Sterling Heights, MI Auto Insurance Rates

Sterling Heights, MI residents can save $980 by comparing multiple quotes & reading reviews & research on Sterling Heights car insurance rates, quotes, agents & coverage.

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$1479 $2450 $4539

Latest Auto Insurance Reviews in Sterling Heights, Michigan

State Farm
Overall I think they offer great rates, are expeditious, are knowledgeable and offer great customer service.
State Farm
I am not sure what other companies premiums are. Our neighbor is our insurance person, and we trust her to provide the most cost efficient product available.
Meemic Insurance
Compared to other insurance companies Meemic outshines everyone especially with their discounted rates for teachers. It has the same policy offerings as other insurance companies but for almost half the rate.
Thankfully I have not had to have any interaction with them so far. My Allstate agent handled setting up the policy so I have never spoken with Providence directly.
State Farm
I researched other car insurance companies after my accident. Based on my history and what my state requires, I am getting a good deal with my company.
State Farm
Very good service keep up the good work thanks for making it happen being able to help me finance my dream car
Auto Owners Insurance
I think that the premium is high, however the state of Michigan just seems to be on the higher side overall for car insurance.
In this insurance company provide a good customer service and help to know all details about insurance. it gives a good experience to me.
Motorists Mutual Insurance Company
My car insurances gets a good rating I have been with them for years and they have been consistent with their good service
Motorists Mutual Insurance Company
My car insurances gets a good rating I have been with them for years and they have been consistent with their good service
I'll give Progressive a 4. Their customer service is better than Geico. I like the ability to handle most issues online, and all over the phone. I like the option of Snapshot technology to get my rate down. I like that they are available at a wide variety of hours for changes or questions.
Farmer's Insurance
I love our personal aduster from farmers bureau. To be honest, it feels as if he were a family member instead of our adjuster, We don't feel as if we are just another one of his customers.
from my company where I am, I like it a lot because it gives me many benefits, since it provides many things
Liberty Mutual
I like that they are attentive with security and that they are always there for when they need them, sometimes I do not feel secure in their attention.
I dislike how reading through my coverage policy is confusing, even though basically all is covered
Write Your Review | Sterling Heights, Michigan Auto Insurance Analysis
State Farm Auto Insurance, Sterling Heights, MI
$71/1 month
Car Insurance Policy Holder
  • Married 39 Years old Female licensed 17 years ago with Own Acura TSX used for Commute to Work or School with estimated annual mileage of 15,001 - 20,000.
  • Doctors & Full Time Job.
  • No accidents , No traffic tickets , No DUIs , No Licence suspensions .
Car Insurance Policy & Coverage Details:
  • 1 car insured & 1 person is part of this policy
  • Home and Auto insurance are from difference companies
  • $25K (Per Person Bodily Injury) / $50K (Per Accident Bodily Injury)
  • 10 K Property Damage
  • 50 K Personal Injury Protection
  • 20 K Uninsured Motorists Bodily Injury
  • 40 K Uninsured Motorists Property Damage

Sterling Heights Car Insurance Rate Comparisons

Sterling Heights, MI's average car insurance of $2450 differs from Roseville, MI (-$155), Eastpointe, MI (+$13), Madison Heights, MI (-$208) and Michigan (+$70)

Sterling Heights Roseville, MI Eastpointe, MI Madison Heights, MI Michigan
Median Insurance Rates $2450 -$155 +$13 -$208 +$70

Sterling Heights Car Insurance Savings By Neighborhood & Street Area

Sterling Heights Driver Street Residence & Car Locations Car Details in Sterling Heights Sterling Heights Driver Demographics Sterling Heights Auto Insurance Estimates Recent Sterling Heights Insurance Savings
Rudgate Manor Mobile Home Park
Edgestone Dr2001 Chevrolet Silverado 2500HD LS26 year married man$2754$371
Whitbyway Dr2008 Ford Fusion SEL49 year man$2792$841
Gladstone Dr2006 Buick Rendezvous CXL Plus19 year female teenager$4268$900
Corriander Ct2009 Jeep Grand Cherokee Limited18 year teenager$3624$821
Other Area
Millett Ave2010 Toyota Prius II83 year female senior$2656$681
Product Dr2010 Mazda Mazda3 s Sport18 year male teenager$4245$579
Sterling Dr N2011 Hyundai Sonata GLS32 year married woman$1922$639
Sterling Estates Mobile Home Park
St Ives Ct2012 Honda Civic LX40 year woman$2103$838
Mangrove Dr2006 Acura TSX Base w/Navi74 year male senior$2811$983
Locust Ct2011 Kia Sorento LX73 year senior$2459$896

