State College, PA Auto Insurance Rates
State College, PA residents can save $350 by comparing multiple quotes & reading reviews & research on State College car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $609 | $886 | $1077 |
Latest Auto Insurance Reviews in State College, Pennsylvania
Farmer's Insurance
Farmer's Insurance was the most affordable and it allowed me better coverage than other companies who were offering less.Most other companies were wanting to charge me at least an extra $50 a month.
Farmer's Insurance was the most affordable and it allowed me better coverage than other companies who were offering less.Most other companies were wanting to charge me at least an extra $50 a month.
State Farm
I have never had an issue so I have to say they are good. Until I have a bad experience I will continue to recommend them to others.
I have never had an issue so I have to say they are good. Until I have a bad experience I will continue to recommend them to others.
Travelers
We have used several companies in the past, but we are happiest with this company. Good customer service, straight forward website with easy access to our policies and billing information.
We have used several companies in the past, but we are happiest with this company. Good customer service, straight forward website with easy access to our policies and billing information.
Allstate
the premium and deductible of my policy compared to the other car insurance companies for the same coverage is responsible for offering us the best quality services in the subject of security
the premium and deductible of my policy compared to the other car insurance companies for the same coverage is responsible for offering us the best quality services in the subject of security
Travelers
Our policy offerings are consistent with other policies that we shopped around for, as well as what we had previously before switching to this company.
Our policy offerings are consistent with other policies that we shopped around for, as well as what we had previously before switching to this company.
State Farm
I think that my premium is fairly good compared to other companies. I pay below what other people my age do. I do think it is a little high though based on the percentage of times I have actually used it. I think that insurance companies should have to pay back a good portion of the premium if it is not used.
I think that my premium is fairly good compared to other companies. I pay below what other people my age do. I do think it is a little high though based on the percentage of times I have actually used it. I think that insurance companies should have to pay back a good portion of the premium if it is not used.
State Farm Auto Insurance, State College, PA
$70/1 month
Car Insurance Policy Holder
- Single 35 Years old Female licensed 10 years ago with Leased Chevrolet Malibu LTZ used for Business with estimated annual mileage of 15,001 - 20,000.
- less than high school education & Full Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 25 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, State College, PA
$64/1 month
Car Insurance Policy Holder
- Divorced 32 Years old Female licensed 11 years ago with Leased GMC Sierra 2500HD Work Truck used for Commute to Work or School with estimated annual mileage of 20,001+.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 20 K Property Damage
- 500 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Metlife Auto, State College, PA
$49/1 month
Car Insurance Policy Holder
- Single 18 Years old Female licensed 2 years ago with Own Ford, Taurus SHO AWD, 4 Door Sedan 3.5L used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Vocational & Part Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Progressive Insurance, State College, PA
$923/12 months
Car Insurance Policy Holder
- Married 32 Years old Female licensed 17 years ago with Own Mazda, Mazda5 Sport, 4 Door Wagon used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Vocational & Part Time Job.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 2 cars insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
State Farm Auto Insurance, State College, PA
$892/12 months
Car Insurance Policy Holder
- Married 48 Years old Female licensed 29 years ago with Financed Infiniti, QX56, 4WD 4 Door Utility used for Business with estimated annual mileage of 9,001 - 12,000.
- Bachelors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $300K (Per Person Bodily Injury) / $500K (Per Accident Bodily Injury)
- 25 K Property Damage
- 300 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Safeco Insurance, State College, PA
$608/12 months
Car Insurance Policy Holder
- Single 22 Years old Male licensed 5 years ago with Own Ford, Edge SE, 4 Door 2WD Utility used for Commute to Work or School with estimated annual mileage of 9,001 - 12,000.
- Vocational & Freelancer.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Travelers Auto Insurance, State College, PA
$800/12 months
Car Insurance Policy Holder
- Single 36 Years old Male licensed 13 years ago with Own Suzuki, SX4 SE, 5 Door Sedan used for Business with estimated annual mileage of 12,001 - 15,000.
