Spokane, WA Auto Insurance Rates

Spokane, WA residents can save $410 by comparing multiple quotes & reading reviews & research on Spokane car insurance rates, quotes, agents & coverage.

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$679 $1014 $1537

Latest Auto Insurance Reviews in Spokane, Washington

Geico is very on top of the market. They have great coverage with good prices. I have not had any problems with them in the 4 years I have had them.
I shopped around with two other area insurers and neither one came close to what Geico offered. Between increasing my deductible, taking defensive driving courses.
I highly recommend Progressive. They have great customer service and everything is very easy to manage. I also think the coverage is extensive and the cost very good as well.
Farmer's Insurance
The policy is well understood and its all broken down and most importable affordable compared to other companies i have come across
I am satisfied because it is the best price in the market by comparison of the other insurance companies.
i would rate it as a 2 sometimes its okay and sometimes its not. I think when it time to put in for an insurance claim they put you through to much red tape
I usually communicate with my insurance company online and it serves my purposes fairly well. It is nice to talk to a live agent sometimes, though.
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I have shopped around at times and cannot find better rates than Esurance offers. They complete on par with other companies.
I am very happy with my premium. I pay very little for my insurance, although I have chosen to have a higher deductible based on the fact that I have never been in an accident or ever needed to pay out of pocket.
The Hartford
Comprehensive portfolio of coverage options for all aspects of life that need to be insured Well established company A bit more expensive that some competition, but personal history of exceptional service keeps me with them
I can't say anything truly negative about my time with AAA. I plan on staying with them for many years to come.
State Farm
I do not like the costs. I think after being with them for so long and not having many claims that my premiums should be lower.
The company has been around for a long time. I like the fact that it is very easy to deal with them in all aspects. They file and pay claims quickly. Their rates are fair for the area where I live.
I have full coverage with a $500 deductible. My coverage is high on all aspects and it is very affordable.
Write Your Review | Spokane, Washington Auto Insurance Analysis
Allstate Auto Insurance, Spokane, WA
$59/1 month
Car Insurance Policy Holder
  • Married 46 Years old Female licensed 13 years ago with Own Hyundai Tucson GLS used for Commute to Work or School with estimated annual mileage of 20,001+.
  • Masters & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 20 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Spokane Car Insurance Rate Comparisons

Spokane, WA's average car insurance of $1014 differs from Colbert, WA (+$176), Cheney, WA (-$73), Spangle, WA (+$616) and Washington (+$212)

Spokane Colbert, WA Cheney, WA Spangle, WA Washington
Median Insurance Rates $1014 +$176 -$73 +$616 +$212

Spokane Car Insurance Savings By Neighborhood & Street Area

Spokane Driver Street Residence & Car Locations Car Details in Spokane Spokane Driver Demographics Spokane Auto Insurance Estimates Recent Spokane Insurance Savings
East Spokane
S Koren Rd2001 GMC Sierra 1500 SLT44 year married woman$852$691
S Granite Dr2006 Mazda MAZDA3 s76 year female senior$1040$399
N Laurelhurst Dr2002 Buick Century Custom17 year male teenager$2422$962
W Cascade Way2008 Ford Fusion I4 SE17 year female teenager$2047$763
Orchard Park
N Waldo Rd2012 Volkswagen Jetta S61 year senior$1006$316
E Commerce Ave2007 Chrysler 300 \N24 year man$1331$936
N Ravalli Ct2007 Cadillac DTS Base27 year married man$1448$938
N Rees Ct2012 Hyundai Sonata GLS52 year woman$928$877
E 70th Ave2009 Jeep Grand Cherokee Laredo16 year teenager$2100$871
E 55th Ave2013 Honda Civic LX69 year male senior$920$699

Spokane Post DUI Car Insurance Rates

Spokane Colbert Spokane South Deer Park Washington
Median Post DUI Insurance Rate $1886 +$327 +$104 +$718 +$394
Male Teenager Post DUI Insurance Rate $4865 +$845 +$268 +$1853 +$1018
Female Teenager Post DUI Insurance Rate $4129 +$718 +$228 +$1573 +$863

The Post DUI insurance in Spokane, WA's is $1886 compared to Colbert (+$327), Spokane South (+$104), Deer Park (+$718) and Washington (+$394)

In Spokane, a male teenager with Post DUI pays $736 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Buick Century Custom in Spokane, WA would pay $4504 on auto insurance while a female teenager POST DUI would pay $3824.

