Speers Auto Insurance Rates, Quotes, Agents & Reviews in PA

Speers, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Speers, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Speers, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Speers, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Speers, PA with that of other cities in and around Speers.

Speers Belle Vernon Twilight North Belle Vernon Lynnwood-Pricedale Charleroi
Average Insurance Rates $1,389 $1,365 $1,406 $1,369 $1,382 $1,330

Speers, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Speers, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Speers $1,486 $1,255
Twilight $1,803 $1,523
Belle Vernon $2,715 $2,293
North Belle Vernon $1,230 $1,039
Dunlevy $1,901 $1,606
Lynnwood-Pricedale $2,756 $2,328
Charleroi $1,266 $1,069
Long Branch $1,698 $1,435

Speers, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Speers, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,507
20 Years $1,785
30 Years $1,375
40 Years $1,323
50 Years $1,225
60 Years $1,242
70 Years $1,446

Speers, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Speers, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,417 $361
3 Vehicles $3,625 $542
4 Vehicles $4,834 $722

Savings on 2 Vehicles bundle:$361

Savings on 3 Vehicles bundle:$542

Savings on 4 Vehicles bundle:$722

Speers, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Speers, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Speers $1,389 $2,186
Twilight $1,406 $2,213
Belle Vernon $1,365 $2,149
North Belle Vernon $1,369 $2,155
Dunlevy $1,359 $2,139
Lynnwood-Pricedale $1,382 $2,175
Charleroi $1,330 $2,094
Long Branch $1,391 $2,190

Speers, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,192
Excellent (740-799) $1,360
Good (670-739) $1,447
Average (580-669) $1,888
Poor (300-579) $2,266

Speers, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Michael Williamson Farmers 214 W Main St, Monongahela, 15063 (724) 292-8066
Marthinsen & Salvitti Allstate 140 PARK AVE STE 1, WASHINGTON, 15301 724-222-8400
Baculik Agency Llc Nationwide 2862 Washington Rd, McMurray, 15317-3267 (412) 228-5000
Anthony Bottino Allstate 4686 State Route 51 S, Belle Vernon, 15012 (724) 379-5609
Barrett Bozovich State Farm 608 Park Ave, Monongahela, 15063-1814 724-258-5888
Steve Kreis State Farm 53 Old Clairton Rd Ste 206, Pleasant Hls, 15236-3924 412-653-4300
Robert W. Comfort Nationwide 90 Clairton Blvd Suite B, Pittsburgh, 15236-3826 (412) 653-4353
Exchange Underwriters, Inc. None 235 W Main St, Monongahela, 15063 None

Speers, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$61 $1,450
Driver's Failure In Showing Documents +$135 $1,524
Driving With An Expired Registration +$143 $1,532
Driving At A Considerably Slow Pace +$301 $1,690
Using A Cellphone While Driving +$318 $1,707
Running A Red Light +$324 $1,713
Speeding +$340 $1,729
Driving A Vehicle Without The Required Permission +$432 $1,821
Driving With An Expired/Suspended License +$936 $2,325

Speers, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,333
Active Disabling Device $1,333
Tracking Device $1,306
Passive Disabling Device $1,292