South Jordan, UT Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in South Jordan, UT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in South Jordan, UT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- South Jordan, UT Auto Insurance Rates
- South Jordan, UT Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in South Jordan, UT
- Multi Vehicle Insurance Savings in South Jordan, UT
- How Credit Score Affects Car Insurance Rates in South Jordan, UT
- How DUI Affects Auto Insurance Premiums in South Jordan, UT
- How Driving Violations Affect Auto Insurance Rates in South Jordan, UT
- South Jordan, UT Auto Insurance Discounts on Anti Theft Feature
- South Jordan, UT Auto Insurance Company Reviews
South Jordan, UT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in South Jordan, UT with that of other cities in and around South Jordan.
| South Jordan | White City | West Jordan | Midvale | Bluffdale | Herriman | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $1,303 | $1,599 | $1,254 | $1,239 | $1,350 | $1,300 |
South Jordan, UT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around South Jordan, UT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| South Jordan | $1,651 | $1,395 |
| Riverton | $998 | $843 |
| West Jordan | $1,387 | $1,172 |
| Bingham | $1,577 | $1,332 |
| Herriman | $1,032 | $872 |
| Bluffdale | $1,949 | $1,646 |
| Midvale | $1,365 | $1,153 |
| White City | $1,130 | $954 |
South Jordan, UT Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in South Jordan, UT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $4,228 |
| 20 Years | $1,674 |
| 30 Years | $1,290 |
| 40 Years | $1,241 |
| 50 Years | $1,149 |
| 60 Years | $1,165 |
| 70 Years | $1,356 |
South Jordan, UT Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in South Jordan, UT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $2,215 | $391 |
| 3 Vehicles | $3,323 | $586 |
| 4 Vehicles | $4,430 | $782 |
Savings on 2 Vehicles bundle:$391
Savings on 3 Vehicles bundle:$586
Savings on 4 Vehicles bundle:$782
South Jordan, UT Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around South Jordan, UT.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| South Jordan | $1,303 | $1,982 |
| Riverton | $1,265 | $1,924 |
| West Jordan | $1,254 | $1,907 |
| Bingham | $1,284 | $1,953 |
| Herriman | $1,300 | $1,977 |
| Bluffdale | $1,350 | $2,053 |
| Midvale | $1,239 | $1,884 |
| White City | $1,599 | $2,432 |
South Jordan, UT Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $1,118 |
| Excellent (740-799) | $1,276 |
| Good (670-739) | $1,358 |
| Average (580-669) | $1,771 |
| Poor (300-579) | $2,125 |
South Jordan, UT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$57 | $1,360 |
| Driver's Failure In Showing Documents | +$126 | $1,429 |
| Driving With An Expired Registration | +$134 | $1,437 |
| Driving At A Considerably Slow Pace | +$283 | $1,586 |
| Using A Cellphone While Driving | +$298 | $1,601 |
| Running A Red Light | +$304 | $1,607 |
| Speeding | +$319 | $1,622 |
| Driving A Vehicle Without The Required Permission | +$405 | $1,708 |
| Driving With An Expired/Suspended License | +$878 | $2,181 |
South Jordan, UT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $1,251 |
| Active Disabling Device | $1,251 |
| Tracking Device | $1,225 |
| Passive Disabling Device | $1,212 |
Latest Auto Insurance Reviews in South Jordan, UT | Back to Top
State FarmAt the moment I have a good rate with my car insurance. I tried to change them but it was more expensive. I haven't tried another company yet
Erie InsuranceI would recommend anyone to get a quote from them cause they are honest and have low prices. they will help and work with you to figure it out.
AllstateI would recommend Allstate for insuranceRate on the scale of 5 because this is a well put together company that legitimately cares about their clients.
Liberty MutualI think our deductible is $500 which is pretty standard across policies. Our premium and overall policy includes a 100 coverage which I believe is pretty substantial and good to have for covering all our needs.
State FarmJust like what the homeowners policy, State farms bundled Auto policies are also very fair when it comes to price and the benefits that it provides.
ProgressiveI totally recommend this company for 1, there excellent customer service, 2, best prices especially if you're on a budget 3, I love there claims dept as well.
ProgressiveProgressive gives us reasonably priced vehicle insurance. We have good coverage should anything unexpected happen.
Safeco InsuranceThis goes hand-in-hand with Safeco's policy offering - because I'm a pretty safe driver, I was able to get a great premium and deductible for my vehicle.