South Fork Auto Insurance Rates, Quotes, Agents & Reviews in WV

South Fork, WV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in South Fork, WV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in South Fork, WV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


South Fork, WV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in South Fork, WV with that of other cities in and around South Fork.

South Fork Old Fields Milroy Lost River Petersburg Hardy County
Average Insurance Rates $1,438 $1,460 $1,419 $1,497 $1,436 $1,438

South Fork, WV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around South Fork, WV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
South Fork $2,048 $1,730
Milroy $1,944 $1,642
Petersburg $1,703 $1,438
Moorefield $1,566 $1,322
Lost River $2,895 $2,446
Hardy County $1,473 $1,244
Grant County $1,113 $940
Old Fields $1,987 $1,678

South Fork, WV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in South Fork, WV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,666
20 Years $1,848
30 Years $1,423
40 Years $1,369
50 Years $1,268
60 Years $1,286
70 Years $1,497

South Fork, WV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in South Fork, WV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,445 $431
3 Vehicles $3,667 $647
4 Vehicles $4,889 $863

Savings on 2 Vehicles bundle:$431

Savings on 3 Vehicles bundle:$647

Savings on 4 Vehicles bundle:$863


South Fork, WV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around South Fork, WV.

Location Average Insurance Cost Post DUI Insurance Rate
South Fork $1,438 $2,299
Milroy $1,419 $2,269
Petersburg $1,436 $2,296
Moorefield $1,404 $2,245
Lost River $1,497 $2,394
Hardy County $1,438 $2,299
Grant County $1,467 $2,346
Old Fields $1,460 $2,335

South Fork, WV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,234
Excellent (740-799) $1,408
Good (670-739) $1,498
Average (580-669) $1,955
Poor (300-579) $2,346

South Fork, WV Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Hott Insurance & Financial Services Llc Erie 207 N Main Street, Petersburg, 26847 None
Baker Insurance Services Llc Erie 109 Washington Street, Moorefield, 26836 None
Kirk George State Farm 417 Virginia Ave, Petersburg, 26847-1719 304-257-4866
Cookman Ins Group Allstate 2 Alt Ave PO Box 550, Petersburg, 26847 (304) 257-0700
Benjamin G. Glover Nationwide 442 Virginia Ave Suite 2, Petersburg, 26847-1720 (304) 257-9364
Edwards Ins Agency Nationwide 16239 Northwestern Pike, Augusta, 26704-0907 (304) 496-8760
Jim Brown State Farm 110 Maple Avenue, Franklin, 26807 304-358-2217

South Fork, WV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$63 $1,501
Driver's Failure In Showing Documents +$139 $1,577
Driving With An Expired Registration +$148 $1,586
Driving At A Considerably Slow Pace +$312 $1,750
Using A Cellphone While Driving +$329 $1,767
Running A Red Light +$335 $1,773
Speeding +$352 $1,790
Driving A Vehicle Without The Required Permission +$447 $1,885
Driving With An Expired/Suspended License +$969 $2,407

South Fork, WV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,380
Active Disabling Device $1,380
Tracking Device $1,352
Passive Disabling Device $1,337