Spartanburg, SC Auto Insurance Rates, Quotes, Agents & Reviews
Zimlon, through its research, found that car owners in Spartanburg, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.
Factors that can influence the cost of car insurance in Spartanburg, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.
- Spartanburg, SC Auto Insurance Rates
- Spartanburg, SC Auto Insurance for Different Deductible
- How the Age of Driver Affects Insurance Rates in Spartanburg, SC
- Multi Vehicle Insurance Savings in Spartanburg, SC
- How Credit Score Affects Car Insurance Rates in Spartanburg, SC
- How DUI Affects Auto Insurance Premiums in Spartanburg, SC
- Top Auto Insurance Agents Near Spartanburg, SC
- How Driving Violations Affect Auto Insurance Rates in Spartanburg, SC
- Spartanburg, SC Auto Insurance Discounts on Anti Theft Feature
- Spartanburg, SC Auto Insurance Company Reviews
Spartanburg, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top
The following table compares the cost of insurance in Spartanburg, SC with that of other cities in and around Spartanburg.
| Spartanburg | Valley Falls | Saxon | Fairforest | Southern Shops | Arcadia | |
|---|---|---|---|---|---|---|
| Average Insurance Rates | $947 | $1,452 | $1,357 | $1,358 | $1,360 | $1,649 |
Spartanburg, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top
The following table makes a comparison of the variation in car insurance rates in and around Spartanburg, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.
| Location | Low Deductible ($500) | High Deductible ($1000) |
|---|---|---|
| Spartanburg | $1,077 | $910 |
| Saxon | $1,578 | $1,333 |
| Arcadia | $1,698 | $1,435 |
| Spartanburg County | $1,260 | $1,064 |
| Southern Shops | $1,379 | $1,165 |
| Valley Falls | $2,846 | $2,404 |
| Fairforest | $1,377 | $1,163 |
| Roebuck | $1,714 | $1,448 |
Spartanburg, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top
Teenagers in Spartanburg, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.
| Age of Driver | Insurance Cost |
|---|---|
| Teens | $3,073 |
| 20 Years | $1,217 |
| 30 Years | $937 |
| 40 Years | $902 |
| 50 Years | $835 |
| 60 Years | $847 |
| 70 Years | $986 |
Spartanburg, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top
Car owners in Spartanburg, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:
| Number of Cars | Auto Insurance Cost | Total Savings |
|---|---|---|
| 2 Vehicles | $1,610 | $284 |
| 3 Vehicles | $2,415 | $426 |
| 4 Vehicles | $3,220 | $568 |
Savings on 2 Vehicles bundle:$284
Savings on 3 Vehicles bundle:$426
Savings on 4 Vehicles bundle:$568
Spartanburg, SC Post- DUI Auto Insurance Rates | Back to Top
Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Spartanburg, SC.
| Location | Average Insurance Cost | Post DUI Insurance Rate |
|---|---|---|
| Spartanburg | $947 | $1,431 |
| Saxon | $1,357 | $2,050 |
| Arcadia | $1,649 | $2,492 |
| Spartanburg County | $1,376 | $2,079 |
| Southern Shops | $1,360 | $2,055 |
| Valley Falls | $1,452 | $2,194 |
| Fairforest | $1,358 | $2,052 |
| Roebuck | $1,447 | $2,186 |
Spartanburg, SC Auto Insurance Rates Based on Credit Score | Back to Top
Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.
| Credit Score | Insurance Cost |
|---|---|
| Exceptional (800-850) | $813 |
| Excellent (740-799) | $927 |
| Good (670-739) | $987 |
| Average (580-669) | $1,287 |
| Poor (300-579) | $1,545 |
Spartanburg, SC Auto Insurance Agents | Back to Top
Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.
