Sterling Heights, MI Auto Insurance Rates
Sterling Heights, MI residents can save $980 by comparing multiple quotes & reading reviews & research on Sterling Heights car insurance rates, quotes, agents & coverage.
| Lowest | Average | Highest |
|---|---|---|
| $1479 | $2450 | $4539 |
Latest Auto Insurance Reviews in Sterling Heights, Michigan
Overall I think they offer great rates, are expeditious, are knowledgeable and offer great customer service.
I am not sure what other companies premiums are. Our neighbor is our insurance person, and we trust her to provide the most cost efficient product available.
Compared to other insurance companies Meemic outshines everyone especially with their discounted rates for teachers. It has the same policy offerings as other insurance companies but for almost half the rate.
Thankfully I have not had to have any interaction with them so far. My Allstate agent handled setting up the policy so I have never spoken with Providence directly.
I researched other car insurance companies after my accident. Based on my history and what my state requires, I am getting a good deal with my company.
Very good service keep up the good work thanks for making it happen being able to help me finance my dream car
I think that the premium is high, however the state of Michigan just seems to be on the higher side overall for car insurance.
In this insurance company provide a good customer service and help to know all details about insurance. it gives a good experience to me.
My car insurances gets a good rating I have been with them for years and they have been consistent with their good service
My car insurances gets a good rating I have been with them for years and they have been consistent with their good service
I'll give Progressive a 4. Their customer service is better than Geico. I like the ability to handle most issues online, and all over the phone. I like the option of Snapshot technology to get my rate down. I like that they are available at a wide variety of hours for changes or questions.
I love our personal aduster from farmers bureau. To be honest, it feels as if he were a family member instead of our adjuster, We don't feel as if we are just another one of his customers.
from my company where I am, I like it a lot because it gives me many benefits, since it provides many things
I like that they are attentive with security and that they are always there for when they need them, sometimes I do not feel secure in their attention.
I dislike how reading through my coverage policy is confusing, even though basically all is covered
- Married 39 Years old Female licensed 17 years ago with Own Acura TSX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
- Doctors & Full Time Job.
- No accidents , No traffic tickets , No DUIs , No Licence suspensions .
- 1 car insured & 1 person is part of this policy
- Home and Auto insurance are from difference companies
- $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
- 10 K Property Damage
- 50 K Personal Injury Protection
- 20 K Uninsured Motorists Bodily Injury
- 40 K Uninsured Motorists Property Damage
Sterling Heights Car Insurance Rate Comparisons
Sterling Heights, MI's average car insurance of $2450 differs from Roseville, MI (-$155), Eastpointe, MI (+$13), Madison Heights, MI (-$208) and Michigan (+$70)
| Sterling Heights | Roseville, MI | Eastpointe, MI | Madison Heights, MI | Michigan | |
| Median Insurance Rates | $2450 | -$155 | +$13 | -$208 | +$70 |
Sterling Heights Car Insurance Savings By Neighborhood & Street Area
| Sterling Heights Driver Street Residence & Car Locations | Car Details in Sterling Heights | Sterling Heights Driver Demographics | Sterling Heights Auto Insurance Estimates | Recent Sterling Heights Insurance Savings |
|---|---|---|---|---|
| Rudgate Manor Mobile Home Park | ||||
| Edgestone Dr | 2001 Chevrolet Silverado 2500HD LS | 26 year married man | $2754 | $371 |
| Whitbyway Dr | 2008 Ford Fusion SEL | 49 year man | $2792 | $841 |
| Gladstone Dr | 2006 Buick Rendezvous CXL Plus | 19 year female teenager | $4268 | $900 |
| Corriander Ct | 2009 Jeep Grand Cherokee Limited | 18 year teenager | $3624 | $821 |
| Other Area | ||||
| Millett Ave | 2010 Toyota Prius II | 83 year female senior | $2656 | $681 |
| Product Dr | 2010 Mazda Mazda3 s Sport | 18 year male teenager | $4245 | $579 |
| Sterling Dr N | 2011 Hyundai Sonata GLS | 32 year married woman | $1922 | $639 |
| Sterling Estates Mobile Home Park | ||||
| St Ives Ct | 2012 Honda Civic LX | 40 year woman | $2103 | $838 |
| Mangrove Dr | 2006 Acura TSX Base w/Navi | 74 year male senior | $2811 | $983 |
| Locust Ct | 2011 Kia Sorento LX | 73 year senior | $2459 | $896 |
Sterling Heights Post DUI Car Insurance Rates
| Sterling Heights | Rochester Hills | Berkley | Roseville | Michigan | |
| Median Post DUI Insurance Rate | $4557 | -$1020 | -$873 | -$289 | +$130 |
| Male Teenager Post DUI Insurance Rate | $8156 | -$1825 | -$1563 | -$516 | +$232 |
| Female Teenager Post DUI Insurance Rate | $8111 | -$1815 | -$1553 | -$513 | +$231 |
The Post DUI insurance in Sterling Heights, MI's is $4557 compared to Rochester Hills (-$1020), Berkley (-$873), Roseville (-$289) and Michigan (+$130)
In Sterling Heights, a male teenager with Post DUI pays $45 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CXL Plus in Sterling Heights, MI would pay $7983 on auto insurance while a female teenager POST DUI would pay $7938.
