Van Horn Auto Insurance Rates, Quotes, Agents & Reviews in AK

Van Horn, AK Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Van Horn, AK, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Van Horn, AK are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Van Horn, AK Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Van Horn, AK with that of other cities in and around Van Horn.

South Van Horn Chena Ridge College Fairbanks Ester Badger
Average Insurance Rates $1,066 $1,255 $1,499 $1,147 $1,173 $1,157

Van Horn, AK Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Van Horn, AK based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
South Van Horn $1,391 $1,175
College $1,506 $1,272
Fairbanks $1,602 $1,353
Chena Ridge $1,515 $1,280
Farmers Loop $1,418 $1,198
Ester $2,178 $1,840
Badger $1,529 $1,291
Goldstream $1,861 $1,572

Van Horn, AK Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Van Horn, AK usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,459
20 Years $1,370
30 Years $1,055
40 Years $1,015
50 Years $940
60 Years $953
70 Years $1,109

Van Horn, AK Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Van Horn, AK can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,834 $298
3 Vehicles $2,750 $448
4 Vehicles $3,667 $597

Savings on 2 Vehicles bundle:$298

Savings on 3 Vehicles bundle:$448

Savings on 4 Vehicles bundle:$597


Van Horn, AK Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Van Horn, AK.

Location Average Insurance Cost Post DUI Insurance Rate
South Van Horn $1,066 $1,664
College $1,499 $2,340
Fairbanks $1,147 $1,790
Chena Ridge $1,255 $1,959
Farmers Loop $1,298 $2,026
Ester $1,173 $1,831
Badger $1,157 $1,806
Goldstream $1,497 $2,337

Van Horn, AK Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $915
Excellent (740-799) $1,044
Good (670-739) $1,111
Average (580-669) $1,449
Poor (300-579) $1,739

Van Horn, AK Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Dick Randolph State Farm 610 12th Ave, Fairbanks, 99701-4643 907-456-7787
Shannon Fortune State Farm 324 Old Steese Hwy, Fairbanks, 99701-3126 907-452-1385
Jim Matherly Allstate 3425 Airport Way, Fairbanks, 99709 (907) 479-9090
Jim Kelly State Farm 1401 Turner St, Fairbanks, 99701-6161 907-457-3276
Matthew Raymond State Farm 3875 Geist Rd Ste C, Fairbanks, 99709-3564 907-452-6015
Kris Yoder State Farm 3637 Airport Way Ste 109, Fairbanks, 99709-4782 907-328-9022
Max Roberts Allstate 3677 College Rd Ste 7, Fairbanks, 99709 (907) 457-1600
Hale & Associates Liberty Mutual Independent 100 CUSHMAN ST STE 200, FAIRBANKS, 99701 (907) 456-6671
Chris Marok Allstate 59 College Rd Ste 205, Fairbanks, 99701 (907) 452-5664
Dunlap Agency None 1305 21St Ave., Ste 203 Fairbanks, Fort Wainright, 99701 None
Dave Mongold Allstate 230 Old Steese Hwy, Fairbanks, 99701 (907) 452-4260
Jeff Campbell GEICO 503 14th Avenue, Fairbanks, 99701 907-452-7145

Van Horn, AK Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,113
Driver's Failure In Showing Documents +$103 $1,169
Driving With An Expired Registration +$110 $1,176
Driving At A Considerably Slow Pace +$231 $1,297
Using A Cellphone While Driving +$244 $1,310
Running A Red Light +$248 $1,314
Speeding +$261 $1,327
Driving A Vehicle Without The Required Permission +$332 $1,398
Driving With An Expired/Suspended License +$718 $1,784

Van Horn, AK Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,023
Active Disabling Device $1,023
Tracking Device $1,002
Passive Disabling Device $991