Spokane, WA Auto Insurance Rates
Spokane, WA residents can save $410 by comparing multiple quotes & reading reviews & research on Spokane car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $679 | $1014 | $1537 |
Latest Auto Insurance Reviews in Spokane, Washington
Geico
Geico is very on top of the market. They have great coverage with good prices. I have not had any problems with them in the 4 years I have had them.
Geico is very on top of the market. They have great coverage with good prices. I have not had any problems with them in the 4 years I have had them.
Geico
I shopped around with two other area insurers and neither one came close to what Geico offered. Between increasing my deductible, taking defensive driving courses.
I shopped around with two other area insurers and neither one came close to what Geico offered. Between increasing my deductible, taking defensive driving courses.
Progressive
I highly recommend Progressive. They have great customer service and everything is very easy to manage. I also think the coverage is extensive and the cost very good as well.
I highly recommend Progressive. They have great customer service and everything is very easy to manage. I also think the coverage is extensive and the cost very good as well.
Farmer's Insurance
The policy is well understood and its all broken down and most importable affordable compared to other companies i have come across
The policy is well understood and its all broken down and most importable affordable compared to other companies i have come across
Geico
I am satisfied because it is the best price in the market by comparison of the other insurance companies.
I am satisfied because it is the best price in the market by comparison of the other insurance companies.
Esurance
i would rate it as a 2 sometimes its okay and sometimes its not. I think when it time to put in for an insurance claim they put you through to much red tape
i would rate it as a 2 sometimes its okay and sometimes its not. I think when it time to put in for an insurance claim they put you through to much red tape
Geico
I usually communicate with my insurance company online and it serves my purposes fairly well. It is nice to talk to a live agent sometimes, though.
I usually communicate with my insurance company online and it serves my purposes fairly well. It is nice to talk to a live agent sometimes, though.
Progressive
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The Apple name and logo are trademarks of Apple Inc., registered in the U.S. and other countries. Android, Google Play and the Google Play logo are trademarks of Google Inc. All other trademarks or service marks are the property of their respective owners.
Esurance
I have shopped around at times and cannot find better rates than Esurance offers. They complete on par with other companies.
I have shopped around at times and cannot find better rates than Esurance offers. They complete on par with other companies.
Geico
I am very happy with my premium. I pay very little for my insurance, although I have chosen to have a higher deductible based on the fact that I have never been in an accident or ever needed to pay out of pocket.
I am very happy with my premium. I pay very little for my insurance, although I have chosen to have a higher deductible based on the fact that I have never been in an accident or ever needed to pay out of pocket.
The Hartford
Comprehensive portfolio of coverage options for all aspects of life that need to be insured Well established company A bit more expensive that some competition, but personal history of exceptional service keeps me with them
Comprehensive portfolio of coverage options for all aspects of life that need to be insured Well established company A bit more expensive that some competition, but personal history of exceptional service keeps me with them
Aaa
I can't say anything truly negative about my time with AAA. I plan on staying with them for many years to come.
I can't say anything truly negative about my time with AAA. I plan on staying with them for many years to come.
State Farm
I do not like the costs. I think after being with them for so long and not having many claims that my premiums should be lower.
I do not like the costs. I think after being with them for so long and not having many claims that my premiums should be lower.
Allstate
The company has been around for a long time. I like the fact that it is very easy to deal with them in all aspects. They file and pay claims quickly. Their rates are fair for the area where I live.
The company has been around for a long time. I like the fact that it is very easy to deal with them in all aspects. They file and pay claims quickly. Their rates are fair for the area where I live.
Geico
I have full coverage with a $500 deductible. My coverage is high on all aspects and it is very affordable.
I have full coverage with a $500 deductible. My coverage is high on all aspects and it is very affordable.
Allstate Auto Insurance, Spokane, WA
$59/1 month
Car Insurance Policy Holder
- Married 46 Years old Female licensed 13 years ago with Own Hyundai Tucson GLS used for Commute to Work or School with estimated annual mileage of 20,001+.
- Masters & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 20 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
Spokane Car Insurance Rate Comparisons
Spokane, WA's average car insurance of $1014 differs from Colbert, WA (+$176), Cheney, WA (-$73), Spangle, WA (+$616) and Washington (+$212)
| Spokane | Colbert, WA | Cheney, WA | Spangle, WA | Washington | |
| Median Insurance Rates | $1014 | +$176 | -$73 | +$616 | +$212 |
Spokane Car Insurance Savings By Neighborhood & Street Area
| Spokane Driver Street Residence & Car Locations | Car Details in Spokane | Spokane Driver Demographics | Spokane Auto Insurance Estimates | Recent Spokane Insurance Savings |
|---|---|---|---|---|
| East Spokane | ||||
| S Koren Rd | 2001 GMC Sierra 1500 SLT | 44 year married woman | $852 | $691 |
| S Granite Dr | 2006 Mazda MAZDA3 s | 76 year female senior | $1040 | $399 |
| Hillyard | ||||
| N Laurelhurst Dr | 2002 Buick Century Custom | 17 year male teenager | $2422 | $962 |
| W Cascade Way | 2008 Ford Fusion I4 SE | 17 year female teenager | $2047 | $763 |
| Orchard Park | ||||
| N Waldo Rd | 2012 Volkswagen Jetta S | 61 year senior | $1006 | $316 |
| E Commerce Ave | 2007 Chrysler 300 \N | 24 year man | $1331 | $936 |
| Veradale | ||||
| N Ravalli Ct | 2007 Cadillac DTS Base | 27 year married man | $1448 | $938 |
| N Rees Ct | 2012 Hyundai Sonata GLS | 52 year woman | $928 | $877 |
| Glenrose | ||||
| E 70th Ave | 2009 Jeep Grand Cherokee Laredo | 16 year teenager | $2100 | $871 |
| E 55th Ave | 2013 Honda Civic LX | 69 year male senior | $920 | $699 |
Spokane Post DUI Car Insurance Rates
| Spokane | Colbert | Spokane South | Deer Park | Washington | |
| Median Post DUI Insurance Rate | $1886 | +$327 | +$104 | +$718 | +$394 |
| Male Teenager Post DUI Insurance Rate | $4865 | +$845 | +$268 | +$1853 | +$1018 |
| Female Teenager Post DUI Insurance Rate | $4129 | +$718 | +$228 | +$1573 | +$863 |
The Post DUI insurance in Spokane, WA's is $1886 compared to Colbert (+$327), Spokane South (+$104), Deer Park (+$718) and Washington (+$394)
In Spokane, a male teenager with Post DUI pays $736 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2002 Buick Century Custom in Spokane, WA would pay $4504 on auto insurance while a female teenager POST DUI would pay $3824.
