Springfield, IL Auto Insurance Rates

Springfield, IL residents can save $410 by comparing multiple quotes & reading reviews & research on Springfield car insurance rates, quotes, agents & coverage.

Compare Quotes from Top Providers and Save now!

$707 $1035 $1370

Latest Auto Insurance Reviews in Springfield, Illinois

State Farm
The deductible is good. So far I haven't had to pay a deductible for anything I've needed (e.g., windshield crack repair, road side assistance)
Farmer's Insurance
Their customer service has been great. I can call and talk with my agent about my policy and issues at any time.
State Farm
Our premium and deductible are fair enough. State Farm has always explained pros and cons of changing deductibles etc. I do feel that they have pressured us into higher rates and lower deductibles.
We got all the same from our previous company but at a much lower price. Verry happy, but have not had to use them yet
We got all the same from our previous company but at a much lower price. Verry happy, but have not had to use them yet
State Farm
My premium with Geico was over 260 dollars per month compared to my current rate of 140 monthly with State Farm. I have the same coverage as before PLUS road side assistance if necessary. I believe this is a fair rate or my coverage
State Farm
Honestly there is noting I don't like about State Farm, I have had them for 40+ years and I have checked around at different points for different insurance but I never leave them.
State Farm
Our insurance company has great customer support. They are very friendly and will answer all of your questions if they can. They usually take care of anything in 24hrs.
My company has the best insurance policy compared to the ones available to me. This is why i chose them over others
State Farm
They rate about the same really. State Farm tends to give more discounts the longer you stay a customer. All State would be nice to have but is just way too expensive.
Farmer's Insurance
I really do not like anything about Farmer's insurance. I feel they are just as bad as any of the other big insurance companies
I am satisfied with this premium compared to other insurance companies because it offers me more discounts. It offers me some discounts based on my driving history and affiliation with a professional organization.
Write Your Review | Springfield, Illinois Auto Insurance Analysis
State Farm Auto Insurance, Springfield, IL
$74/1 month
Car Insurance Policy Holder
  • Divorced 48 Years old Male licensed 11 years ago with Own Ford Mustang Boss 302 used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
  • Doctors & Full Time Job.
  • No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $20K (Per Person Bodily Injury) / $40K (Per Accident Bodily Injury)
  • 15 K Property Damage
  • 25 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Springfield Car Insurance Rate Comparisons

Springfield, IL's average car insurance of $1035 differs from Jerome, IL (+$715), Clear Lake, IL (+$685), Capital, IL (+$805) and Illinois (+$287)

Springfield Jerome, IL Clear Lake, IL Capital, IL Illinois
Median Insurance Rates $1035 +$715 +$685 +$805 +$287

Springfield Car Insurance Savings By Neighborhood & Street Area

Springfield Driver Street Residence & Car Locations Car Details in Springfield Springfield Driver Demographics Springfield Auto Insurance Estimates Recent Springfield Insurance Savings
Sidener Hall2007 Mazda MAZDA3 i Touring61 year male senior$1312$571
Castlerock Ridge2006 Chrysler 300 Touring16 year female teenager$2793$527
West Grand Place
S Thayer Ave2007 Ford Fusion I-4 SE25 year woman$841$760
W Glenn Ave2005 Buick Century Custom60 year senior$1212$808
Woodbury Hill2011 Hyundai Sonata GLS19 year male teenager$3483$824
Pine Ridge Dr2009 Cadillac DTS Luxury 6-Passenger18 year teenager$3947$802
Hoffman Dr2012 Honda Civic LX53 year married woman$748$883
Cessna Ln2010 Lincoln MKZ Base46 year married man$1534$979
Blane Ct2010 Nissan Rogue S84 year female senior$1308$510
Young Rd2014 Volkswagen Jetta S29 year man$1621$737

Springfield Post DUI Car Insurance Rates

Springfield Williams Leland Grove Sangamon County Illinois
Median Post DUI Insurance Rate $1925 +$920 +$176 +$1385 +$533
Male Teenager Post DUI Insurance Rate $7218 +$3452 +$662 +$5197 +$2002
Female Teenager Post DUI Insurance Rate $6082 +$2909 +$558 +$4378 +$1687

The Post DUI insurance in Springfield, IL's is $1925 compared to Williams (+$920), Leland Grove (+$176), Sangamon County (+$1385) and Illinois (+$533)

In Springfield, a male teenager with Post DUI pays $1136 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2007 Ford Fusion I-4 SE in Springfield, IL would pay $6242 on auto insurance while a female teenager POST DUI would pay $5260.

Springfield Car Insurance by Segment

Springfield Teenagers Car Insurance Rates Comparison

7228 Springfield Teenagers (6% of total population), 51% Male & 49% Female.

Springfield Gardner Cooper Chatham Illinois
All Teenagers $3550 +$977 +$600 -$278 +$984
Male Teenager $3881 +$1069 +$656 -$304 +$1076
Female Teenager $3270 +$901 +$553 -$256 +$907

Springfield teenagers pay $3550 in insurance in contrast with Gardner (+$977), Cooper (+$600), Chatham (-$278) and Illinois (+$984). The difference between Male & Female teenagers in Springfield is $611


  • 2010 Toyota Prius II Male Teenager Insurance Rate $3330
  • 2012 Dodge Journey SXT Female Teenager Insurance Rate $2875

Springfield Men & Women Car Insurance

115982 Springfield Adults (100% of total population), 48% Men & 52% Women.

Springfield Cantrall Spaulding Grandview Illinois
All Women $972 +$701 +$372 +$682 +$270
Married Women $910 +$656 +$348 +$638 +$253
All Men $1800 +$1297 +$688 +$1262 +$500
Married Men $1562 +$1125 +$597 +$1095 +$434

The typical insurance rate of $1800 that Springfield Men pay varies from Cantrall (+$1297), Spaulding (+$688), Grandview (+$1262) and Illinois (+$500). In Springfield, married men pay $652 more than married women.


  • 2010 Audi A4 2.0T Premium Married Men Insurance Rate $1457
  • 2014 Kia Sorento LX Married Women Insurance Rate $1288

Springfield Senior Car Insurance

23773 Springfield Seniors (20% of total population), 42% Senior Men & 58% Senior Women.

Springfield Capital Clear Lake Williams Illinois
All Seniors $1469 +$1143 +$973 +$703 +$408
Senior Men $1500 +$1168 +$994 +$718 +$416
Senior Women $1459 +$1135 +$966 +$698 +$405

Springfield seniors pay $1469 in insurance compared to Capital (+$1143), Clear Lake (+$973), Williams (+$703) and Illinois (+$408). In Springfield, senior men pay $41 more than senior women.

Springfield Car Insurance Discounts for Multiple Vehicles

Springfield Population with 1 Vehicle 21284 (42% of Springfield population), 2 Vehicles 17480 (35% of the Springfield population) and 3 vehicles 5232 (10% of the population)

Springfield Curran Jerome Capital Illinois
2 Vehicles $1967 +$769 +$1358 +$1529 +$545
3 Vehicles $3002 +$1174 +$2073 +$2334 +$832
4 Vehicles $4037 +$1579 +$2788 +$3139 +$1119

Springfield Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Dodge, Avenger SE $700 $1100 $1600 $1020 $1720 $-120
Porsche, 911 Turbo $300 $1150 $1450 $1070 $1370 $80
Chevrolet, Silverado 1500 LT $1000 $1040 $1540 $970 $1970 $-430
GMC, Acadia Denali $1500 $1140 $1640 $1080 $2580 $-940
Toyota, Corolla LE $100 $1080 $1180 $1010 $1110 $70