Spencer, TN Auto Insurance Rates

Spencer, TN residents can save $760 by comparing multiple quotes & reading reviews & research on Spencer car insurance rates, quotes, agents & coverage.

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$1290 $1910 $3010
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Spencer Car Insurance Rate Comparisons

Spencer, TN's average car insurance of $1910 differs from Gruetli-Laager, TN (+$30), Dunlap, TN (-$736), Morrison, TN (+$40) and Tennessee (-$502)

Spencer Gruetli-Laager, TN Dunlap, TN Morrison, TN Tennessee
Median Insurance Rates $1910 +$30 -$736 +$40 -$502

Spencer Car Insurance Savings By Neighborhood & Street Area

Spencer Driver Street Residence & Car Locations Car Details in Spencer Spencer Driver Demographics Spencer Auto Insurance Estimates Recent Spencer Insurance Savings
Other Area
Billingsley St2008 Toyota Yaris Base70 year male senior$2099$410
Dr I C Morgan Rd2001 Lincoln Continental Base38 year man$1989$804
Creed Ln2008 Volkswagen Rabbit \N29 year married man$1319$981
Generations Way2014 Hyundai Elantra SE24 year woman$1777$535
Hidden River Ave2008 Buick Enclave CXL28 year married woman$1700$520
Moore Rd2011 Nissan JUKE S18 year male teenager$5289$815
Cook St E2014 Jeep Patriot Sport19 year female teenager$2667$855
Veterans Sq2014 Mazda MAZDA3 i Touring81 year senior$1927$386
Old County Farm Rd2013 Dodge Grand Caravan SXT60 year female senior$1651$892
Hill Rd2011 Chrysler Town and Country Touring-L17 year teenager$4193$732

Spencer Post DUI Car Insurance Rates

Spencer McMinnville Beersheba Springs Doyle Tennessee
Median Post DUI Insurance Rate $3552 +$19 -$18 -$204 -$934
Male Teenager Post DUI Insurance Rate $10194 +$54 -$52 -$586 -$2680
Female Teenager Post DUI Insurance Rate $6039 +$32 -$32 -$348 -$1589

The Post DUI insurance in Spencer, TN's is $3552 compared to McMinnville (+$19), Beersheba Springs (-$18), Doyle (-$204) and Tennessee (-$934)

In Spencer, a male teenager with Post DUI pays $4155 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Volkswagen Rabbit \N in Spencer, TN would pay $9923 on auto insurance while a female teenager POST DUI would pay $5877.

Spencer Car Insurance by Segment

Spencer Teenagers Car Insurance Rates Comparison

132 Spencer Teenagers (7% of total population), 46% Male & 54% Female.

Spencer Beersheba Springs Sparta Van Buren County Tennessee
All Teenagers $4068 -$21 -$85 +$42 -$1069
Male Teenager $5481 -$28 -$115 +$58 -$1441
Female Teenager $3247 -$17 -$68 +$34 -$854

Spencer teenagers pay $4068 in insurance in contrast with Beersheba Springs (-$21), Sparta (-$85), Van Buren County (+$42) and Tennessee (-$1069). The difference between Male & Female teenagers in Spencer is $2234

Example

  • 2013 Ford Fusion SE Male Teenager Insurance Rate $4924
  • 2014 Honda CR-V LX Female Teenager Insurance Rate $2952

Spencer Men & Women Car Insurance

1835 Spencer Adults (100% of total population), 48% Men & 52% Women.

Spencer Pleasant Hill Van Buren County McMinnville Tennessee
All Women $1910 -$80 +$20 +$10 -$502
Married Women $1719 -$72 +$18 +$9 -$452
All Men $1910 -$80 +$20 +$10 -$502
Married Men $1356 -$57 +$14 +$7 -$357

The typical insurance rate of $1910 that Spencer Men pay varies from Pleasant Hill (-$80), Van Buren County (+$20), McMinnville (+$10) and Tennessee (-$502). In Spencer, married men pay $363 less than married women.

Example

  • 2012 Acura MDX Base w/Advance Married Men Insurance Rate $1231
  • 2014 Lexus IS 250 Base Married Women Insurance Rate $1673

Spencer Senior Car Insurance

449 Spencer Seniors (24% of total population), 47% Senior Men & 53% Senior Women.

Spencer DeKalb County Centertown Van Buren County Tennessee
All Seniors $2005 -$168 +$32 +$21 -$527
Senior Men $2215 -$185 +$35 +$23 -$582
Senior Women $1757 -$147 +$27 +$18 -$462

Spencer seniors pay $2005 in insurance compared to DeKalb County (-$168), Centertown (+$32), Van Buren County (+$21) and Tennessee (-$527). In Spencer, senior men pay $458 more than senior women.

