soldotna, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Soldotna, AK with that of other cities in and around Soldotna.

Soldotna Funny River Kalifornsky Kenai Kasilof Salamatof
Average Insurance Rates $1,156 $1,159 $1,164 $1,159 $2,037 $1,153

Soldotna, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Soldotna, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Soldotna $1,476 $1,247
Ridgeway $1,549 $1,308
Kalifornsky $1,542 $1,302
Kenai $1,172 $990
Funny River $1,367 $1,154
Sterling $1,646 $1,390
Salamatof $1,243 $1,050
Kasilof $2,098 $1,772

Soldotna, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Soldotna, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,751
20 Years $1,485
30 Years $1,144
40 Years $1,101
50 Years $1,019
60 Years $1,034
70 Years $1,203

Soldotna, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Soldotna, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,011 $301
3 Vehicles $3,017 $451
4 Vehicles $4,023 $601

Savings on 2 Vehicles bundle:$301

Savings on 3 Vehicles bundle:$451

Savings on 4 Vehicles bundle:$601

Soldotna, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Soldotna, AK.

Location Average Insurance Cost Post DUI Insurance Rate
Soldotna $1,156 $1,805
Ridgeway $1,507 $2,352
Kalifornsky $1,164 $1,817
Kenai $1,159 $1,809
Funny River $1,159 $1,809
Sterling $1,531 $2,390
Salamatof $1,153 $1,800
Kasilof $2,037 $3,180

Soldotna, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $992
Excellent (740-799) $1,132
Good (670-739) $1,205
Average (580-669) $1,572
Poor (300-579) $1,886

Soldotna, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
1st Alaska Insurance Allstate 35681 Kenai Spur Hwy, Soldotna, 99669 (907) 262-4425
Kristie Babcock State Farm 10735 Kenai Spur Hwy Ste 1, Kenai, 99611-7859 907-283-7116
Waterbury Agency Llc Allstate 44539 Sterling Hwy Ste 207, Soldotna, 99669 (907) 262-9445
Nancy Field State Farm 35202 Spur Hwy Ste 1, Soldotna, 99669-7645 907-262-4440
Walters & Associates Insurance, Inc. None 130 S Willow St Ste 8, Kenai, 99611 None

Soldotna, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,207
Driver's Failure In Showing Documents +$112 $1,268
Driving With An Expired Registration +$119 $1,275
Driving At A Considerably Slow Pace +$251 $1,407
Using A Cellphone While Driving +$265 $1,421
Running A Red Light +$269 $1,425
Speeding +$283 $1,439
Driving A Vehicle Without The Required Permission +$360 $1,516
Driving With An Expired/Suspended License +$779 $1,935

Soldotna, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,110
Active Disabling Device $1,110
Tracking Device $1,087
Passive Disabling Device $1,075