Sparks, NV Auto Insurance Rates
Sparks, NV residents can save $450 by comparing multiple quotes & reading reviews & research on Sparks car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $768 | $1119 | $1507 |
Latest Auto Insurance Reviews in Sparks, Nevada
State Farm
I would recommend them as we have had no problems so far and they are a well known reputable company.
I would recommend them as we have had no problems so far and they are a well known reputable company.
Progressive
The premium and deductible are the main reason we chose Progressive. We feel like we are getting the best coverage for such a low premium.
The premium and deductible are the main reason we chose Progressive. We feel like we are getting the best coverage for such a low premium.
Farmer's Insurance
Overall, my company is pretty good.I like this company too because it's well established and many other people use this company too, which makes me feel more confident.
Overall, my company is pretty good.I like this company too because it's well established and many other people use this company too, which makes me feel more confident.
State Farm
my insurance company is based on their customers which is the main reason i recommend it to others
my insurance company is based on their customers which is the main reason i recommend it to others
Allstate
I'd recommend them seeing their performance with us, everyone can have different experiences. However we are happy with them.
I'd recommend them seeing their performance with us, everyone can have different experiences. However we are happy with them.
Progressive
I don't really like the price of the insurance. Not only that, but the "safe driver discount" wasn't really a discount at all. It monitored my car for 6 months and gave me maybe a 50 cent discount. Very disappointing.
I don't really like the price of the insurance. Not only that, but the "safe driver discount" wasn't really a discount at all. It monitored my car for 6 months and gave me maybe a 50 cent discount. Very disappointing.
Allstate
I have been with my insurance company for 20 years and have no complaints. I would rate the company at a 1.
I have been with my insurance company for 20 years and have no complaints. I would rate the company at a 1.
The Hartford
Is the best I found, no one has been able to beat the price and the service, plus once I got with them they have taken care of me
Is the best I found, no one has been able to beat the price and the service, plus once I got with them they have taken care of me
Progressive
I really like the customer service they give. They are very helpful.
I really like the customer service they give. They are very helpful.
State Farm
The company is very kind and caring. They work hard to do their job and help me. They are easy to talk to and they have so many good policies.
The company is very kind and caring. They work hard to do their job and help me. They are easy to talk to and they have so many good policies.
Allstate Auto Insurance, Sparks, NV
$70/1 month
Car Insurance Policy Holder
- Single 21 Years old Male licensed 4 years ago with Own GMC Yukon XL 1500 SLT used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- vocational education & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 10 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Travelers Auto Insurance, Sparks, NV
$118/1 month
Car Insurance Policy Holder
- Single 72 Years old Female licensed 6 years ago with Financed Chrysler 300 used for Business with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 10 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Farmers Auto Insurance, Sparks, NV
$111/1 month
Car Insurance Policy Holder
- Married 35 Years old Female licensed 5 years ago with Financed Acura, TL SH, 4 Door Sedan AWD used for Business with estimated annual mileage of 12,001 - 15,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Allstate Auto Insurance, Sparks, NV
$825/12 months
Car Insurance Policy Holder
- Divorced 31 Years old Male licensed 4 years ago with Financed Chevrolet, Cruze LTZ, 4 Door Sedan Turbo used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Less than High School & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 20 K Property Damage
- 100 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Progressive Insurance, Sparks, NV
$836/12 months
Car Insurance Policy Holder
- Married 23 Years old Female licensed 7 years ago with Financed Toyota, Camry LE, 4 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
- Less than High School & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $50K (Per Person Bodily Injury) / $100K (Per Accident Bodily Injury)
- 10 K Property Damage
- 100 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Liberty Mutual, Sparks, NV
$1081/12 months
Car Insurance Policy Holder
- Single 54 Years old Female licensed 13 years ago with Own Porsche, Cayenne S AWD, 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 25 K Property Damage
- 400 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Liberty Mutual, Sparks, NV
$1039/12 months
Car Insurance Policy Holder
- Single 74 Years old Male licensed 45 years ago with Leased Dodge, Durango Citadel, 4 Door 2WD Wagon used for Business with estimated annual mileage of 12,001 - 15,000.
