Springfield Auto Insurance Rates, Quotes, Agents & Reviews in VT

Springfield, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Springfield, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Springfield, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Springfield, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Springfield, VT with that of other cities in and around Springfield.

Springfield Rockingham Charlestown Chester Baltimore Weathersfield
Average Insurance Rates $1,060 $1,068 $1,628 $1,090 $1,080 $1,079

Springfield, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Springfield, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Springfield $1,519 $1,283
North Springfield $1,972 $1,666
Charlestown $1,677 $1,416
Perkinsville $1,305 $1,102
Baltimore $1,337 $1,129
Chester $1,550 $1,309
Weathersfield $1,739 $1,469
Rockingham $1,473 $1,244

Springfield, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Springfield, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,440
20 Years $1,362
30 Years $1,049
40 Years $1,009
50 Years $935
60 Years $948
70 Years $1,103

Springfield, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Springfield, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,823 $297
3 Vehicles $2,735 $445
4 Vehicles $3,646 $594

Savings on 2 Vehicles bundle:$297

Savings on 3 Vehicles bundle:$445

Savings on 4 Vehicles bundle:$594


Springfield, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Springfield, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Springfield $1,060 $2,190
North Springfield $1,053 $2,176
Charlestown $1,628 $2,877
Perkinsville $1,056 $2,182
Baltimore $1,080 $2,232
Chester $1,090 $2,252
Weathersfield $1,079 $2,230
Rockingham $1,068 $2,207

Springfield, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $909
Excellent (740-799) $1,038
Good (670-739) $1,105
Average (580-669) $1,441
Poor (300-579) $1,729

Springfield, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lawrence & Wheeler Inc Liberty Mutual Independent 46 Main St, Springfield, 5156 None
Wyman Agency None 7409 Route 131 Perkinsville, Weathersfield, 5151 None
Finn & Stone Allstate 2 Chester Rd Ste 22, Springfield, 5156 (802) 885-4585
Ernest Soto State Farm 129 Woodstock Ave, Rutland, 05701-3538 802-747-7283

Springfield, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$47 $1,107
Driver's Failure In Showing Documents +$103 $1,163
Driving With An Expired Registration +$109 $1,169
Driving At A Considerably Slow Pace +$230 $1,290
Using A Cellphone While Driving +$243 $1,303
Running A Red Light +$247 $1,307
Speeding +$260 $1,320
Driving A Vehicle Without The Required Permission +$330 $1,390
Driving With An Expired/Suspended License +$714 $1,774

Springfield, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,018
Active Disabling Device $1,018
Tracking Device $996
Passive Disabling Device $986