Spring Brook Auto Insurance Rates, Quotes, Agents & Reviews in PA

Spring Brook, PA Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Spring Brook, PA, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Spring Brook, PA are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Spring Brook, PA Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Spring Brook, PA with that of other cities in and around Spring Brook.

Spring Brook Elmhurst Jenkins Avoca Roaring Brook Moscow
Average Insurance Rates $1,476 $1,459 $1,414 $1,391 $1,493 $1,479

Spring Brook, PA Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Spring Brook, PA based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Spring Brook $1,129 $954
Moosic $2,004 $1,693
Roaring Brook $1,863 $1,574
Moscow $2,256 $1,905
Dupont $1,435 $1,212
Avoca $1,415 $1,195
Elmhurst $1,344 $1,135
Jenkins $1,775 $1,499

Spring Brook, PA Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Spring Brook, PA usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,789
20 Years $1,896
30 Years $1,461
40 Years $1,405
50 Years $1,302
60 Years $1,320
70 Years $1,536

Spring Brook, PA Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Spring Brook, PA can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,598 $354
3 Vehicles $3,897 $531
4 Vehicles $5,196 $708

Savings on 2 Vehicles bundle:$354

Savings on 3 Vehicles bundle:$531

Savings on 4 Vehicles bundle:$708


Spring Brook, PA Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Spring Brook, PA.

Location Average Insurance Cost Post DUI Insurance Rate
Spring Brook $1,476 $2,323
Moosic $1,425 $2,243
Roaring Brook $1,493 $2,350
Moscow $1,479 $2,328
Dupont $1,393 $2,193
Avoca $1,391 $2,190
Elmhurst $1,459 $2,297
Jenkins $1,414 $2,226

Spring Brook, PA Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,266
Excellent (740-799) $1,446
Good (670-739) $1,538
Average (580-669) $2,007
Poor (300-579) $2,408

Spring Brook, PA Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Kelly Lewis Liberty Mutual 72 Glenmaura National Blvd. Suite 102 - Glenmaura Professional Center, Moosic, 18507 1-570-825-3528
Joyce Jackman & Bell Llc Travelers 9 N MAIN ST, PITTSTON, 18640 570-655-2831
Patrick J Boland Ins Agcy None 1008 Sunset Street, Scranton, 18509 None
Nicholas Ryba Farmers 28 E Union Blvd, Bethlehem, 18018 (484) 626-1441
Alex R. Ramos Allstate 4200 William Penn Hwy, Easton, 18045 (610) 253-1771
Robert Louis Deangelis Travelers RT 115 &amp RT 903, BLAKESLEE, 18610 570-646-0151
Jesse Boyer Allstate 2910 Easton Ave Unit 4, Bethlehem, 18017 (610) 419-0013
Loring M Reagle & Son Erie 2912 William Penn Highway, Easton, 18045 None
Pons Agency Llc Erie 1225 Union Blvd, Allentown, 18109 None
Tim Brion State Farm 608 West Broad Street, Bethlehem, 18018 610-865-9324

Spring Brook, PA Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$65 $1,541
Driver's Failure In Showing Documents +$143 $1,619
Driving With An Expired Registration +$152 $1,628
Driving At A Considerably Slow Pace +$320 $1,796
Using A Cellphone While Driving +$338 $1,814
Running A Red Light +$344 $1,820
Speeding +$362 $1,838
Driving A Vehicle Without The Required Permission +$459 $1,935
Driving With An Expired/Suspended License +$995 $2,471

Spring Brook, PA Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,417
Active Disabling Device $1,417
Tracking Device $1,387
Passive Disabling Device $1,373