Springfield, MO Auto Insurance Rates

Springfield, MO residents can save $480 by comparing multiple quotes & reading reviews & research on Springfield car insurance rates, quotes, agents & coverage.

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$794 $1200 $2205

Latest Auto Insurance Reviews in Springfield, Missouri

Farmer's Insurance
This insurance company cover $25k accident cover per occurrence and premium about $1900 per year to cover 2 cars with 2 drivers. Per accidents happen need to pay $1000.
The Hartford
I have used Hartford for about a year and just recently purchased a new car. It was so simple switching over the coverage. The customer service rep couldn't have made it easier.
State Farm
The policies offered by this company really aren't any different than any other insurance company and I switched to them simple to have a local representative and because they offered the best price.
AAA Vehicle Insurance Premiums are among the lowest in the industry. When compared to similar insurance companies, AAA often ranks in the top 3 cheapest premiums in the industry.
AAA Vehicle Insurance Premiums are among the lowest in the industry. When compared to similar insurance companies, AAA often ranks in the top 3 cheapest premiums in the industry.
Ashley Swegle Agency
I am very satisfied with the premium because it is excellent and is always at the service of the company's customers.
State Farm
There isn't anything that I really dislike about the company. So far they have been nothing but good to me, filing claims is extremely easy, and they always genuinely have the customers best interest at heart.
State Farm
I like that they have an app where I can see all of my information, make a claim and pay my premium
Safe Auto Insurance
My insurance company is adequate for my needs. My insurance company provides my with a safety net in case something happens.
I like that they're based in Ohio which is where I'm from. I like that they have a pretty simplified approach which isn't overly complicated and makes the process easy to navigate.
Write Your Review | Springfield, Missouri Auto Insurance Analysis
Chubb Group Of Insurance, Springfield, MO
$74/1 month
Car Insurance Policy Holder
  • Married 52 Years old Female licensed 29 years ago with Own Audi A3 2.0 TDI used for Business with estimated annual mileage of 15,001 - 20,000.
  • vocational education & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 25 K Uninsured Motorists Bodily Injury
  • 50 K Uninsured Motorists Property Damage

Springfield Car Insurance Rate Comparisons

Springfield, MO's average car insurance of $1200 differs from Clay C (+$1030), North Campbell No. 3A (+$410), Campbell No. 2A (+$640) and Missouri (+$438)

Springfield Clay C North Campbell No. 3A Campbell No. 2A Missouri
Median Insurance Rates $1200 +$1030 +$410 +$640 +$438

Springfield Car Insurance Savings By Neighborhood & Street Area

Springfield Driver Street Residence & Car Locations Car Details in Springfield Springfield Driver Demographics Springfield Auto Insurance Estimates Recent Springfield Insurance Savings
W Erie St2006 Chrysler 300 C18 year female teenager$3079$599
S Elmira Ave2007 Buick Rendezvous CX54 year man$1650$854
Brookfield Ln2008 Ford Fusion SEL16 year male teenager$3416$517
S Williams Ave2008 Jeep Grand Cherokee Laredo19 year teenager$2936$448
W Young St2003 Chevrolet Silverado 2500HD Base60 year female senior$1282$784
N Alliance Ave2008 Acura TSX Base50 year married man$1584$641
E Pendleton Pl2012 Dodge Journey SXT81 year male senior$1243$512
S Stockton Ave2009 Mazda MAZDASPEED3 Sport69 year senior$1276$450
W Elm Arc2013 Honda Civic LX30 year woman$1003$884
W Weaver Ct N2010 Lincoln MKZ Base28 year married woman$1080$424

Springfield Post DUI Car Insurance Rates

Springfield Wilson C Clay C Battlefield B Missouri
Median Post DUI Insurance Rate $2232 +$1915 +$1915 +$167 +$814
Male Teenager Post DUI Insurance Rate $6807 +$5842 +$5842 +$510 +$2483
Female Teenager Post DUI Insurance Rate $5602 +$4808 +$4808 +$418 +$2044

The Post DUI insurance in Springfield, MO's is $2232 compared to Wilson C (+$1915), Clay C (+$1915), Battlefield B (+$167) and Missouri (+$814)

In Springfield, a male teenager with Post DUI pays $1205 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Ford Fusion SEL in Springfield, MO would pay $6353 on auto insurance while a female teenager POST DUI would pay $5228.

Springfield Car Insurance by Segment

Springfield Teenagers Car Insurance Rates Comparison

12505 Springfield Teenagers (7% of total population), 47% Male & 53% Female.

Springfield Campbell No. 2B Battlefield B Cherokee Missouri
All Teenagers $3312 +$1352 +$248 -$221 +$1208
Male Teenager $3660 +$1494 +$274 -$244 +$1335
Female Teenager $3012 +$1229 +$225 -$201 +$1099

Springfield teenagers pay $3312 in insurance in contrast with Campbell No. 2B (+$1352), Battlefield B (+$248), Cherokee (-$221) and Missouri (+$1208). The difference between Male & Female teenagers in Springfield is $648


  • 2010 Cadillac DTS Luxury Collection Male Teenager Insurance Rate $4327
  • 2013 Hyundai Sonata GLS Female Teenager Insurance Rate $2848

Springfield Men & Women Car Insurance

160246 Springfield Adults (100% of total population), 49% Men & 51% Women.

Springfield Battlefield B Wilson A North Campbell No. 2 Missouri
All Women $1116 +$83 +$585 +$167 +$407
Married Women $1020 +$76 +$535 +$153 +$372
All Men $1680 +$126 +$882 +$252 +$613
Married Men $1476 +$110 +$774 +$221 +$538

The typical insurance rate of $1680 that Springfield Men pay varies from Battlefield B (+$126), Wilson A (+$882), North Campbell No. 2 (+$252) and Missouri (+$613). In Springfield, married men pay $456 more than married women.


  • 2014 Volkswagen Jetta TDI Married Men Insurance Rate $1408
  • 2014 Kia Sorento LX Married Women Insurance Rate $1303

Springfield Senior Car Insurance

31352 Springfield Seniors (19% of total population), 42% Senior Men & 58% Senior Women.

Springfield North Campbell No. 1 Wilson CW Battlefield Missouri
All Seniors $1308 +$1133 -$55 +$403 +$477
Senior Men $1260 +$1092 -$53 +$388 +$459
Senior Women $1356 +$1175 -$57 +$418 +$494

Springfield seniors pay $1308 in insurance compared to North Campbell No. 1 (+$1133), Wilson CW (-$55), Battlefield (+$403) and Missouri (+$477). In Springfield, senior men pay $96 less than senior women.

Springfield Car Insurance Discounts for Multiple Vehicles

Springfield Population with 1 Vehicle 31691 (45% of Springfield population), 2 Vehicles 24567 (35% of the Springfield population) and 3 vehicles 6142 (9% of the population)

Springfield Battlefield B North Campbell No. 3A Greene County Missouri
2 Vehicles $2280 +$171 +$779 +$1045 +$833
3 Vehicles $3480 +$261 +$1189 +$1595 +$1271
4 Vehicles $4680 +$351 +$1599 +$2145 +$1709

Springfield Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Honda, CR-V EX $100 $1160 $1260 $1090 $1190 $70
Suzuki, Kizashi GTS $500 $1190 $1690 $1110 $1610 $80
Suzuki, Grand Vitara Limited $200 $1210 $1410 $1120 $1320 $90
Ford, F-150 XLT $1500 $1180 $1680 $1110 $2610 $-930
Honda, Pilot LX $300 $1230 $1530 $1130 $1430 $100