Stewart Auto Insurance Rates, Quotes, Agents & Reviews in AL

Stewart, AL Auto Insurance Rates, Quotes, Agents & Reviews

Zimlon, through its research, found that car owners in Stewart, AL, can avail multiple discounts on car insurance by taking various factors into consideration. These factors are explored in detail by Zimlon in the analysis below.

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Factors that can influence the cost of car insurance in Stewart, AL are listed below. It is imperative to understand these factors in order to reduce the cost of car insurance. It is also essential to strike a balance between the cost of insurance and the coverage requirements.

Stewart, AL Auto Insurance Rate Comparisons with Neighboring Locations | Back to Top

The following table compares the cost of insurance in Stewart, AL with that of other cities in and around Stewart.

Stewart-Akron Moundville Hale County Greensboro Northeast Greensboro Akron
Average Insurance Rates $1,419 $1,438 $1,412 $1,435 $1,375 $1,357

Stewart, AL Auto Insurance Rates vary Based on Deductibles in Neighboring Cities | Back to Top

The following table makes a comparison of the variation in car insurance rates in and around Stewart, AL based on the change in deductibles. A higher deductible leads to a decrease in the cost of car insurance.

Location Low Deductible ($500) High Deductible ($1000)
Stewart-Akron $1,488 $1,257
Akron $1,524 $1,288
Hale County $1,589 $1,342
Sawyerville $1,619 $1,368
Moundville $2,068 $1,747
Eutaw $1,367 $1,154
Greensboro Northeast $1,505 $1,271
Greensboro $2,373 $2,004

Stewart, AL Auto Insurance Rates Based on the Age of the Driver | Back to Top

Teenagers in Stewart, AL usually pay a much higher car insurance rate compared to the rest of the state as they are generally considered to be less responsible behind the wheel. Middle-aged drivers are likely to pay lower car insurance premiums if they are considered to be safer drivers by insurance companies.

Age of Driver Insurance Cost
Teens $4,604
20 Years $1,823
30 Years $1,404
40 Years $1,351
50 Years $1,251
60 Years $1,269
70 Years $1,477

Stewart, AL Car Insurance Discounts for Multi-Car Insurance | Back to Top

Car owners in Stewart, AL can obtain discounts if they insure multiple vehicles with the same insurer. The average savings one can obtain are as follows:

Number of Cars Auto Insurance Cost Total Savings
2 Vehicles $2,412 $426
3 Vehicles $3,618 $639
4 Vehicles $4,825 $851

Savings on 2 Vehicles bundle:$426

Savings on 3 Vehicles bundle:$639

Savings on 4 Vehicles bundle:$851

Stewart, AL Post- DUI Auto Insurance Rates | Back to Top

Driving Under Influence (DUI) can be an added burden on your wallet. The cost of auto insurance will go up post-DUI. The below graph does a comparison of auto insurance rates before and after DUI in and around Stewart, AL.

Location Average Insurance Cost Post DUI Insurance Rate
Stewart-Akron $1,419 $2,516
Akron $1,357 $2,406
Hale County $1,412 $2,504
Sawyerville $1,409 $2,498
Moundville $1,438 $2,550
Eutaw $1,399 $2,480
Greensboro Northeast $1,435 $2,544
Greensboro $1,375 $2,438

Stewart, AL Auto Insurance Rates Based on Credit Score | Back to Top

Car insurance companies can use the Credit Score of car drivers to determine car insurance rates. Car drivers with good credit can avail of substantial discounts on car insurance rates.

Credit Score Insurance Cost
Exceptional (800-850) $1,217
Excellent (740-799) $1,390
Good (670-739) $1,479
Average (580-669) $1,929
Poor (300-579) $2,315

Stewart, AL Auto Insurance Agents | Back to Top

Car owners can obtain quotes from multiple auto insurance companies. Comparing different quotes can help identify the cheapest auto insurance provider best suited for their coverage needs.

Agent Name Company Agent Address Contact Details
Ryan Powell Allstate 2415 12th St, Tuscaloosa, 35401 (205) 530-1981
Ryan Whitson State Farm 1503 Bridge Ave, Northport, 35476-4865 205-722-2804
Doug Jinks Insurance Center Inc Travelers 22680 BUCKSVILLE ROAD, MCCALLA, 35111 205-477-1711
Joseph Mccomb Allstate 1811 Skyland Blvd E, Tuscaloosa, 35405 (205) 556-3550
James Anthony Allstate 730 Energy Ctr Blvd Ste 1402, Northport, 35473 (205) 333-0070
Tiffney Mcculley Allstate 5820 Old Greensboro Rd, Tuscaloosa, 35405 (205) 248-0303
Jim Cole State Farm 301 State St, Greensboro, 36744-2114 334-624-7892
David Cureington State Farm 320 Hargrove Rd E, Tuscaloosa, 35401-5030 205-758-3331
Cornelison & Associates Dba Zealco Insurance None 1802 Lurleen Wallace Blvd, Northport, 35476 (205) 650-1064
Alex Mccune State Farm 1420 McFarland Blvd Ste 4, Northport, 35476-3219 205-248-2057
Lew Bradley Jr State Farm 3651 Watermelon Rd, Northport, 35473-5139 205-752-2547
Fitts Agency Inc Liberty Mutual Independent 1806 6TH ST, TUSCALOOSA, 35401 205-342-3500

Stewart, AL Auto Insurance Rates can Increase Based on Driving Violations | Back to Top

Auto insurance rates tend to increase depending on the type and number of driving violations. The driving violations can stay on the record for a considerable amount of time leading to higher auto insurance rates. The severity of the driving violation and place of residence will determine how long the violation stays on record.

Driving Violation Cost Increase Total Insurance Cost
Driving Without Headlights +$62 $1,481
Driver's Failure In Showing Documents +$138 $1,557
Driving With An Expired Registration +$146 $1,565
Driving At A Considerably Slow Pace +$308 $1,727
Using A Cellphone While Driving +$325 $1,744
Running A Red Light +$331 $1,750
Speeding +$348 $1,767
Driving A Vehicle Without The Required Permission +$441 $1,860
Driving With An Expired/Suspended License +$956 $2,375

Stewart, AL Auto Insurance Rates Based on Anti-Theft Feature | Back to Top

Cars that are equipped with safety devices are less prone to thefts. As a result, auto insurance companies provide a considerable amount of discounts to vigilant car owners. The discounts vary depending on the type and number of safety devices installed.

Anti Theft Feature Insurance Cost
Audible Alarm $1,362
Active Disabling Device $1,362
Tracking Device $1,334
Passive Disabling Device $1,320