- Associate, pursuing Bachelors Degree & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 3 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $500K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 10 K Property Damage
- 400 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Progressive Insurance, Sparks, NV
$1093/12 months
Car Insurance Policy Holder
- Divorced 53 Years old Male licensed 23 years ago with Financed Infiniti, QX56, 4WD 4 Door Utility used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 20 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Progressive Insurance, Sparks, NV
$731/12 months
Car Insurance Policy Holder
- Single 53 Years old Female licensed 19 years ago with Own Dodge, Challenger R/T, 2 Door Coupe used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $300K (Per Accident Bodily Injury)
- 25 K Property Damage
- 400 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Sparks Car Insurance Rate Comparisons
Sparks, NV's average car insurance of $1119 differs from Wadsworth, NV (+$731), Warm Springs-Truckee Canyon (-$179), Cold Springs, NV (+$611) and Nevada (+$222)
| Sparks | Wadsworth, NV | Warm Springs-Truckee Canyon | Cold Springs, NV | Nevada | |
| Median Insurance Rates | $1119 | +$731 | -$179 | +$611 | +$222 |
Sparks Car Insurance Savings By Neighborhood & Street Area
| Sparks Driver Street Residence & Car Locations | Car Details in Sparks | Sparks Driver Demographics | Sparks Auto Insurance Estimates | Recent Sparks Insurance Savings |
|---|---|---|---|---|
| Vista | ||||
| Freeport Blvd | 2004 Buick Century Custom | 43 year married man | $1198 | $538 |
| Westview Blvd | 2005 Mazda 3 Hatchback | 68 year senior | $1199 | $381 |
| Wedekind | ||||
| S Florentine Dr | 2006 Chrysler 300 Base | 54 year woman | $1073 | $399 |
| Scarlet Oaks Ct | 2007 Ford Fusion I-4 SE | 19 year teenager | $2431 | $773 |
| North Valley | ||||
| Varnum Cir | 2007 GMC Sierra 1500 SLE1 | 63 year female senior | $1235 | $517 |
| W Cygnet Cir | 2012 Hyundai Sonata GLS | 19 year female teenager | $2445 | $478 |
| Panther Valley | ||||
| Grasswood Dr | 2013 Honda Civic LX | 52 year married woman | $936 | $802 |
| N Desert Springs Cir | 2009 Cadillac DTS Luxury 6-Passenger | 18 year male teenager | $3183 | $523 |
| Glendale | ||||
| H St | 2014 Volkswagen Jetta S | 64 year male senior | $1140 | $806 |
| Exchange St | 2009 Jeep Grand Cherokee Limited | 33 year man | $1195 | $606 |
Sparks Post DUI Car Insurance Rates
| Sparks | Reno North | Lemmon Valley | Wadsworth | Nevada | |
| Median Post DUI Insurance Rate | $2081 | +$188 | +$895 | +$1360 | +$413 |
| Male Teenager Post DUI Insurance Rate | $5139 | +$465 | +$2211 | +$3359 | +$1021 |
| Female Teenager Post DUI Insurance Rate | $4765 | +$429 | +$2050 | +$3113 | +$945 |
The Post DUI insurance in Sparks, NV's is $2081 compared to Reno North (+$188), Lemmon Valley (+$895), Wadsworth (+$1360) and Nevada (+$413)
In Sparks, a male teenager with Post DUI pays $374 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Chrysler 300 Base in Sparks, NV would pay $5135 on auto insurance while a female teenager POST DUI would pay $4761.
Sparks Car Insurance by Segment
Sparks Teenagers Car Insurance Rates Comparison
5611 Sparks Teenagers (6% of total population), 47% Male & 53% Female.
| Sparks | Storey County | Warm Springs-Truckee Canyon | Reno Southeast | Nevada | |
| All Teenagers | $2685 | +$459 | -$429 | -$117 | +$533 |
| Male Teenager | $2763 | +$472 | -$442 | -$121 | +$549 |
| Female Teenager | $2562 | +$437 | -$410 | -$112 | +$508 |
Sparks teenagers pay $2685 in insurance in contrast with Storey County (+$459), Warm Springs-Truckee Canyon (-$429), Reno Southeast (-$117) and Nevada (+$533). The difference between Male & Female teenagers in Sparks is $201
