Starksboro Auto Insurance Rates, Quotes, Agents & Reviews in VT

Starksboro, VT Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Starksboro, VT, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Starksboro, VT are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.


Starksboro, VT Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Starksboro, VT with that of other cities in and around Starksboro.

Starksboro Duxbury Fayston Huntington Lincoln Buels
Average Insurance Rates $1,099 $1,119 $1,153 $1,115 $1,117 $1,040

Starksboro, VT Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Starksboro, VT based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Starksboro $1,764 $1,490
Buels $1,060 $895
Huntington $1,716 $1,449
Fayston $1,906 $1,610
Monkton $1,406 $1,188
Hinesburg $1,516 $1,281
Duxbury $1,499 $1,266
Lincoln $1,640 $1,385

Starksboro, VT Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Starksboro, VT usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $3,566
20 Years $1,412
30 Years $1,088
40 Years $1,046
50 Years $969
60 Years $983
70 Years $1,144

Starksboro, VT Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Starksboro, VT can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $1,890 $308
3 Vehicles $2,835 $462
4 Vehicles $3,781 $615

Savings on 2 Vehicles bundle:$308

Savings on 3 Vehicles bundle:$462

Savings on 4 Vehicles bundle:$615


Starksboro, VT Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Starksboro, VT.

Location Average Insurance Cost Post DUI Insurance Rate
Starksboro $1,099 $2,271
Buels $1,040 $2,149
Huntington $1,115 $2,304
Fayston $1,153 $2,383
Monkton $1,114 $2,302
Hinesburg $1,141 $2,358
Duxbury $1,119 $2,312
Lincoln $1,117 $2,308

Starksboro, VT Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $943
Excellent (740-799) $1,076
Good (670-739) $1,145
Average (580-669) $1,494
Poor (300-579) $1,793

Starksboro, VT Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
The Allen Agency, Inc. None 62 Knight Ln , Williston, 5495 None
Paige & Campbell Inc Liberty Mutual Independent 5197 MAIN ST UNIT 3, WAITSFIELD, 5673 802-496-3118
P & C - Jim Hendershot Travelers PAIGE &amp CAMPBELL INC 5197 MAIN STREET - UNIT 3, WAITSFIELD, 5673 802-496-3118
T S Peck Insurance Llc Travelers 41 IDX DR STE 135, SOUTH BURLINGTON, 5403 (802) 865-8000

Starksboro, VT Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$48 $1,147
Driver's Failure In Showing Documents +$107 $1,206
Driving With An Expired Registration +$113 $1,212
Driving At A Considerably Slow Pace +$238 $1,337
Using A Cellphone While Driving +$252 $1,351
Running A Red Light +$256 $1,355
Speeding +$269 $1,368
Driving A Vehicle Without The Required Permission +$342 $1,441
Driving With An Expired/Suspended License +$741 $1,840

Starksboro, VT Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,055
Active Disabling Device $1,055
Tracking Device $1,033
Passive Disabling Device $1,022