St. Augustine, FL Auto Insurance Rates
St. Augustine, FL residents can save $450 by comparing multiple quotes & reading reviews & research on St. Augustine car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $835 | $1116 | $1570 |
Latest Auto Insurance Reviews in St. Augustine, Florida
My insurance company is very comparable to others I shopped in choosing a company - they offer the same basic coverages and policies, and offer insurance on other types of vehicles.
Sometimes it is hard to contact my insurance company for things besides my car, such as the business hours for pet insurance.
My auto insurance company is USAA. In my opinion, they have the cheapest car insurance rates and it is cheaper to obtain roadside assistance compared to other companies like Geico, for instance.
The customer service/accessibility is very poor. They have an online chat function, that only appears to work when you have a question about getting new insurance. The chat can not or does not answer questions about existing policies. I have called the company directly with questions about the snap shot program and spoke to agents that did not have a good understanding of the program, and therefore could not answer questions. There are not local agents for progressive in my area, or there are not according to their customer service department.
USAA is my auto insurance company. They are fantastic. From tow trucks after an accident to window replacement, they offer great insurance for affordable prices. I rate them very highly in relation to the their competition . I would rate them as a 1.
it can be hard to find all of the information i am looking for if i have a specific questions. sometimes i have to call them because the answer is not available online
When I did the comparison when shopping for Home insurance NJM was not the cheapest company but I get to have a single point of contact when filing a claim.
I like how they help you find the best pricing for what you are getting. Everyone I have talked to seems very knowledgeable compared to other companies also.
There are not many things that I dislike about GEICO, but I feel that they could improve even more on their pricing. Although I have shopped around and they are the lowest, I feel that the pricing could be even lower and they should strive to make it decrease for their consumers in order to become even more competitive.
I have called numerous car insurance companies and the premium was extremely high compared to Geico. Sometimes it was almost double what I am paying now.
They have an app as well as a very friendly and efficient call center staff. The last time I used a claim I had a tow truck in 10 minutes and I wasn't in an especially well-populated area.
- Divorced 76 Years old Female licensed 11 years ago with Own Honda Insight EX used for Business with estimated annual mileage of 12,001 - 15,000.
- less than high school education & Retired.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 50 K Property Damage
- 50 K Personal Injury Protection
- 25 K Uninsured Motorists Bodily Injury
- 50 K Uninsured Motorists Property Damage
St. Augustine Car Insurance Rate Comparisons
St. Augustine, FL's average car insurance of $1116 differs from Butler Beach, FL (+$744), St. Augustine Beach, FL (+$744), St. Augustine South (+$294) and Florida (+$248)
| St. Augustine | Butler Beach, FL | St. Augustine Beach, FL | St. Augustine South | Florida | |
| Median Insurance Rates | $1116 | +$744 | +$744 | +$294 | +$248 |
St. Augustine Car Insurance Savings By Neighborhood & Street Area
| St. Augustine Driver Street Residence & Car Locations | Car Details in St. Augustine | St. Augustine Driver Demographics | St. Augustine Auto Insurance Estimates | Recent St. Augustine Insurance Savings |
|---|---|---|---|---|
| South Ponte Vedra Beach | ||||
| Old Dixie Dr | 2005 Buick Rendezvous CX | 19 year teenager | $2497 | $584 |
| Palmetto Dr | 2010 Toyota Prius I | 74 year male senior | $1635 | $357 |
| Saint Augustine South | ||||
| Fiddlers Ct | 2012 Honda Civic LX | 66 year female senior | $1523 | $675 |
| Oleander St | 2007 Ford Fusion SEL | 18 year male teenager | $2859 | $634 |
| Bakersville | ||||
| River Pointe Ct | 2008 Acura TSX Base | 78 year senior | $1672 | $580 |
| Co Rd 208 | 2010 Mazda Mazda3 s Sport | 30 year married man | $1689 | $378 |
| Beachwood Trailer Park | ||||
| Madison St | 2011 Hyundai Sonata GLS | 51 year man | $1805 | $692 |
| Amelia Ct | 2011 Kia Sorento LX | 42 year married woman | $904 | $411 |
| Davis Shores | ||||
| State Hwy 5a | 2012 Dodge Journey SXT | 30 year woman | $998 | $868 |
| Lighthouse Ave | 2008 Chrysler 300 SRT-8 | 18 year female teenager | $2433 | $700 |
St. Augustine Post DUI Car Insurance Rates
| St. Augustine | Fleming Island | Neptune Beach | Crescent Beach | Florida | |
| Median Post DUI Insurance Rate | $2075 | +$1347 | +$343 | +$1273 | +$462 |
| Male Teenager Post DUI Insurance Rate | $5583 | +$3622 | +$921 | +$3423 | +$1241 |
| Female Teenager Post DUI Insurance Rate | $4981 | +$3232 | +$822 | +$3054 | +$1106 |
The Post DUI insurance in St. Augustine, FL's is $2075 compared to Fleming Island (+$1347), Neptune Beach (+$343), Crescent Beach (+$1273) and Florida (+$462)
In St. Augustine, a male teenager with Post DUI pays $602 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2012 Honda Civic LX in St. Augustine, FL would pay $5293 on auto insurance while a female teenager POST DUI would pay $4722.
