Stamford Auto Insurance Rates, Quotes, Agents & Reviews in VT

Stamford, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Stamford, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Stamford, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Stamford, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Stamford, VT with that of other cities in and around Stamford.

Stamford Pownal Searsburg Readsboro Monroe Clarksburg
Average Insurance Rates $1,092 $1,072 $1,064 $1,067 $2,149 $2,260

Stamford, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Stamford, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Stamford $1,316 $1,112
Readsboro $1,724 $1,456
Clarksburg $1,140 $963
Woodford $1,567 $1,323
Pownal $1,113 $940
Monroe $1,323 $1,117
Searsburg $1,173 $991
Bennington $1,660 $1,402

Stamford, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Stamford, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,543
20 Years $1,403
30 Years $1,081
40 Years $1,040
50 Years $963
60 Years $976
70 Years $1,136

Stamford, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Stamford, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,900 $284
3 Vehicles $2,850 $426
4 Vehicles $3,800 $568

Savings on 2 Vehicles bundle:$284

Savings on 3 Vehicles bundle:$426

Savings on 4 Vehicles bundle:$568

Stamford, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Stamford, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Stamford $1,092 $2,257
Readsboro $1,067 $2,205
Clarksburg $2,260 $4,092
Woodford $1,072 $2,215
Pownal $1,072 $2,215
Monroe $2,149 $3,891
Searsburg $1,064 $2,199
Bennington $1,072 $2,215

Stamford, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $937
Excellent (740-799) $1,069
Good (670-739) $1,138
Average (580-669) $1,485
Poor (300-579) $1,781

Stamford, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Lonergan & Thomas, Inc. None 550 Main St, Bennington, 5201 None
Mark Sekora State Farm 818 Main St, Bennington, 05201-2636 802-447-2227
D R Miller Agency Incorporated Nationwide 126 North St, Bennington, 05201-1825 (802) 442-4411
Jim Thibodea State Farm 112 North St, Bennington, 05201-1825 802-447-3722
Wills Agcy Inc Liberty Mutual Independent 116 SOUTH ST, BENNINGTON, 5201 (802) 442-5414
The Richards Group Liberty Mutual Independent Po Box 248 , Wilmington, 5363 None

Stamford, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,140
Driver's Failure In Showing Documents +$106 $1,198
Driving With An Expired Registration +$112 $1,204
Driving At A Considerably Slow Pace +$237 $1,329
Using A Cellphone While Driving +$250 $1,342
Running A Red Light +$254 $1,346
Speeding +$268 $1,360
Driving A Vehicle Without The Required Permission +$340 $1,432
Driving With An Expired/Suspended License +$736 $1,828

Stamford, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,048
Active Disabling Device $1,048
Tracking Device $1,026
Passive Disabling Device $1,016