- Lawyer & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 25 K Property Damage
- 50 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Hartford, State College, PA
$835/12 months
Car Insurance Policy Holder
- Single 25 Years old Male licensed 4 years ago with Own Ford, Explorer Limited, 4 Door SUV 2WD SOHC used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Bachelors & Freelancer.
- No accidents , Issued traffic ticket previously , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 3 people are part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 100 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
Metlife Auto, State College, PA
$740/12 months
Car Insurance Policy Holder
- Divorced 54 Years old Female licensed 31 years ago with Financed GMC, Yukon Denali, 2WD 4 Door Utility Flex Fuel used for Commute to Work or School with estimated annual mileage of 12,001 - 15,000.
- Masters & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $15K (Per Person Bodily Injury) / $30K (Per Accident Bodily Injury)
- 5 K Property Damage
- 20 K Personal Injury Protection
- 15 K Uninsured Motorists Bodily Injury
- 30 K Uninsured Motorists Property Damage
State College Car Insurance Rate Comparisons
State College, PA, PA's average car insurance of $886 differs from Halfmoon, PA (+$1244), College, PA (+$134), Patton, PA (+$114) and Pennsylvania (+$718)
| State College | Halfmoon, PA | College, PA | Patton, PA | Pennsylvania | |
| Median Insurance Rates | $886 | +$1244 | +$134 | +$114 | +$718 |
State College Car Insurance Savings By Neighborhood & Street Area
| State College Driver Street Residence & Car Locations | Car Details in State College | State College Driver Demographics | State College Auto Insurance Estimates | Recent State College Insurance Savings |
|---|---|---|---|---|
| Other Area | ||||
| Curtin Rd | 2004 Jeep Liberty Limited | 71 year senior | $579 | $521 |
| Shortlidge Rd | 2009 Ford Fusion SE | 73 year male senior | $351 | $651 |
| N Buckhout St | 2008 Mazda MAZDA3 i Sport | 79 year female senior | $857 | $804 |
| N Patterson St | 2005 Buick LaCrosse CXS | 46 year man | $1235 | $901 |
| N Burrowes Rd | 2009 Volkswagen Routan SE | 48 year woman | $781 | $353 |
| E Park Ave | 2008 Chrysler 300 C HEMI | 19 year female teenager | $1845 | $653 |
| Fraser Rd | 2013 Honda Civic U.S. LX | 37 year married man | $1167 | $862 |
| E Pollock Rd | 2009 Cadillac DTS Luxury 6-Passenger | 33 year married woman | $812 | $782 |
| Pollock Rd | 2011 Lincoln MKZ Base | 19 year teenager | $1994 | $779 |
| N Burrowes St | 2013 Hyundai Sonata GLS | 17 year male teenager | $1961 | $886 |
State College Post DUI Car Insurance Rates
| State College | Halfmoon | Benner | Stormstown | Pennsylvania | |
| Median Post DUI Insurance Rate | $1647 | +$2314 | +$994 | +$2259 | +$1336 |
| Male Teenager Post DUI Insurance Rate | $3839 | +$5390 | +$2313 | +$5261 | +$3111 |
| Female Teenager Post DUI Insurance Rate | $3394 | +$4765 | +$2046 | +$4652 | +$2751 |
The Post DUI insurance in State College, PA's is $1647 compared to Halfmoon (+$2314), Benner (+$994), Stormstown (+$2259) and Pennsylvania (+$1336)
In State College, a male teenager with Post DUI pays $445 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2008 Mazda MAZDA3 i Sport in State College, PA would pay $3712 on auto insurance while a female teenager POST DUI would pay $3282.
