Solomons Auto Insurance Rates, Quotes, Agents & Reviews in MD

Solomons, MD Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Solomons, MD, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Solomons, MD are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Solomons, MD Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Solomons, MD with that of other cities in and around Solomons.

Solomons California Lexington Park Long Beach Broomes Island Lusby
Average Insurance Rates $1,475 $1,375 $1,340 $1,379 $1,408 $1,383

Solomons, MD Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Solomons, MD based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Solomons $1,927 $1,628
Drum Point $1,135 $959
Lusby $1,887 $1,594
Chesapeake Ranch Estates $1,143 $966
California $1,880 $1,588
Lexington Park $1,505 $1,271
Broomes Island $1,304 $1,101
Long Beach $1,319 $1,114

Solomons, MD Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Solomons, MD usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,786
20 Years $1,895
30 Years $1,460
40 Years $1,404
50 Years $1,301
60 Years $1,319
70 Years $1,535

Solomons, MD Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Solomons, MD can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,537 $413
3 Vehicles $3,806 $620
4 Vehicles $5,074 $826

Savings on 2 Vehicles bundle:$413

Savings on 3 Vehicles bundle:$620

Savings on 4 Vehicles bundle:$826

Solomons, MD Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Solomons, MD.

Location Average Insurance Cost Post DUI Insurance Rate
Solomons $1,475 $2,352
Drum Point $1,370 $2,184
Lusby $1,383 $2,205
Chesapeake Ranch Estates $1,344 $2,143
California $1,375 $2,192
Lexington Park $1,340 $2,136
Broomes Island $1,408 $2,245
Long Beach $1,379 $2,199

Solomons, MD Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,266
Excellent (740-799) $1,445
Good (670-739) $1,537
Average (580-669) $2,005
Poor (300-579) $2,406

Solomons, MD Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Phil Riehl State Farm 23131 Three Notch Road, California, 20619-2414 301-863-7007
Alice Flerlage Allstate 67 Sherry Ln, Prince Frederick, 20678 (443) 684-5771
The Simms Insurance Agency Inc. Erie 21552 Thames Avenue, Lexington Park, 20653 None
Combs Drury Reeves Ins Agency Liberty Mutual Independent 41625 Park Ave PO Box 661, Leonardtown, 20650 (301) 475-5665
Jack Martin Insurance Advisors Erie 111 FORBES ST, ANNAPOLIS, 21401 410-263-8000
Josh Mesh State Farm 25450 Pt Lkout Rd Ste 2, Leonardtown, 20650-3841 301-475-9111
Howard W. Phillips & Co. None 2530 Riva Road Ste 401 , Annapolis, 21401 None
E. L. Webster Insurance Agency, Inc. Erie 2 Industrial Park Dr Ste G , Waldorf, 20602 None

Solomons, MD Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,540
Driver's Failure In Showing Documents +$143 $1,618
Driving With An Expired Registration +$152 $1,627
Driving At A Considerably Slow Pace +$320 $1,795
Using A Cellphone While Driving +$338 $1,813
Running A Red Light +$344 $1,819
Speeding +$361 $1,836
Driving A Vehicle Without The Required Permission +$459 $1,934
Driving With An Expired/Suspended License +$994 $2,469

Solomons, MD Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,416
Active Disabling Device $1,416
Tracking Device $1,387
Passive Disabling Device $1,372