South Burlington Auto Insurance Rates, Quotes, Agents & Reviews in VT

South Burlington, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in South Burlington, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in South Burlington, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


South Burlington, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in South Burlington, VT with that of other cities in and around South Burlington.

South Burlington Burlington Williston Winooski Essex Junction Shelburne
Average Insurance Rates $1,129 $921 $1,149 $1,097 $1,125 $1,189

South Burlington, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around South Burlington, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
South Burlington $1,320 $1,115
Winooski $1,696 $1,433
Shelburne $1,222 $1,032
Williston $2,306 $1,948
Burlington $977 $826
Essex Junction $1,881 $1,589
St. George $2,114 $1,785
Chittenden County $1,403 $1,185

South Burlington, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in South Burlington, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,663
20 Years $1,451
30 Years $1,117
40 Years $1,075
50 Years $996
60 Years $1,009
70 Years $1,175

South Burlington, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in South Burlington, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,919 $339
3 Vehicles $2,879 $508
4 Vehicles $3,839 $677

Savings on 2 Vehicles bundle:$339

Savings on 3 Vehicles bundle:$508

Savings on 4 Vehicles bundle:$677


South Burlington, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around South Burlington, VT.

Location Average Insurance Cost Post DUI Insurance Rate
South Burlington $1,129 $2,333
Winooski $1,097 $2,267
Shelburne $1,189 $2,457
Williston $1,149 $2,374
Burlington $921 $1,903
Essex Junction $1,125 $2,325
St. George $1,106 $2,286
Chittenden County $942 $1,947

South Burlington, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $969
Excellent (740-799) $1,106
Good (670-739) $1,176
Average (580-669) $1,535
Poor (300-579) $1,842

South Burlington, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Citro Agency Allstate 20 Kimball Ave Ste 307, South Burlington, 5403 (802) 863-3434
Crowley Insurance Agency Liberty Mutual Independent 100 N Willard St, Burlington, 5401 None
Hickok & Boardman Inc Liberty Mutual Independent 346 Shelburne Rd 3Rd Fl, Burlington, 5401 None
Horseworks Insurance Specialists None 97 Blakely Road 97 Blakely Road Colchester, Colchester, 5446 None
Northern Benefits None 70 Cherry St, Burlington, 5401 None
Vermont Brokerage Services None 63 Main Street , Essex Junction, 5452 None
Essex Agency Inc Liberty Mutual Independent 2 Railroad St , Essex Junction, 5452 None
Willis Of Vermont Liberty Mutual Independent 40 MAIN ST STE 500, BURLINGTON, 5401 802-658-4600
Hackett Valine & Macdonald Inc Liberty Mutual Independent 620 HINESBURG RD, SOUTH BURLINGTON, 5403 802-658-1100
The Essex Agency Inc Travelers 2 RAILROAD ST, ESSEX JUNCTION, 5452 802-878-5334

South Burlington, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$50 $1,179
Driver's Failure In Showing Documents +$110 $1,239
Driving With An Expired Registration +$116 $1,245
Driving At A Considerably Slow Pace +$245 $1,374
Using A Cellphone While Driving +$259 $1,388
Running A Red Light +$263 $1,392
Speeding +$277 $1,406
Driving A Vehicle Without The Required Permission +$351 $1,480
Driving With An Expired/Suspended License +$761 $1,890

South Burlington, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,084
Active Disabling Device $1,084
Tracking Device $1,061
Passive Disabling Device $1,050

Latest Auto Insurance Reviews in South Burlington, VT | Back to Top

Progressive
the main reason I chose the company was due to the office being local. Being local meant that I knew that I could talk to a person face to face that I would see in the community and would get to know over time.
Aaa
I like that it generally does not take much effort to get in contact with my insurance agent. Generally, when I have a problem it can be quickly resolved simply by calling my insurance company.