Spring Valley Auto Insurance Rates, Quotes, Agents & Reviews in NV

Spring Valley, NV Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Spring Valley, NV, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

Compare Quotes from Top Providers and Save now!

Factors that can influence the cost of car insurance in Spring Valley, NV are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Spring Valley, NV Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Spring Valley, NV with that of other cities in and around Spring Valley.

Spring Valley Whitney Las Vegas Paradise Summerlin South Enterprise
Average Insurance Rates $1,968 $1,899 $1,953 $1,944 $2,109 $2,001

Spring Valley, NV Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Spring Valley, NV based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Spring Valley $1,146 $968
Summerlin South $2,389 $2,018
Enterprise $1,485 $1,255
Paradise $1,296 $1,094
Winchester $2,178 $1,840
Las Vegas $2,262 $1,911
Blue Diamond $1,853 $1,565
Whitney $1,063 $898

Spring Valley, NV Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Spring Valley, NV usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $6,386
20 Years $2,529
30 Years $1,948
40 Years $1,874
50 Years $1,735
60 Years $1,760
70 Years $2,048

Spring Valley, NV Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Spring Valley, NV can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $3,385 $551
3 Vehicles $5,077 $827
4 Vehicles $6,770 $1,102

Savings on 2 Vehicles bundle:$551

Savings on 3 Vehicles bundle:$827

Savings on 4 Vehicles bundle:$1,102


Spring Valley, NV Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Spring Valley, NV.

Location Average Insurance Cost Post DUI Insurance Rate
Spring Valley $1,968 $3,125
Summerlin South $2,109 $3,349
Enterprise $2,001 $3,178
Paradise $1,944 $3,087
Winchester $1,892 $3,004
Las Vegas $1,953 $3,101
Blue Diamond $2,099 $3,333
Whitney $1,899 $3,016

Spring Valley, NV Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,689
Excellent (740-799) $1,927
Good (670-739) $2,051
Average (580-669) $2,675
Poor (300-579) $3,210

Spring Valley, NV Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$87 $2,055
Driver's Failure In Showing Documents +$191 $2,159
Driving With An Expired Registration +$203 $2,171
Driving At A Considerably Slow Pace +$427 $2,395
Using A Cellphone While Driving +$451 $2,419
Running A Red Light +$459 $2,427
Speeding +$482 $2,450
Driving A Vehicle Without The Required Permission +$612 $2,580
Driving With An Expired/Suspended License +$1,326 $3,294

Spring Valley, NV Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,889
Active Disabling Device $1,889
Tracking Device $1,850
Passive Disabling Device $1,830