St. Augustine Car Insurance by Segment
St. Augustine Teenagers Car Insurance Rates Comparison
6264 St. Augustine Teenagers (6% of total population), 52% Male & 48% Female.
| St. Augustine | Hastings | Nocatee | St. Augustine Beach | Florida | |
| All Teenagers | $2812 | +$1270 | +$1925 | +$1875 | +$625 |
| Male Teenager | $3002 | +$1355 | +$2055 | +$2001 | +$667 |
| Female Teenager | $2678 | +$1210 | +$1834 | +$1786 | +$595 |
St. Augustine teenagers pay $2812 in insurance in contrast with Hastings (+$1270), Nocatee (+$1925), St. Augustine Beach (+$1875) and Florida (+$625). The difference between Male & Female teenagers in St. Augustine is $324
Example
- 2012 Lincoln MKZ Base Male Teenager Insurance Rate $3050
- 2013 Nissan Rogue S Female Teenager Insurance Rate $2654
St. Augustine Men & Women Car Insurance
100901 St. Augustine Adults (100% of total population), 48% Men & 52% Women.
| St. Augustine | Matanzas | Fruit Cove | Jacksonville East | Florida | |
| All Women | $1026 | +$13 | +$657 | +$133 | +$228 |
| Married Women | $937 | +$12 | +$600 | +$121 | +$208 |
| All Men | $1841 | +$23 | +$1178 | +$238 | +$409 |
| Married Men | $1785 | +$23 | +$1143 | +$231 | +$397 |
The typical insurance rate of $1841 that St. Augustine Men pay varies from Matanzas (+$23), Fruit Cove (+$1178), Jacksonville East (+$238) and Florida (+$409). In St. Augustine, married men pay $848 more than married women.
Example
- 2013 Volkswagen Jetta GLI PZEV Married Men Insurance Rate $1844
- 2012 GMC Sierra 1500 SLE Married Women Insurance Rate $1752
St. Augustine Senior Car Insurance
22074 St. Augustine Seniors (21% of total population), 45% Senior Men & 55% Senior Women.
| St. Augustine | Matanzas | Fleming Island | Palm Valley | Florida | |
| All Seniors | $1651 | +$21 | +$1072 | +$1101 | +$367 |
| Senior Men | $1696 | +$21 | +$1100 | +$1131 | +$377 |
| Senior Women | $1607 | +$20 | +$1042 | +$1071 | +$357 |
St. Augustine seniors pay $1651 in insurance compared to Matanzas (+$21), Fleming Island (+$1072), Palm Valley (+$1101) and Florida (+$367). In St. Augustine, senior men pay $89 more than senior women.
St. Augustine Car Insurance Discounts for Multiple Vehicles
St. Augustine Population with 1 Vehicle 13524 (34% of St. Augustine population), 2 Vehicles 18809 (48% of the St. Augustine population) and 3 vehicles 4009 (10% of the population)
| St. Augustine | Jacksonville Beach | Jacksonville East | Palm Valley | Florida | |
| 2 Vehicles | $2121 | +$1356 | +$273 | +$1413 | +$471 |
| 3 Vehicles | $3237 | +$2070 | +$417 | +$2157 | +$719 |
| 4 Vehicles | $4353 | +$2784 | +$561 | +$2901 | +$967 |
St. Augustine Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Silverado 1500 LT | $100 | $1130 | $1230 | $1080 | $1180 | $50 |
| Chrysler, Town & Country Limited | $400 | $1100 | $1500 | $1020 | $1420 | $80 |
| Mitsubishi, Outlander ES | $200 | $1110 | $1310 | $1030 | $1230 | $80 |
| Ford, Transit Connect XLT Premium | $300 | $1160 | $1460 | $1110 | $1410 | $50 |
| Suzuki, Kizashi SLS | $500 | $1240 | $1740 | $1170 | $1670 | $70 |