Sterling Heights Post DUI Car Insurance Rates

Sterling Heights Rochester Hills Berkley Roseville Michigan
Median Post DUI Insurance Rate $4557 -$1020 -$873 -$289 +$130
Male Teenager Post DUI Insurance Rate $8156 -$1825 -$1563 -$516 +$232
Female Teenager Post DUI Insurance Rate $8111 -$1815 -$1553 -$513 +$231

The Post DUI insurance in Sterling Heights, MI's is $4557 compared to Rochester Hills (-$1020), Berkley (-$873), Roseville (-$289) and Michigan (+$130)

In Sterling Heights, a male teenager with Post DUI pays $45 more than a female teenager Post DUI. For Example, a Male Teenager Post DUI with a 2006 Buick Rendezvous CXL Plus in Sterling Heights, MI would pay $7983 on auto insurance while a female teenager POST DUI would pay $7938.

Sterling Heights Car Insurance by Segment

Sterling Heights Teenagers Car Insurance Rates Comparison

8532 Sterling Heights Teenagers (6% of total population), 52% Male & 48% Female.

Sterling Heights Utica Berkley Clinton charter Michigan
All Teenagers $4361 +$124 -$835 -$18 +$124
Male Teenager $4385 +$125 -$840 -$18 +$125
Female Teenager $4361 +$124 -$835 -$18 +$124

Sterling Heights teenagers pay $4361 in insurance in contrast with Utica (+$124), Berkley (-$835), Clinton charter (-$18) and Michigan (+$124). The difference between Male & Female teenagers in Sterling Heights is $24


  • 2006 Chrysler 300C SRT-8 Base Male Teenager Insurance Rate $4482
  • 2013 Nissan Rogue SV Female Teenager Insurance Rate $4158

Sterling Heights Men & Women Car Insurance

129887 Sterling Heights Adults (100% of total population), 49% Men & 51% Women.

Sterling Heights Eastpointe Troy Pleasant Ridge Michigan
All Women $2254 +$11 -$337 +$763 +$64
Married Women $1960 +$10 -$293 +$664 +$56
All Men $3038 +$16 -$454 +$1029 +$86
Married Men $2891 +$15 -$432 +$979 +$82

The typical insurance rate of $3038 that Sterling Heights Men pay varies from Eastpointe (+$16), Troy (-$454), Pleasant Ridge (+$1029) and Michigan (+$86). In Sterling Heights, married men pay $931 more than married women.


  • 2008 Audi S6 quattro Married Men Insurance Rate $2928
  • 2010 Lexus GS 350 Base Married Women Insurance Rate $3400

Sterling Heights Senior Car Insurance

27566 Sterling Heights Seniors (21% of total population), 44% Senior Men & 56% Senior Women.

Sterling Heights Shelby charter Roseville Eastpointe Michigan
All Seniors $2719 +$1088 -$172 +$14 +$78
Senior Men $2719 +$1088 -$172 +$14 +$78
Senior Women $2744 +$1097 -$174 +$14 +$78

Sterling Heights seniors pay $2719 in insurance compared to Shelby charter (+$1088), Roseville (-$172), Eastpointe (+$14) and Michigan (+$78). In Sterling Heights, senior men pay $25 less than senior women.

Sterling Heights Car Insurance Discounts for Multiple Vehicles

Sterling Heights Population with 1 Vehicle 16723 (34% of Sterling Heights population), 2 Vehicles 20103 (41% of the Sterling Heights population) and 3 vehicles 6952 (14% of the population)

Sterling Heights Clinton charter Roseville Hazel Park Michigan
2 Vehicles $4655 -$19 -$294 +$67 +$133
3 Vehicles $7105 -$29 -$449 +$102 +$203
4 Vehicles $9555 -$39 -$604 +$137 +$273

Sterling Heights Auto Insurance Rates Vary by Deductible

Low Deductible ($500) High Deductible ($1000)
Make & Model Example Claim Amount Yearly Premium Total Yearly Cost Yearly Premium Total Yearly Cost Net Savings for High Deductible Plan
Subaru, Outback 3.6R $1500 $2810 $3310 $2580 $4080 $-770
GMC, Sierra 2500HD SLT $1000 $2650 $3150 $2430 $3430 $-280
Subaru, Forester 2.5X Premium $100 $2530 $2630 $2360 $2460 $170
Nissan, NV3500 SV $700 $2510 $3010 $2350 $3050 $-40
Nissan, Titan S King Cab SWB $400 $2480 $2880 $2310 $2710 $170