State College Car Insurance by Segment
State College Teenagers Car Insurance Rates Comparison
12563 State College Teenagers (29% of total population), 47% Male & 53% Female.
| State College | Huston | Harris | Bellefonte | Pennsylvania | |
| All Teenagers | $1922 | +$1506 | +$2678 | +$1484 | +$1558 |
| Male Teenager | $2064 | +$1617 | +$2875 | +$1594 | +$1673 |
| Female Teenager | $1825 | +$1429 | +$2542 | +$1409 | +$1479 |
State College teenagers pay $1922 in insurance in contrast with Huston (+$1506), Harris (+$2678), Bellefonte (+$1484) and Pennsylvania (+$1558). The difference between Male & Female teenagers in State College is $239
Example
- 2005 Chevrolet Silverado K2500 Heavy Duty Male Teenager Insurance Rate $1943
- 2014 Kia Sorento LX Female Teenager Insurance Rate $1575
State College Men & Women Car Insurance
42008 State College Adults (100% of total population), 53% Men & 47% Women.
| State College | Patton | Benner | Halfmoon | Pennsylvania | |
| All Women | $797 | +$103 | +$481 | +$1120 | +$646 |
| Married Women | $708 | +$92 | +$428 | +$996 | +$575 |
| All Men | $1266 | +$164 | +$764 | +$1779 | +$1027 |
| Married Men | $1258 | +$162 | +$758 | +$1766 | +$1019 |
The typical insurance rate of $1266 that State College Men pay varies from Patton (+$164), Benner (+$764), Halfmoon (+$1779) and Pennsylvania (+$1027). In State College, married men pay $550 more than married women.
Example
- 2013 Dodge Journey Crew Married Men Insurance Rate $1209
- 2013 BMW 3 Series 328i Married Women Insurance Rate $1640
State College Senior Car Insurance
2448 State College Seniors (5% of total population), 43% Senior Men & 57% Senior Women.
| State College | Houserville | Baileyville | Lemont | Pennsylvania | |
| All Seniors | $717 | +$522 | +$76 | +$279 | +$582 |
| Senior Men | $389 | +$284 | +$42 | +$152 | +$316 |
| Senior Women | $886 | +$644 | +$94 | +$344 | +$718 |
State College seniors pay $717 in insurance compared to Houserville (+$522), Baileyville (+$76), Lemont (+$279) and Pennsylvania (+$582). In State College, senior men pay $497 less than senior women.
State College Car Insurance Discounts for Multiple Vehicles
State College Population with 1 Vehicle 5353 (44% of State College population), 2 Vehicles 3172 (26% of the State College population) and 3 vehicles 782 (6% of the population)
| State College | College | Centre County | Pleasant Gap | Pennsylvania | |
| 2 Vehicles | $1684 | +$254 | +$900 | +$1679 | +$1364 |
| 3 Vehicles | $2570 | +$388 | +$1374 | +$2563 | +$2082 |
| 4 Vehicles | $3456 | +$522 | +$1848 | +$3447 | +$2800 |
Car Insurance Agents in State College, PA
| Rank | Agent Name | Agent Contact |
|---|---|---|
| 1 | Alan D Anderson Insurance Inc | 2125 E College Ave, State College, PA 16801 |
| 2 | David T Byron Agency Inc | 119 S Burrowes St, State College, PA 16803 |
| 3 | JUDITH E MEYER | 925 West College Avenue, State College, PA 16801-2804 |
| 4 | M D Karstetter Agency Inc | 925 W College Ave, State College, PA 16801-2804 |
State College Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Chevrolet, Express 1500 | $1500 | $820 | $1320 | $770 | $2270 | $-950 |
| Nissan, Quest LE | $200 | $870 | $1070 | $830 | $1030 | $40 |
| Infiniti, FX50 AWD | $400 | $930 | $1330 | $870 | $1270 | $60 |
| Chevrolet, Express 3500 | $1000 | $870 | $1370 | $800 | $1800 | $-430 |
| Jeep, Grand Cherokee Overland | $300 | $860 | $1160 | $800 | $1100 | $60 |