Spencer Car Insurance Discounts for Multiple Vehicles

Spencer Population with 1 Vehicle 262 (42% of Spencer population), 2 Vehicles 202 (32% of the Spencer population) and 3 vehicles 68 (11% of the population)

Spencer Dunlap Smithville White County Tennessee
2 Vehicles $3629 -$1398 -$1685 -$247 -$953
3 Vehicles $5539 -$2134 -$2572 -$377 -$1455
4 Vehicles $7449 -$2870 -$3459 -$507 -$1957

Spencer Auto & Home Insurance Bundling Discounts

Spencer, TN Car Insurance Spencer, TN Home Insurance
Details Audi, Q5 3 Beds, 2 Baths, 1,810 Square Feet worth $128,500
Insurance Rates Individually $1,840 $600
Savings from buying both from the same company $829.6

Spencer Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Ford, Explorer Limited $700 $2150 $2650 $2020 $2720 $-70
Ford, Taurus Limited $1500 $2210 $2710 $2070 $3570 $-860
Ford, Mustang Shelby GT500 $200 $2660 $2860 $2480 $2680 $180
Porsche, Panamera 4 $500 $2240 $2740 $2100 $2600 $140
Ford, Explorer XLT $300 $2120 $2420 $1980 $2280 $140

Spencer Insurance Rates by Make

Spencer Audi Insurance

ModelsInsurance RateTullahomaMowbray MountainMcMinn CountyViola
Q5$1840+$450+$300-$380-$590
Q7$2140+$530+$350-$440-$690
S5$2550+$630+$410-$530-$820
A3$2130+$530+$340-$440-$680
A4$2380+$590+$390-$490-$760

Spencer BMW Insurance

ModelsInsurance RateRockwoodPowells CrossroadsWatertownGrundy County
7 series$3110+$580-$730-$950-$1060
X series$2000+$370-$470-$610-$680
5 series$2780+$520-$660-$850-$950

Spencer Cadillac Insurance

ModelsInsurance RateClevelandWinchesterHillsboroCowan
Escalade$2090+$520+$470-$630-$640
SRX$2270+$560+$520-$680-$700
CTS$2530+$630+$570-$760-$780

Spencer Chevrolet Insurance

ModelsInsurance RateLone OakClarkrangeNiotaGraysville
Equinox$1520+$590-$320-$350-$560
Malibu$2030+$790-$420-$460-$750
Silverado$1670+$650-$350-$380-$620

Spencer Ford Insurance

ModelsInsurance RateRoane CountySmith CountyDoyleWalden
Flex$1740-$240-$290-$480-$660
Transit$1660-$230-$270-$460-$630
Fiesta$1460-$200-$240-$410-$550
Focus$1550-$210-$260-$430-$590
Fusion$2140-$290-$350-$600-$810
Edge$1670-$230-$280-$460-$630
Mustang$2280-$310-$380-$630-$860

Spencer Honda Insurance

ModelsInsurance RateGordonsvilleBledsoe CountyPleasant HillGruetli-Laager
Accord$1910-$290-$460-$570-$720
Odyssey$1930-$290-$470-$580-$730
Pilot$1690-$250-$410-$510-$640

Spencer Kia Insurance

ModelsInsurance RateBell BuckleWatertownBaxterCalhoun
Rio$1540+$510-$470-$560-$580
Forte$1560+$520-$480-$570-$590
Sedona$2070+$690-$640-$750-$780

Spencer Mazda Insurance

ModelsInsurance RateJackson CountyAuburntownMontereyCrab Orchard
MX5$2140-$640-$790-$820-$840
Mazda3i$1610-$480-$600-$620-$630
Mazda6s$2250-$670-$830-$870-$880
Mazda3s$2240-$670-$830-$860-$880
Mazdaspeed3$1720-$520-$640-$660-$670

Spencer Nissan Insurance

ModelsInsurance RateRed BankHopewellEstill SpringsCalhoun
Pathfinder$1490+$390+$70-$390-$560
NV3500$1630+$430+$80-$430-$620
Rogue$1780+$470+$90-$470-$670
Titan$1710+$450+$80-$450-$650
Murano$2010+$530+$100-$530-$760
Quest$1760+$460+$80-$470-$670
Armada$1830+$480+$90-$480-$690
Maxima$2360+$620+$110-$620-$890

Spencer Volkswagen Insurance

ModelsInsurance RateEast RidgeNew HopeNiotaSparta
CC$2050+$540-$260-$470-$670
Tiguan$1960+$510-$250-$450-$640
Touareg$1920+$500-$250-$440-$630