Sterling Heights Car Insurance by Segment
Sterling Heights Teenagers Car Insurance Rates Comparison
8532 Sterling Heights Teenagers (6% of total population), 52% Male & 48% Female.
| Sterling Heights | Utica | Berkley | Clinton charter | Michigan | |
| All Teenagers | $4361 | +$124 | -$835 | -$18 | +$124 |
| Male Teenager | $4385 | +$125 | -$840 | -$18 | +$125 |
| Female Teenager | $4361 | +$124 | -$835 | -$18 | +$124 |
Sterling Heights teenagers pay $4361 in insurance in contrast with Utica (+$124), Berkley (-$835), Clinton charter (-$18) and Michigan (+$124). The difference between Male & Female teenagers in Sterling Heights is $24
Example
- 2006 Chrysler 300C SRT-8 Base Male Teenager Insurance Rate $4482
- 2013 Nissan Rogue SV Female Teenager Insurance Rate $4158
Sterling Heights Men & Women Car Insurance
129887 Sterling Heights Adults (100% of total population), 49% Men & 51% Women.
| Sterling Heights | Eastpointe | Troy | Pleasant Ridge | Michigan | |
| All Women | $2254 | +$11 | -$337 | +$763 | +$64 |
| Married Women | $1960 | +$10 | -$293 | +$664 | +$56 |
| All Men | $3038 | +$16 | -$454 | +$1029 | +$86 |
| Married Men | $2891 | +$15 | -$432 | +$979 | +$82 |
The typical insurance rate of $3038 that Sterling Heights Men pay varies from Eastpointe (+$16), Troy (-$454), Pleasant Ridge (+$1029) and Michigan (+$86). In Sterling Heights, married men pay $931 more than married women.
Example
- 2008 Audi S6 quattro Married Men Insurance Rate $2928
- 2010 Lexus GS 350 Base Married Women Insurance Rate $3400
Sterling Heights Senior Car Insurance
27566 Sterling Heights Seniors (21% of total population), 44% Senior Men & 56% Senior Women.
| Sterling Heights | Shelby charter | Roseville | Eastpointe | Michigan | |
| All Seniors | $2719 | +$1088 | -$172 | +$14 | +$78 |
| Senior Men | $2719 | +$1088 | -$172 | +$14 | +$78 |
| Senior Women | $2744 | +$1097 | -$174 | +$14 | +$78 |
Sterling Heights seniors pay $2719 in insurance compared to Shelby charter (+$1088), Roseville (-$172), Eastpointe (+$14) and Michigan (+$78). In Sterling Heights, senior men pay $25 less than senior women.
Sterling Heights Car Insurance Discounts for Multiple Vehicles
Sterling Heights Population with 1 Vehicle 16723 (34% of Sterling Heights population), 2 Vehicles 20103 (41% of the Sterling Heights population) and 3 vehicles 6952 (14% of the population)
| Sterling Heights | Clinton charter | Roseville | Hazel Park | Michigan | |
| 2 Vehicles | $4655 | -$19 | -$294 | +$67 | +$133 |
| 3 Vehicles | $7105 | -$29 | -$449 | +$102 | +$203 |
| 4 Vehicles | $9555 | -$39 | -$604 | +$137 | +$273 |
Sterling Heights Auto Insurance Rates Vary by Deductible
| Low Deductible ($500) | High Deductible ($1000) | |||||
|---|---|---|---|---|---|---|
| Make & Model | Example Claim Amount | Yearly Premium | Total Yearly Cost | Yearly Premium | Total Yearly Cost | Net Savings for High Deductible Plan |
| Subaru, Outback 3.6R | $1500 | $2810 | $3310 | $2580 | $4080 | $-770 |
| GMC, Sierra 2500HD SLT | $1000 | $2650 | $3150 | $2430 | $3430 | $-280 |
| Subaru, Forester 2.5X Premium | $100 | $2530 | $2630 | $2360 | $2460 | $170 |
| Nissan, NV3500 SV | $700 | $2510 | $3010 | $2350 | $3050 | $-40 |
| Nissan, Titan S King Cab SWB | $400 | $2480 | $2880 | $2310 | $2710 | $170 |