South Hero Auto Insurance Rates, Quotes, Agents & Reviews in VT

South Hero, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in South Hero, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in South Hero, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


South Hero, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in South Hero, VT with that of other cities in and around South Hero.

South Hero Parc Grand Isle Burlington Plattsburgh Cumberland Head
Average Insurance Rates $1,166 $1,974 $1,141 $921 $1,670 $1,675

South Hero, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around South Hero, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
South Hero $1,579 $1,334
Grand Isle $1,523 $1,287
Colchester $1,632 $1,378
Milton $1,402 $1,184
Cumberland Head $1,472 $1,243
Parc $2,033 $1,717
Plattsburgh $1,346 $1,137
Burlington $977 $826

South Hero, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in South Hero, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,783
20 Years $1,498
30 Years $1,154
40 Years $1,110
50 Years $1,028
60 Years $1,042
70 Years $1,213

South Hero, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in South Hero, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,006 $326
3 Vehicles $3,008 $490
4 Vehicles $4,011 $653

Savings on 2 Vehicles bundle:$326

Savings on 3 Vehicles bundle:$490

Savings on 4 Vehicles bundle:$653


South Hero, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around South Hero, VT.

Location Average Insurance Cost Post DUI Insurance Rate
South Hero $1,166 $2,409
Grand Isle $1,141 $2,358
Colchester $1,121 $2,317
Milton $1,108 $2,290
Cumberland Head $1,675 $2,527
Parc $1,974 $2,978
Plattsburgh $1,670 $2,519
Burlington $921 $1,903

South Hero, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,000
Excellent (740-799) $1,142
Good (670-739) $1,215
Average (580-669) $1,585
Poor (300-579) $1,902

South Hero, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Renee Cross Allstate 1174 North Ave, Burlington, 5408 (802) 862-2322
Barsalow Insurance Agency Travelers 546 RTE 7 S, MILTON, 5468 802-893-2660
Landry Insurance None 1241 Prim Rd 1241 Prim Rd Colchester, Colchester, 5446 None
Horseworks Insurance Specialists None 97 Blakely Road 97 Blakely Road Colchester, Colchester, 5446 None
Kinney Insurance Agency None 307 Route 2 , South Hero, 5486 None

South Hero, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$51 $1,217
Driver's Failure In Showing Documents +$113 $1,279
Driving With An Expired Registration +$120 $1,286
Driving At A Considerably Slow Pace +$253 $1,419
Using A Cellphone While Driving +$267 $1,433
Running A Red Light +$272 $1,438
Speeding +$286 $1,452
Driving A Vehicle Without The Required Permission +$363 $1,529
Driving With An Expired/Suspended License +$786 $1,952

South Hero, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,119
Active Disabling Device $1,119
Tracking Device $1,096
Passive Disabling Device $1,084