Example
- 2013 Dodge Journey SXT Male Teenager Insurance Rate $2640
- 2011 Toyota Prius \N Female Teenager Insurance Rate $2466
Sparks Men & Women Car Insurance
90099 Sparks Adults (100% of total population), 49% Men & 51% Women.
| Sparks | North Valleys | Golden Valley | Reno North | Nevada | |
| All Women | $1074 | +$423 | -$201 | +$97 | +$213 |
| Married Women | $1018 | +$401 | -$190 | +$92 | +$202 |
| All Men | $1398 | +$552 | -$261 | +$127 | +$278 |
| Married Men | $1253 | +$494 | -$234 | +$113 | +$248 |
The typical insurance rate of $1398 that Sparks Men pay varies from North Valleys (+$552), Golden Valley (-$261), Reno North (+$127) and Nevada (+$278). In Sparks, married men pay $235 more than married women.
Example
- 2011 Lincoln MKZ Base Married Men Insurance Rate $1207
- 2007 Chevrolet Silverado 2500HD Classic Work Truck Married Women Insurance Rate $1179
Sparks Senior Car Insurance
15872 Sparks Seniors (17% of total population), 46% Senior Men & 54% Senior Women.
| Sparks | Reno Southeast | Verdi | Lemmon Valley | Nevada | |
| All Seniors | $1253 | -$55 | +$695 | +$539 | +$248 |
| Senior Men | $1163 | -$51 | +$646 | +$501 | +$231 |
| Senior Women | $1365 | -$60 | +$757 | +$587 | +$271 |
Sparks seniors pay $1253 in insurance compared to Reno Southeast (-$55), Verdi (+$695), Lemmon Valley (+$539) and Nevada (+$248). In Sparks, senior men pay $202 less than senior women.
Sparks Car Insurance Discounts for Multiple Vehicles
Sparks Population with 1 Vehicle 10470 (31% of Sparks population), 2 Vehicles 13341 (40% of the Sparks population) and 3 vehicles 4994 (15% of the population)
| Sparks | Reno | Cold Springs | Warm Springs-Truckee Canyon | Nevada | |
| 2 Vehicles | $2127 | -$37 | +$1160 | -$341 | +$421 |
| 3 Vehicles | $3246 | -$56 | +$1771 | -$520 | +$643 |
| 4 Vehicles | $4365 | -$75 | +$2382 | -$699 | +$865 |
Car Insurance Agents in Sparks, NV
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Allstate - Mark Kerber | 716 H St, Sparks, NV 89431 |
| 2 | Auto Insurance America | 2304b Oddie Blvd, Sparks, NV 89431 |
| 3 | Battle Born Insurance | 1714 A St, Sparks, NV 89431 |
| 4 | Bob Covington | 501 Pyramid Way, Sparks, NV 89431 |
| 5 | Cathy Jensby | 444 Pyramid Way, Sparks, NV 89431 |
| 6 | Country Financial Agency | 1255 N Mccarran Blvd, Sparks, NV 89431 |
| 7 | Deanna Milton | 1311 N Mccarran Blvd Ste 102, Sparks, NV 89503 |
| 8 | Haas Insurance Service | 1001 Pyramid Way Ste 206, Sparks, NV 89431 |
| 9 | James M Fewins | 801 Greenbrae Dr, Sparks, NV 89431 |
| 10 | Jeffrey Pinto | 2145 Green Vista Dr Ste 111, Sparks, NV 89431 |
Sparks Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Ford, Explorer | $300 | $1200 | $1500 | $1140 | $1440 | $60 |
| Toyota, Camry XLE | $1500 | $1160 | $1660 | $1110 | $2610 | $-950 |
| Mazda, CX-9 Sport | $400 | $1110 | $1510 | $1030 | $1430 | $80 |
| Dodge, Charger SXT | $500 | $1140 | $1640 | $1090 | $1590 | $50 |
| Dodge, Durango Crew | $1000 | $1180 | $1680 | $1100 | $2100 | $-420 |