Gate, CA Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Gate, CA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Gate, CA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Gate, CA Auto Insurance Rates
- Gate, CA Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Gate, CA
- Multi Vehicle Insurance Savings in Gate, CA
- How Credit Score Affects Car Insurance Rates in Gate, CA
- How DUI Affects Auto Insurance Premiums in Gate, CA
- Top Auto Insurance Agents Near Gate, CA
- How Driving Violations Affect Auto Insurance Rates in Gate, CA
- Gate, CA Auto Insurance Discounts on Anti Theft Feature
- Gate, CA Auto Insurance Company Reviews
Gate, CA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Gate, CA with that of other cities in and around Gate.
| South Gate | South Gate-East Los Angeles | Bell | Cudahy | Lynwood | Huntington Park | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,854 | $1,858 | $1,860 | $1,849 | $1,857 | $1,862 |
Gate, CA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Gate, CA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| South Gate | $1,641 | $1,386 |
| Lynwood | $1,913 | $1,616 |
| Cudahy | $1,604 | $1,355 |
| Walnut Park | $1,510 | $1,275 |
| Bell | $1,347 | $1,138 |
| Bell Gardens | $1,914 | $1,616 |
| Huntington Park | $1,554 | $1,313 |
| South Gate-East Los Angeles | $1,858 | $1,569 |
Gate, CA Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Gate, CA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $6,016 |
| 20 Years | $2,382 |
| 30 Years | $1,835 |
| 40 Years | $1,765 |
| 50 Years | $1,635 |
| 60 Years | $1,658 |
| 70 Years | $1,929 |
Gate, CA Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Gate, CA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $3,226 | $482 |
| 3 Vehicles | $4,839 | $723 |
| 4 Vehicles | $6,452 | $964 |
Savings on 2 Vehicles bundle:$482
Savings on 3 Vehicles bundle:$723
Savings on 4 Vehicles bundle:$964
Gate, CA Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Gate, CA.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| South Gate | $1,854 | $4,565 |
| Lynwood | $1,857 | $4,572 |
| Cudahy | $1,849 | $4,553 |
| Walnut Park | $1,863 | $4,587 |
| Bell | $1,860 | $4,580 |
| Bell Gardens | $1,804 | $4,442 |
| Huntington Park | $1,862 | $4,585 |
| South Gate-East Los Angeles | $1,858 | $4,575 |
Gate, CA Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,591 |
| Excellent (740-799) | $1,816 |
| Good (670-739) | $1,932 |
| Average (580-669) | $2,520 |
| Poor (300-579) | $3,024 |
Gate, CA Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Sophia Woo | Allstate | 10810 Paramount Blvd Ste 102, Downey, 90241 | (562) 923-3628 |
| Yamasaki Insurance Agcy | Travelers | 1840 W 186Th Street, Suite 200, Torrance, 90504 | None |
| Don W. Catalina | State Farm | 512 W Mnchstr Blvd, Inglewood, 90301-1628 | 310-672-1722 |
| Alfredo Gonzalez Jr. | State Farm | 10844 Atlantic Ave, Lynwood, 90262-2309 | 310-639-1342 |
| Hector Silva | Farmers | 2501 Cherry Ave Ste 150, Signal Hill, 90755 | (562) 391-2917 |
| Amorjah Nicholas | State Farm | 15500 S Normandie Ave Ste A, Gardena, 90247-4014 | 310-324-3655 |
| Malone-Ludwig Insurance Services Inc | Travelers | 11421 CARSON ST SUITE P, LAKEWOOD, 90715 | 562-916-7776 |
| Ramon Pantoja | State Farm | 714 W Olympic Blvd Ste 1007, Los Angeles, 90015-1292 | 213-225-0655 |
| Angela Rodriguez | Allstate | 500 E Carson Plaza Dr Ste 100, Carson, 90746 | (310) 323-3772 |
Gate, CA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$82 | $1,936 |
| Driver's Failure In Showing Documents | +$180 | $2,034 |
| Driving With An Expired Registration | +$191 | $2,045 |
| Driving At A Considerably Slow Pace | +$402 | $2,256 |
| Using A Cellphone While Driving | +$425 | $2,279 |
| Running A Red Light | +$432 | $2,286 |
| Speeding | +$454 | $2,308 |
| Driving A Vehicle Without The Required Permission | +$577 | $2,431 |
| Driving With An Expired/Suspended License | +$1,250 | $3,104 |
Gate, CA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,780 |
| Active Disabling Device | $1,780 |
| Tracking Device | $1,743 |
| Passive Disabling Device | $1,724 |
Latest Auto Insurance Reviews in Gate, CA | Back to Top
Geicoi had compared companies and opted for geico, i had one claim 3 years ago and was satisfied with the resoltution. i now have more choices of company in california but i stayed with geico.
AllstateCustomer service for Allstate has been alright. They are not super stellar, but they are not bad. They seem to badger you a lot to buy more coverage.
GeicoThe policy offerings are identical to every other auto insurance company I have used or received a quote from.
Progressiveit gives the cheapest rate,(even radar to track safe driving) also many options to be discounted However it lacks explanations of options when signing up
GeicoTHE PREMIUM IS NOT A LARGE AND COSTLY AS THE OTHER COMPANIES, BUT I DO NOT DRIVE MUCH BESIDE COMMUTING THE FAMILY TO SCHOOL WORK AND SMALL ERRANDS.
State FarmI haven't shopped around recently for competitive rates. I suspect web only insurers may be less. I would guess I'd rate a 4.
Farm BureauI've never had to deal with them all that much. But they are there when I call. Their office is in a nearby neighborhood. Although I've never personally met the agent, their staff is quite nice.
GeicoI feel that GEICO is very accessible. They offer customer support through their website, email, or phone. They seem to make it a priority to be able to support their customers. There is also an app that the customer can download to utilize their services or contact the company.
AllstateThe deductible is low and coverage is flexible