Spartanburg Auto Insurance Rates, Quotes, Agents & Reviews in SC

Spartanburg, SC Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Spartanburg, SC, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Spartanburg, SC are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Spartanburg, SC Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Spartanburg, SC with that of other cities in and around Spartanburg.

Spartanburg Valley Falls Saxon Fairforest Southern Shops Arcadia
Average Insurance Rates $947 $1,452 $1,357 $1,358 $1,360 $1,649

Spartanburg, SC Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Spartanburg, SC based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Spartanburg $1,077 $910
Saxon $1,578 $1,333
Arcadia $1,698 $1,435
Spartanburg County $1,260 $1,064
Southern Shops $1,379 $1,165
Valley Falls $2,846 $2,404
Fairforest $1,377 $1,163
Roebuck $1,714 $1,448

Spartanburg, SC Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Spartanburg, SC usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,073
20 Years $1,217
30 Years $937
40 Years $902
50 Years $835
60 Years $847
70 Years $986

Spartanburg, SC Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Spartanburg, SC can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,610 $284
3 Vehicles $2,415 $426
4 Vehicles $3,220 $568

Savings on 2 Vehicles bundle:$284

Savings on 3 Vehicles bundle:$426

Savings on 4 Vehicles bundle:$568

Spartanburg, SC Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Spartanburg, SC.

Location Average Insurance Cost Post DUI Insurance Rate
Spartanburg $947 $1,431
Saxon $1,357 $2,050
Arcadia $1,649 $2,492
Spartanburg County $1,376 $2,079
Southern Shops $1,360 $2,055
Valley Falls $1,452 $2,194
Fairforest $1,358 $2,052
Roebuck $1,447 $2,186

Spartanburg, SC Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $813
Excellent (740-799) $927
Good (670-739) $987
Average (580-669) $1,287
Poor (300-579) $1,545

Spartanburg, SC Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Correll Insurance Group Travelers 1066 ASHEVILLE HWY, SPARTANBURG, 29304 864-583-5445
Kemp Gurganus Allstate 1524 John B White Sr Blvd, Spartanburg, 29301 (864) 576-6367
Paul Duty Allstate 5535 Highway 9 Ste B, Inman, 29349 (864) 578-4140
Assurealliance Inc Liberty Mutual Independent 291 South Pine Street, Spartanburg, 29302 (864) 641-0972
At Your Service Insurance, Inc. None 230 Forest Hills Road, Spartanburg, 29303 None
Brown & Brown Of South Carolina Inc Travelers 103 N PINE ST STE A, SPARTANBURG, 29302 864-585-8717
Jim Crook Allstate 5250 Highway 221, Roebuck, 29376 (864) 587-1173
Gloria Boyter State Farm 1100 Boiling Spgs Rd, Spartanburg, 29303-2205 864-573-6847
Glen Johnson State Farm 2125 Boiling Springs Rd, Boiling Spgs, 29316 864-578-3567
Watson Insurance Agency Liberty Mutual Independent 3105 BOILING SPRINGS RD, BOILING SPGS, 29316 (864) 599-6779
Assuresouth Travelers 291 S Pine St, Spartanburg, 29302 None
Wendell Jones Agency Inc. (The) Nationwide 1040 Fernwood Glendale Rd Suite 42, Spartanburg, 29307 (864) 582-3055

Spartanburg, SC Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$42 $989
Driver's Failure In Showing Documents +$92 $1,039
Driving With An Expired Registration +$98 $1,045
Driving At A Considerably Slow Pace +$205 $1,152
Using A Cellphone While Driving +$217 $1,164
Running A Red Light +$221 $1,168
Speeding +$232 $1,179
Driving A Vehicle Without The Required Permission +$295 $1,242
Driving With An Expired/Suspended License +$638 $1,585

Spartanburg, SC Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $909
Active Disabling Device $909
Tracking Device $890
Passive Disabling Device $881

Latest Auto Insurance Reviews in Spartanburg, SC | Back to Top

State Farm
I have been with State Farm over 20 years and had one auto claim during that time. Customer service was friendly, professional, and helpful.
The deductible is $500 per car which isn't bad but I do wish it was much less.
State Farm
They are really good.If there's something they were unsure of they always made sure to ask someone else and get an answer to me.
Liberty Mutual
The premium is about average. The deductible seems on par with other providers as well and suits our family. I would like it a little lower than other companies though if possible.
Our premium for car insurance is actually lower that our previous company which was surprising because they have better customer service so we figured it would be more.
I am also able to choose from a variety of premiums and deductibles. That is very helpful to me as things change sometimes.
State Farm
I have been really disappointed with state farms offerings compared to other insurance providers.The prices seem to be getting higher at a faster rate than other companies.
State Farm
I have been really disappointed with state farms offerings compared to other insurance providers.The prices seem to be getting higher at a faster rate than other companies.
The company policy offers best plans for the middle class people living in America. The premiums are also affordable for those people. It satisfies their wishes also.
The customer service is great! they always try to make us feel like part of the family whenever there is an issue and its very ice
The Hartford
Some times if I call they will not give me a call back right away. They do call back, but sometimes they take a little to long if I have a question.
The car insurance that I have is Progressive. They offer full coverage of my auto at a much lower price then other insurance providers
We have a good rate, and we have it bundled with our home insurance. Our agents have twice offered us better coverage at a lower rate.
I dislike that I have to pay more because I am younger. I have never even had a ticket. I should not pay a higher premium just because of my age.