Spokane Car Insurance by Segment

Spokane Teenagers Car Insurance Rates Comparison

23687 Spokane Teenagers (6% of total population), 51% Male & 49% Female.

Spokane Millwood Medical Lake Spokane County Washington
All Teenagers $2453 +$1636 +$1612 +$1419 +$513
Male Teenager $2616 +$1744 +$1718 +$1512 +$547
Female Teenager $2220 +$1481 +$1459 +$1284 +$464

Spokane teenagers pay $2453 in insurance in contrast with Millwood (+$1636), Medical Lake (+$1612), Spokane County (+$1419) and Washington (+$513). The difference between Male & Female teenagers in Spokane is $396


  • 2012 Lincoln MKZ Base Male Teenager Insurance Rate $2652
  • 2006 Chevrolet Silverado 2500HD Work Truck Female Teenager Insurance Rate $2130

Spokane Men & Women Car Insurance

353093 Spokane Adults (100% of total population), 49% Men & 51% Women.

Spokane Green Bluff Airway Heights Spokane South Washington
All Women $943 +$89 -$51 +$52 +$197
Married Women $902 +$85 -$48 +$50 +$189
All Men $1429 +$136 -$76 +$79 +$299
Married Men $1267 +$120 -$67 +$70 +$265

The typical insurance rate of $1429 that Spokane Men pay varies from Green Bluff (+$136), Airway Heights (-$76), Spokane South (+$79) and Washington (+$299). In Spokane, married men pay $365 more than married women.


  • 2013 Nissan Rogue SV Married Men Insurance Rate $1236
  • 2014 Kia Sorento LX Married Women Insurance Rate $1152

Spokane Senior Car Insurance

68393 Spokane Seniors (19% of total population), 44% Senior Men & 56% Senior Women.

Spokane Spokane Valley Spangle State Line, ID Washington
All Seniors $1064 +$668 +$647 +$280 +$223
Senior Men $1024 +$642 +$622 +$268 +$214
Senior Women $1095 +$687 +$665 +$287 +$229

Spokane seniors pay $1064 in insurance compared to Spokane Valley (+$668), Spangle (+$647), State Line, ID (+$280) and Washington (+$223). In Spokane, senior men pay $71 less than senior women.

Spokane Car Insurance Discounts for Multiple Vehicles

Spokane Population with 1 Vehicle 49407 (34% of Spokane population), 2 Vehicles 54012 (37% of the Spokane population) and 3 vehicles 21058 (14% of the population)

Spokane Hauser, ID Cheney Colbert Washington
2 Vehicles $1927 +$543 -$139 +$334 +$403
3 Vehicles $2941 +$829 -$212 +$510 +$615
4 Vehicles $3955 +$1115 -$285 +$686 +$827

Car Insurance Agents in Spokane, WA

Rank Agent Name Agent Contact
1 AAA Insurance 1717 W 4th Ave, Spokane, WA 99201
2 AAA Insurance 7307 N Division St Ste 103, Spokane, WA 99208
3 AAG Insurance 10408 W Highway 2 Ste 1, Spokane, WA 99224
4 Accurate Insurance 909 W Garland Ave, Spokane, WA 99205
5 All Lines Insurance 1504 W Northwest Blvd, Spokane, WA 99205
6 All Lines Insurance Inc 616 E 3rd Ave, Spokane, WA 99202
7 Allstate Insurance - The Hodgson Agency 3009 S Grand Blvd Ste B2, Spokane, WA 99203
8 Alpine Insurance 59 E Queen Ave Ste 112, Spokane, WA 99207
9 American Insurance Mart 222 W Mission Ave Ste 134, Spokane, WA 99201
10 Andre Romberg Insurance Agency 400 S Jefferson St Ste 333, Spokane, WA 99204

Spokane Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Acura, TL SH Tech $700 $1120 $1620 $1030 $1730 $-110
Subaru, Legacy 2.5I $500 $1000 $1500 $930 $1430 $70
Mini, Cooper Clubman $300 $1050 $1350 $980 $1280 $70
Jaguar, XKR $200 $1250 $1450 $1170 $1370 $80
Ford, Expedition King Ranch $1000 $1050 $1550 $1000 $2000 $-450