| Agent Name | Company | Agent Address | Contact Details |
|---|---|---|---|
| Correll Insurance Group | Travelers | 1066 ASHEVILLE HWY, SPARTANBURG, 29304 | 864-583-5445 |
| Kemp Gurganus | Allstate | 1524 John B White Sr Blvd, Spartanburg, 29301 | (864) 576-6367 |
| Paul Duty | Allstate | 5535 Highway 9 Ste B, Inman, 29349 | (864) 578-4140 |
| Assurealliance Inc | Liberty Mutual Independent | 291 South Pine Street, Spartanburg, 29302 | (864) 641-0972 |
| At Your Service Insurance, Inc. | None | 230 Forest Hills Road, Spartanburg, 29303 | None |
| Brown & Brown Of South Carolina Inc | Travelers | 103 N PINE ST STE A, SPARTANBURG, 29302 | 864-585-8717 |
| Jim Crook | Allstate | 5250 Highway 221, Roebuck, 29376 | (864) 587-1173 |
| Gloria Boyter | State Farm | 1100 Boiling Spgs Rd, Spartanburg, 29303-2205 | 864-573-6847 |
| Glen Johnson | State Farm | 2125 Boiling Springs Rd, Boiling Spgs, 29316 | 864-578-3567 |
| Watson Insurance Agency | Liberty Mutual Independent | 3105 BOILING SPRINGS RD, BOILING SPGS, 29316 | (864) 599-6779 |
| Assuresouth | Travelers | 291 S Pine St, Spartanburg, 29302 | None |
| Wendell Jones Agency Inc. (The) | Nationwide | 1040 Fernwood Glendale Rd Suite 42, Spartanburg, 29307 | (864) 582-3055 |
Spartanburg, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top
Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.
| Driving Violation | Cost Increase | Total Insurance Cost |
|---|---|---|
| Driving Without Headlights | +$42 | $989 |
| Driver's Failure In Showing Documents | +$92 | $1,039 |
| Driving With An Expired Registration | +$98 | $1,045 |
| Driving At A Considerably Slow Pace | +$205 | $1,152 |
| Using A Cellphone While Driving | +$217 | $1,164 |
| Running A Red Light | +$221 | $1,168 |
| Speeding | +$232 | $1,179 |
| Driving A Vehicle Without The Required Permission | +$295 | $1,242 |
| Driving With An Expired/Suspended License | +$638 | $1,585 |
Spartanburg, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top
Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.
| Anti Theft Feature | Insurance Cost |
|---|---|
| Audible Alarm | $909 |
| Active Disabling Device | $909 |
| Tracking Device | $890 |
| Passive Disabling Device | $881 |
Latest Auto Insurance Reviews in Spartanburg, SC | Back to Top
State FarmI have been with State Farm over 20 years and had one auto claim during that time. Customer service was friendly, professional, and helpful.
ProgressiveThe deductible is $500 per car which isn't bad but I do wish it was much less.
State FarmThey are really good.If there's something they were unsure of they always made sure to ask someone else and get an answer to me.
Liberty MutualThe premium is about average. The deductible seems on par with other providers as well and suits our family. I would like it a little lower than other companies though if possible.
ProgressiveOur premium for car insurance is actually lower that our previous company which was surprising because they have better customer service so we figured it would be more.
ProgressiveI am also able to choose from a variety of premiums and deductibles. That is very helpful to me as things change sometimes.
State FarmI have been really disappointed with state farms offerings compared to other insurance providers.The prices seem to be getting higher at a faster rate than other companies.
State FarmI have been really disappointed with state farms offerings compared to other insurance providers.The prices seem to be getting higher at a faster rate than other companies.
ProgressiveThe company policy offers best plans for the middle class people living in America. The premiums are also affordable for those people. It satisfies their wishes also.
AllstateThe customer service is great! they always try to make us feel like part of the family whenever there is an issue and its very ice
The HartfordSome times if I call they will not give me a call back right away. They do call back, but sometimes they take a little to long if I have a question.
ProgressiveThe car insurance that I have is Progressive. They offer full coverage of my auto at a much lower price then other insurance providers
AaaWe have a good rate, and we have it bundled with our home insurance. Our agents have twice offered us better coverage at a lower rate.
GeicoI dislike that I have to pay more because I am younger. I have never even had a ticket. I should not pay a higher premium just because of my age.