South Windham Auto Insurance Rates, Quotes, Agents & Reviews in CT

South Windham, CT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in South Windham, CT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in South Windham, CT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


South Windham, CT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in South Windham, CT with that of other cities in and around South Windham.

South Windham Columbia Willimantic Windham Franklin Lebanon
Average Insurance Rates $1,510 $1,572 $1,512 $1,521 $1,569 $1,579

South Windham, CT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around South Windham, CT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
South Windham $1,653 $1,396
Windham $1,694 $1,431
Willimantic $1,059 $894
Scotland $1,074 $907
Lebanon $1,786 $1,509
Franklin $1,417 $1,197
Mansfield Center $1,365 $1,153
Columbia $1,262 $1,066

South Windham, CT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in South Windham, CT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,900
20 Years $1,940
30 Years $1,494
40 Years $1,438
50 Years $1,331
60 Years $1,350
70 Years $1,571

South Windham, CT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in South Windham, CT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,567 $453
3 Vehicles $3,851 $680
4 Vehicles $5,134 $906

Savings on 2 Vehicles bundle:$453

Savings on 3 Vehicles bundle:$680

Savings on 4 Vehicles bundle:$906


South Windham, CT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around South Windham, CT.

Location Average Insurance Cost Post DUI Insurance Rate
South Windham $1,510 $2,843
Windham $1,521 $2,864
Willimantic $1,512 $2,847
Scotland $1,572 $2,960
Lebanon $1,579 $2,973
Franklin $1,569 $2,954
Mansfield Center $1,560 $2,937
Columbia $1,572 $2,960

South Windham, CT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,296
Excellent (740-799) $1,479
Good (670-739) $1,573
Average (580-669) $2,053
Poor (300-579) $2,463

South Windham, CT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Sumner & Sumner Inc Travelers 757 Main St, Willimantic, 6226 (860) 423-7733
Wilcox And Reynolds Insurance Llc Travelers 922 STAFFORD RD, STORRS, 6268 860-429-9387
Lobo Insurance Agency Travelers 10-B MAIN ST, HEBRON, 6248 860-228-1025
Richard Blakesley Agency Inc. Allstate 520 Hartford Tpke Ste F, Vernon, 6066 (860) 875-4190
Chelsea Insurance Agency Llc Travelers 124 W Town St, Norwich, 6360 None
Urbanetti Insurance Agency Llc Liberty Mutual Independent 621 MIDDLE TPKE E, MANCHESTER, 6040 (860) 649-0016
Wilcox & Reynolds Insurance None 922 Stafford Road P.O. Box 521 Storrs, Mansfield, 6268 (860) 771-2242
Hebron Insurance Llc Travelers 32 MAIN ST UNIT 1, HEBRON, 6248 860-228-8500
Premier Insurance Associates Travelers 31 BROADWAY, NORTH HAVEN, 6473 203-234-2400
Dan Berman Agency None 998 Farmington Avenue (212) , West Hartford, 6107 None

South Windham, CT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$66 $1,576
Driver's Failure In Showing Documents +$146 $1,656
Driving With An Expired Registration +$156 $1,666
Driving At A Considerably Slow Pace +$328 $1,838
Using A Cellphone While Driving +$346 $1,856
Running A Red Light +$352 $1,862
Speeding +$370 $1,880
Driving A Vehicle Without The Required Permission +$470 $1,980
Driving With An Expired/Suspended License +$1,018 $2,528

South Windham, CT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,450
Active Disabling Device $1,450
Tracking Device $1,419
Passive Disabling Device $1,404