Spokane Car Insurance by Segment
Spokane Teenagers Car Insurance Rates Comparison
23687 Spokane Teenagers (6% of total population), 51% Male & 49% Female.
| Spokane | Millwood | Medical Lake | Spokane County | Washington | |
| All Teenagers | $2453 | +$1636 | +$1612 | +$1419 | +$513 |
| Male Teenager | $2616 | +$1744 | +$1718 | +$1512 | +$547 |
| Female Teenager | $2220 | +$1481 | +$1459 | +$1284 | +$464 |
Spokane teenagers pay $2453 in insurance in contrast with Millwood (+$1636), Medical Lake (+$1612), Spokane County (+$1419) and Washington (+$513). The difference between Male & Female teenagers in Spokane is $396
Example
- 2012 Lincoln MKZ Base Male Teenager Insurance Rate $2652
- 2006 Chevrolet Silverado 2500HD Work Truck Female Teenager Insurance Rate $2130
Spokane Men & Women Car Insurance
353093 Spokane Adults (100% of total population), 49% Men & 51% Women.
| Spokane | Green Bluff | Airway Heights | Spokane South | Washington | |
| All Women | $943 | +$89 | -$51 | +$52 | +$197 |
| Married Women | $902 | +$85 | -$48 | +$50 | +$189 |
| All Men | $1429 | +$136 | -$76 | +$79 | +$299 |
| Married Men | $1267 | +$120 | -$67 | +$70 | +$265 |
The typical insurance rate of $1429 that Spokane Men pay varies from Green Bluff (+$136), Airway Heights (-$76), Spokane South (+$79) and Washington (+$299). In Spokane, married men pay $365 more than married women.
Example
- 2013 Nissan Rogue SV Married Men Insurance Rate $1236
- 2014 Kia Sorento LX Married Women Insurance Rate $1152
Spokane Senior Car Insurance
68393 Spokane Seniors (19% of total population), 44% Senior Men & 56% Senior Women.
| Spokane | Spokane Valley | Spangle | State Line, ID | Washington | |
| All Seniors | $1064 | +$668 | +$647 | +$280 | +$223 |
| Senior Men | $1024 | +$642 | +$622 | +$268 | +$214 |
| Senior Women | $1095 | +$687 | +$665 | +$287 | +$229 |
Spokane seniors pay $1064 in insurance compared to Spokane Valley (+$668), Spangle (+$647), State Line, ID (+$280) and Washington (+$223). In Spokane, senior men pay $71 less than senior women.
Spokane Car Insurance Discounts for Multiple Vehicles
Spokane Population with 1 Vehicle 49407 (34% of Spokane population), 2 Vehicles 54012 (37% of the Spokane population) and 3 vehicles 21058 (14% of the population)
| Spokane | Hauser, ID | Cheney | Colbert | Washington | |
| 2 Vehicles | $1927 | +$543 | -$139 | +$334 | +$403 |
| 3 Vehicles | $2941 | +$829 | -$212 | +$510 | +$615 |
| 4 Vehicles | $3955 | +$1115 | -$285 | +$686 | +$827 |
Car Insurance Agents in Spokane, WA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | AAA Insurance | 1717 W 4th Ave, Spokane, WA 99201 |
| 2 | AAA Insurance | 7307 N Division St Ste 103, Spokane, WA 99208 |
| 3 | AAG Insurance | 10408 W Highway 2 Ste 1, Spokane, WA 99224 |
| 4 | Accurate Insurance | 909 W Garland Ave, Spokane, WA 99205 |
| 5 | All Lines Insurance | 1504 W Northwest Blvd, Spokane, WA 99205 |
| 6 | All Lines Insurance Inc | 616 E 3rd Ave, Spokane, WA 99202 |
| 7 | Allstate Insurance - The Hodgson Agency | 3009 S Grand Blvd Ste B2, Spokane, WA 99203 |
| 8 | Alpine Insurance | 59 E Queen Ave Ste 112, Spokane, WA 99207 |
| 9 | American Insurance Mart | 222 W Mission Ave Ste 134, Spokane, WA 99201 |
| 10 | Andre Romberg Insurance Agency | 400 S Jefferson St Ste 333, Spokane, WA 99204 |
Spokane Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Acura, TL SH Tech | $700 | $1120 | $1620 | $1030 | $1730 | $-110 |
| Subaru, Legacy 2.5I | $500 | $1000 | $1500 | $930 | $1430 | $70 |
| Mini, Cooper Clubman | $300 | $1050 | $1350 | $980 | $1280 | $70 |
| Jaguar, XKR | $200 | $1250 | $1450 | $1170 | $1370 | $80 |
| Ford, Expedition King Ranch | $1000 | $1050 | $1550 | $1000 | $2000 | $-450 |